{
"company_details": [
{
"company_id": "0000832480",
"feature_distribution_plot": "https://www.realrate-archive.com/us_life/2023/feature_distribution/feature_distribution_0000832480.svg",
"graph_url": "https://www.realrate-archive.com/us_life/2023/graphs/IME_0000832480.svg",
"logo_url": "https://www.realrate-archive.com/us_life/logos/0000832480.png",
"logo_url_256x256": "https://www.realrate-archive.com/us_life/logos/0000832480_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0000832480_main_keyfigs.svg",
"name": "UTG INC",
"rank": 1,
"regression_plot": "https://www.realrate-archive.com/us_life/2023/backtesting_correlation/regression_0000832480.svg",
"report_text": "The relative strengths and weaknesses of UTG INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of UTG INC compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 17% points.The greatest weakness of UTG INC is the variable Liability for Future Policy Benefit, reducing the Economic Capital Ratio by 17% points.
The company's Economic Capital Ratio, given in the ranking table, is 36%, being 13% points above the market average of 23%.",
"report_url": "https://www.realrate-archive.com/us_life/2023/report/0000832480_2024_UTG_INC.pdf",
"shrinked_graph_json": {
"2017": {
"Separate Account, Liability": "8.29",
"Liabilities": "1.70",
"Stockholders Equity": "4.10",
"ECR before LimitedLiability": "6.48",
"Other Liabilities": "12.5",
"Liability for Future Policy Benefit": "-25.8",
"Other Assets": "-1.73",
"Assets": "2.12",
"Debt Securities, Available-for-sale": "15.3",
"Separate Account, Assets": "-4.87",
"Mortgage Loans on Real Estate, Net": "-1.17",
"Other Expenses": "-0.971",
"Expenses": "2.52",
"Comprehensive Net Income": "2.79",
"Benefits": "3.56",
"Premiums Earned, Net": "-4.26",
"Revenues": "-2.15",
"Net Investment Income": "0.667",
"Other Revenues": "2.02",
"Other Compr. Net Income": "2.10",
"Economic Capital Ratio": "6.98"
},
"2018": {
"Liability for Future Policy Benefit": "-18.4",
"Liabilities": "2.54",
"Stockholders Equity": "5.03",
"ECR before LimitedLiability": "5.08",
"Separate Account, Liability": "6.02",
"Other Liabilities": "13.0",
"Separate Account, Assets": "-3.90",
"Assets": "2.30",
"Mortgage Loans on Real Estate, Net": "-1.77",
"Other Assets": "5.54",
"Debt Securities, Available-for-sale": "3.94",
"Benefits": "5.11",
"Expenses": "2.59",
"Revenues": "-0.658",
"Net Income": "2.51",
"Other Expenses": "-2.24",
"Premiums Earned, Net": "-5.35",
"Other Revenues": "5.32",
"Other Net Income": "0.583",
"Economic Capital Ratio": "5.57",
"Other Compr. Net Income": "-1.88"
},
"2019": {
"Liability for Future Policy Benefit": "-23.6",
"Liabilities": "2.95",
"Stockholders Equity": "6.11",
"ECR before LimitedLiability": "8.61",
"Separate Account, Liability": "5.21",
"Other Liabilities": "14.3",
"Separate Account, Assets": "-2.96",
"Assets": "2.77",
"Other Assets": "-1.44",
"Debt Securities, Available-for-sale": "11.2",
"Mortgage Loans on Real Estate, Net": "-1.24",
"Other Expenses": "-1.36",
"Expenses": "2.50",
"Net Income": "2.57",
"Benefits": "3.92",
"Net Investment Income": "0.483",
"Comprehensive Net Income": "2.87",
"Premiums Earned, Net": "-4.43",
"Other Revenues": "4.08",
"Other Net Income": "0.467",
"Economic Capital Ratio": "9.10"
},
"2020": {
"Liability for Future Policy Benefit": "-22.5",
"Liabilities": "2.86",
"Stockholders Equity": "7.43",
"ECR before LimitedLiability": "7.81",
"Separate Account, Liability": "6.22",
"Other Liabilities": "13.6",
"Other Assets": "0.632",
"Assets": "3.95",
"Debt Securities, Available-for-sale": "9.79",
"Mortgage Loans on Real Estate, Net": "-1.35",
"Separate Account, Assets": "-3.05",
"Other Expenses": "-1.74",
"Expenses": "2.75",
"Revenues": "-2.44",
"Net Income": "0.716",
"Benefits": "4.64",
"Premiums Earned, Net": "-4.71",
"Other Revenues": "2.47",
"Comprehensive Net Income": "1.03",
"Other Net Income": "0.496",
"Economic Capital Ratio": "8.23"
},
"2021": {
"Other Liabilities": "12.1",
"Liabilities": "3.82",
"Assets": "4.41",
"Stockholders Equity": "8.91",
"ECR before LimitedLiability": "9.71",
"Separate Account, Liability": "6.09",
"Liability for Future Policy Benefit": "-17.2",
"Separate Account, Assets": "-3.70",
"Other Assets": "12.8",
"Mortgage Loans on Real Estate, Net": "-1.67",
"Other Expenses": "-1.79",
"Expenses": "2.79",
"Net Income": "1.54",
"Benefits": "4.74",
"Insurance Commissions and Fees": "-0.487",
"Revenues": "-1.63",
"Premiums Earned, Net": "-4.69",
"Other Revenues": "3.85",
"Comprehensive Net Income": "1.09",
"Other Net Income": "0.453",
"Economic Capital Ratio": "9.98"
},
"2022": {
"Other Liabilities": "13.6",
"Liabilities": "6.95",
"Assets": "4.43",
"Stockholders Equity": "12.2",
"ECR before LimitedLiability": "21.4",
"Separate Account, Liability": "6.09",
"Liability for Future Policy Benefit": "-16.1",
"Separate Account, Assets": "-3.48",
"Other Assets": "15.6",
"Mortgage Loans on Real Estate, Net": "-1.78",
"Other Expenses": "-1.66",
"Expenses": "2.08",
"Net Income": "10.8",
"Benefits": "3.82",
"Other Revenues": "8.02",
"Revenues": "5.22",
"Premiums Earned, Net": "-4.05",
"Net Investment Income": "2.15",
"Comprehensive Net Income": "11.0",
"Other Net Income": "2.85",
"Economic Capital Ratio": "19.1"
},
"2023": {
"Separate Account, Liability": "7.02",
"Liabilities": "5.99",
"Stockholders Equity": "13.0",
"ECR before LimitedLiability": "12.5",
"Other Liabilities": "12.6",
"Liability for Future Policy Benefit": "-17.1",
"Debt Securities, Available-for-sale": "-0.140",
"Assets": "5.79",
"Expenses": "1.55",
"Revenues": "-1.99",
"Separate Account, Assets": "-4.04",
"Other Assets": "17.1",
"Mortgage Loans on Real Estate, Net": "-1.68",
"Benefits": "3.69",
"Other Expenses": "-2.03",
"Other Revenues": "1.40",
"Premiums Earned, Net": "-3.70",
"Insurance Commissions and Fees": "-0.414",
"Net Investment Income": "0.774",
"Other Net Income": "0.458",
"Economic Capital Ratio": "12.8"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0000832480_strength_weakness.svg",
"table_records": {
"2017": {
"input_variables": {
"Benefits": "0",
"Debt Securities, Available-for-sale": "237,404",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "259,469",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "11,701",
"Other Assets": "169,041",
"Other Compr. Net Income": "12,596",
"Other Expenses": "25,961",
"Other Liabilities": "36,544",
"Other Net Income": "2,040",
"Other Revenues": "17,033",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "296,014",
"Assets": "406,445",
"Expenses": "25,961",
"Revenues": "28,734",
"Stockholders Equity": "110,432",
"Net Income": "4,813",
"Comprehensive Net Income": "17,409",
"BaseVar": "385,894",
"ECR before LimitedLiability": "21%",
"Economic Capital Ratio": "34%"
}
},
"2018": {
"input_variables": {
"Benefits": "0",
"Debt Securities, Available-for-sale": "160,961",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "253,852",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "11,203",
"Other Assets": "234,588",
"Other Compr. Net Income": "-14,822",
"Other Expenses": "31,431",
"Other Liabilities": "34,619",
"Other Net Income": "2,759",
"Other Revenues": "30,071",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "288,472",
"Assets": "395,548",
"Expenses": "31,431",
"Revenues": "41,273",
"Stockholders Equity": "107,077",
"Net Income": "12,600",
"Comprehensive Net Income": "-2,221",
"BaseVar": "387,152",
"ECR before LimitedLiability": "15%",
"Economic Capital Ratio": "30%"
}
},
"2019": {
"input_variables": {
"Benefits": "0",
"Debt Securities, Available-for-sale": "250,291",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "249,264",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "11,316",
"Other Assets": "168,455",
"Other Compr. Net Income": "8,590",
"Other Expenses": "29,964",
"Other Liabilities": "37,985",
"Other Net Income": "2,364",
"Other Revenues": "32,880",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "287,249",
"Assets": "418,746",
"Expenses": "29,964",
"Revenues": "44,195",
"Stockholders Equity": "131,497",
"Net Income": "16,596",
"Comprehensive Net Income": "25,186",
"BaseVar": "395,554",
"ECR before LimitedLiability": "26%",
"Economic Capital Ratio": "37%"
}
},
"2020": {
"input_variables": {
"Benefits": "0",
"Debt Securities, Available-for-sale": "243,855",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "243,991",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "9,529",
"Other Assets": "175,201",
"Other Compr. Net Income": "6,478",
"Other Expenses": "27,571",
"Other Liabilities": "37,924",
"Other Net Income": "2,529",
"Other Revenues": "17,729",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "281,915",
"Assets": "419,056",
"Expenses": "27,571",
"Revenues": "27,258",
"Stockholders Equity": "137,141",
"Net Income": "2,217",
"Comprehensive Net Income": "8,695",
"BaseVar": "382,403",
"ECR before LimitedLiability": "22%",
"Economic Capital Ratio": "35%"
}
},
"2021": {
"input_variables": {
"Benefits": "0",
"Debt Securities, Available-for-sale": "140,964",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "235,368",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "9,050",
"Other Assets": "297,496",
"Other Compr. Net Income": "-5,423",
"Other Expenses": "28,360",
"Other Liabilities": "61,847",
"Other Net Income": "2,502",
"Other Revenues": "26,563",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "297,215",
"Assets": "438,460",
"Expenses": "28,360",
"Revenues": "35,613",
"Stockholders Equity": "141,245",
"Net Income": "9,755",
"Comprehensive Net Income": "4,332",
"BaseVar": "403,786",
"ECR before LimitedLiability": "20%",
"Economic Capital Ratio": "34%"
}
},
"2022": {
"input_variables": {
"Benefits": "0",
"Debt Securities, Available-for-sale": "108,313",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "229,583",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "20,811",
"Other Assets": "339,221",
"Other Compr. Net Income": "-22,087",
"Other Expenses": "37,911",
"Other Liabilities": "59,923",
"Other Net Income": "2,566",
"Other Revenues": "48,897",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "289,506",
"Assets": "447,534",
"Expenses": "37,911",
"Revenues": "69,709",
"Stockholders Equity": "158,028",
"Net Income": "34,364",
"Comprehensive Net Income": "12,277",
"BaseVar": "434,656",
"ECR before LimitedLiability": "25%",
"Economic Capital Ratio": "37%"
}
},
"2023": {
"input_variables": {
"Benefits": "0",
"Debt Securities, Available-for-sale": "103,410",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "223,758",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "14,142",
"Other Assets": "338,299",
"Other Compr. Net Income": "2,116",
"Other Expenses": "26,336",
"Other Liabilities": "56,261",
"Other Net Income": "2,985",
"Other Revenues": "11,279",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "280,019",
"Assets": "441,709",
"Expenses": "26,336",
"Revenues": "25,420",
"Stockholders Equity": "161,690",
"Net Income": "2,070",
"Comprehensive Net Income": "4,186",
"BaseVar": "389,293",
"ECR before LimitedLiability": "24%",
"Economic Capital Ratio": "36%"
}
}
},
"top_rated": true,
"trend": 0.0,
"value": 0.3599640382057462,
"company_index": "https://www.realrate-archive.com/us_life/2023/industry_indexes/0000832480.svg",
"analysing_equity": "https://www.realrate-archive.com/us_life/2023/analytics/equity/0000832480.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_life/2023/analytics/profit_loss/0000832480.svg"
},
{
"company_id": "0000008177",
"feature_distribution_plot": "https://www.realrate-archive.com/us_life/2023/feature_distribution/feature_distribution_0000008177.svg",
"graph_url": "https://www.realrate-archive.com/us_life/2023/graphs/IME_0000008177.svg",
"logo_url": "https://www.realrate-archive.com/us_life/logos/0000008177.png",
"logo_url_256x256": "https://www.realrate-archive.com/us_life/logos/0000008177_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0000008177_main_keyfigs.svg",
"name": "Atlantic American CORP",
"rank": 2,
"regression_plot": "https://www.realrate-archive.com/us_life/2023/backtesting_correlation/regression_0000008177.svg",
"report_text": "The relative strengths and weaknesses of Atlantic American CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Atlantic American CORP compared to the market average is the variable Premiums Earned, Net, increasing the Economic Capital Ratio by 21% points.The greatest weakness of Atlantic American CORP is the variable Expenses, reducing the Economic Capital Ratio by 31% points.
The company's Economic Capital Ratio, given in the ranking table, is 32%, being 9.1% points above the market average of 23%.",
"report_url": "https://www.realrate-archive.com/us_life/2023/report/0000008177_2024_Atlantic_American_CORP.pdf",
"shrinked_graph_json": {
"2011": {
"Separate Account, Liability": "13.6",
"Liabilities": "15.8",
"Stockholders Equity": "6.19",
"ECR before LimitedLiability": "8.45",
"Other Liabilities": "-12.9",
"Liability for Future Policy Benefit": "13.7",
"Debt Securities, Available-for-sale": "-10.7",
"Assets": "-5.18",
"Separate Account, Assets": "-7.16",
"Mortgage Loans on Real Estate, Net": "-1.06",
"Other Assets": "19.4",
"Other Expenses": "-5.15",
"Expenses": "-20.2",
"Net Income": "0.825",
"Benefits": "-14.6",
"Other Revenues": "-4.32",
"Revenues": "17.8",
"Premiums Earned, Net": "19.1",
"Net Investment Income": "0.553",
"Comprehensive Net Income": "0.562",
"Economic Capital Ratio": "8.76"
},
"2012": {
"Other Liabilities": "-9.59",
"Liabilities": "19.5",
"Stockholders Equity": "7.74",
"ECR before LimitedLiability": "12.1",
"Separate Account, Liability": "13.6",
"Liability for Future Policy Benefit": "14.5",
"Debt Securities, Available-for-sale": "-9.75",
"Assets": "-6.04",
"Other Assets": "20.0",
"Mortgage Loans on Real Estate, Net": "-1.14",
"Separate Account, Assets": "-7.26",
"Other Expenses": "-6.87",
"Expenses": "-26.7",
"Revenues": "21.2",
"Net Income": "0.782",
"Benefits": "-18.3",
"Other Revenues": "-1.54",
"Premiums Earned, Net": "21.7",
"Comprehensive Net Income": "1.88",
"Other Compr. Net Income": "1.09",
"Economic Capital Ratio": "12.3"
},
"2013": {
"Separate Account, Liability": "15.2",
"Liabilities": "15.8",
"Stockholders Equity": "8.97",
"ECR before LimitedLiability": "10.5",
"Other Liabilities": "-7.57",
"Liability for Future Policy Benefit": "15.1",
"Debt Securities, Available-for-sale": "-10.8",
"Assets": "-8.44",
"Separate Account, Assets": "-9.05",
"Other Assets": "17.1",
"Mortgage Loans on Real Estate, Net": "-1.44",
"Other Expenses": "-9.11",
"Expenses": "-31.6",
"Net Income": "2.51",
"Benefits": "-20.8",
"Revenues": "21.5",
"Other Revenues": "0.628",
"Premiums Earned, Net": "21.6",
"Insurance Commissions and Fees": "-0.738",
"Economic Capital Ratio": "10.7",
"Other Compr. Net Income": "-2.42"
},
"2014": {
"Separate Account, Liability": "16.7",
"Liabilities": "18.7",
"Stockholders Equity": "8.88",
"ECR before LimitedLiability": "11.8",
"Liability for Future Policy Benefit": "17.5",
"Other Liabilities": "-11.0",
"Other Assets": "20.4",
"Assets": "-7.84",
"Separate Account, Assets": "-8.76",
"Mortgage Loans on Real Estate, Net": "-1.36",
"Debt Securities, Available-for-sale": "-11.2",
"Other Expenses": "-10.2",
"Expenses": "-36.0",
"Comprehensive Net Income": "0.588",
"Benefits": "-22.7",
"Net Investment Income": "-2.60",
"Revenues": "23.6",
"Other Revenues": "2.07",
"Premiums Earned, Net": "24.3",
"Insurance Commissions and Fees": "-0.811",
"Economic Capital Ratio": "12.1"
},
"2015": {
"Liability for Future Policy Benefit": "16.2",
"Liabilities": "16.8",
"Stockholders Equity": "9.46",
"ECR before LimitedLiability": "11.2",
"Other Liabilities": "-11.8",
"Separate Account, Liability": "16.2",
"Other Assets": "18.6",
"Assets": "-8.15",
"Separate Account, Assets": "-9.72",
"Mortgage Loans on Real Estate, Net": "-1.16",
"Debt Securities, Available-for-sale": "-10.6",
"Benefits": "-21.5",
"Expenses": "-34.6",
"Net Income": "0.597",
"Other Expenses": "-10.6",
"Other Revenues": "2.22",
"Revenues": "22.3",
"Insurance Commissions and Fees": "-0.811",
"Net Investment Income": "-2.25",
"Premiums Earned, Net": "22.7",
"Economic Capital Ratio": "11.4"
},
"2016": {
"Separate Account, Liability": "15.1",
"Liabilities": "17.6",
"Stockholders Equity": "3.00",
"ECR before LimitedLiability": "7.68",
"Other Liabilities": "-12.6",
"Liability for Future Policy Benefit": "16.9",
"Other Assets": "17.5",
"Assets": "-9.12",
"Debt Securities, Available-for-sale": "-9.44",
"Separate Account, Assets": "-8.10",
"Mortgage Loans on Real Estate, Net": "-1.51",
"Benefits": "-22.4",
"Expenses": "-33.7",
"Net Income": "1.51",
"Other Expenses": "-8.87",
"Net Investment Income": "-2.11",
"Revenues": "22.9",
"Premiums Earned, Net": "23.3",
"Other Revenues": "2.17",
"Comprehensive Net Income": "1.47",
"Economic Capital Ratio": "8.16"
},
"2017": {
"Separate Account, Liability": "12.1",
"Liabilities": "18.5",
"Stockholders Equity": "3.36",
"ECR before LimitedLiability": "7.83",
"Other Liabilities": "-8.96",
"Liability for Future Policy Benefit": "16.6",
"Other Assets": "-9.38",
"Assets": "-8.77",
"Debt Securities, Available-for-sale": "15.1",
"Separate Account, Assets": "-6.66",
"Mortgage Loans on Real Estate, Net": "-1.64",
"Other Expenses": "-7.78",
"Expenses": "-33.9",
"Comprehensive Net Income": "0.962",
"Benefits": "-23.8",
"Premiums Earned, Net": "23.4",
"Revenues": "23.0",
"Insurance Commissions and Fees": "-0.668",
"Net Investment Income": "-2.36",
"Other Revenues": "2.26",
"Economic Capital Ratio": "8.34"
},
"2018": {
"Liability for Future Policy Benefit": "9.70",
"Liabilities": "12.7",
"Stockholders Equity": "2.92",
"ECR before LimitedLiability": "4.14",
"Separate Account, Liability": "8.89",
"Other Liabilities": "2.75",
"Separate Account, Assets": "-5.62",
"Assets": "-10.3",
"Mortgage Loans on Real Estate, Net": "-2.61",
"Other Assets": "-8.48",
"Debt Securities, Available-for-sale": "7.72",
"Benefits": "-24.9",
"Expenses": "-32.4",
"Net Income": "-0.671",
"Other Expenses": "-6.68",
"Insurance Commissions and Fees": "-0.714",
"Revenues": "18.9",
"Premiums Earned, Net": "20.2",
"Other Revenues": "-1.54",
"Comprehensive Net Income": "-1.17",
"Economic Capital Ratio": "4.63"
},
"2019": {
"Liability for Future Policy Benefit": "5.69",
"Liabilities": "19.4",
"Stockholders Equity": "2.85",
"ECR before LimitedLiability": "7.51",
"Separate Account, Liability": "7.66",
"Other Liabilities": "6.56",
"Separate Account, Assets": "-4.34",
"Assets": "-8.52",
"Other Assets": "-7.23",
"Debt Securities, Available-for-sale": "5.72",
"Mortgage Loans on Real Estate, Net": "-1.85",
"Other Expenses": "-6.05",
"Expenses": "-33.4",
"Revenues": "22.5",
"Net Income": "-0.954",
"Benefits": "-25.4",
"Premiums Earned, Net": "23.8",
"Other Revenues": "-1.73",
"Comprehensive Net Income": "0.871",
"Other Compr. Net Income": "1.85",
"Economic Capital Ratio": "8.00"
},
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"Liabilities": "19.2",
"Stockholders Equity": "5.39",
"ECR before LimitedLiability": "13.0",
"Separate Account, Liability": "8.82",
"Other Liabilities": "5.48",
"Other Assets": "-5.00",
"Assets": "-6.65",
"Debt Securities, Available-for-sale": "4.26",
"Mortgage Loans on Real Estate, Net": "-1.70",
"Separate Account, Assets": "-3.84",
"Other Expenses": "-7.61",
"Expenses": "-28.9",
"Revenues": "24.6",
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"Benefits": "-19.1",
"Premiums Earned, Net": "25.2",
"Other Revenues": "-0.643",
"Comprehensive Net Income": "4.37",
"Other Compr. Net Income": "1.54",
"Economic Capital Ratio": "13.4"
},
"2021": {
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"Liabilities": "17.1",
"Stockholders Equity": "7.76",
"ECR before LimitedLiability": "9.72",
"Separate Account, Liability": "8.90",
"Liability for Future Policy Benefit": "6.83",
"Separate Account, Assets": "-5.21",
"Assets": "-7.41",
"Expenses": "-30.4",
"Revenues": "20.9",
"Other Assets": "-6.26",
"Debt Securities, Available-for-sale": "8.61",
"Mortgage Loans on Real Estate, Net": "-2.39",
"Other Expenses": "-7.82",
"Benefits": "-20.8",
"Insurance Commissions and Fees": "-0.712",
"Premiums Earned, Net": "21.9",
"Other Revenues": "-0.484",
"Net Investment Income": "-0.778",
"Economic Capital Ratio": "9.98",
"Other Compr. Net Income": "-0.674"
},
"2022": {
"Other Liabilities": "3.96",
"Liabilities": "6.39",
"Stockholders Equity": "4.14",
"ECR before LimitedLiability": "5.46",
"Separate Account, Liability": "4.22",
"Liability for Future Policy Benefit": "4.01",
"Debt Securities, Available-for-sale": "4.22",
"Assets": "-10.8",
"Separate Account, Assets": "-7.75",
"Other Assets": "-7.26",
"Mortgage Loans on Real Estate, Net": "-4.17",
"Other Expenses": "-7.60",
"Expenses": "-29.1",
"Net Income": "4.05",
"Benefits": "-22.9",
"Other Revenues": "-4.54",
"Revenues": "13.7",
"Premiums Earned, Net": "15.6",
"Comprehensive Net Income": "3.89",
"Other Compr. Net Income": "-3.53",
"Other Net Income": "3.90",
"Economic Capital Ratio": "3.12"
},
"2023": {
"Separate Account, Liability": "10.7",
"Liabilities": "15.7",
"Stockholders Equity": "6.56",
"ECR before LimitedLiability": "8.79",
"Other Liabilities": "5.41",
"Liability for Future Policy Benefit": "5.62",
"Debt Securities, Available-for-sale": "8.71",
"Assets": "-8.14",
"Separate Account, Assets": "-6.27",
"Other Assets": "-5.78",
"Mortgage Loans on Real Estate, Net": "-2.71",
"Benefits": "-20.3",
"Expenses": "-31.1",
"Net Income": "-0.662",
"Other Expenses": "-9.07",
"Other Revenues": "-1.55",
"Revenues": "20.0",
"Premiums Earned, Net": "21.4",
"Net Investment Income": "-0.708",
"Economic Capital Ratio": "9.06",
"Other Compr. Net Income": "0.696"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0000008177_strength_weakness.svg",
"table_records": {
"2011": {
"input_variables": {
"Benefits": "73,614",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "10,587",
"Other Assets": "302,125",
"Other Compr. Net Income": "0",
"Other Expenses": "41,428",
"Other Liabilities": "205,848",
"Other Net Income": "0",
"Other Revenues": "274",
"Premiums Earned, Net": "107,471",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
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"Assets": "302,125",
"Expenses": "115,042",
"Revenues": "118,332",
"Stockholders Equity": "96,277",
"Net Income": "3,290",
"Comprehensive Net Income": "3,290",
"BaseVar": "370,674",
"ECR before LimitedLiability": "20%",
"Economic Capital Ratio": "34%"
}
},
"2012": {
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"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "11,504",
"Other Assets": "320,177",
"Other Compr. Net Income": "7,327",
"Other Expenses": "45,575",
"Other Liabilities": "214,441",
"Other Net Income": "0",
"Other Revenues": "1,581",
"Premiums Earned, Net": "126,743",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "214,441",
"Assets": "320,177",
"Expenses": "135,392",
"Revenues": "139,828",
"Stockholders Equity": "105,736",
"Net Income": "4,436",
"Comprehensive Net Income": "11,763",
"BaseVar": "408,582",
"ECR before LimitedLiability": "24%",
"Economic Capital Ratio": "36%"
}
},
"2013": {
"input_variables": {
"Benefits": "100,372",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "10,809",
"Other Assets": "319,381",
"Other Compr. Net Income": "-13,367",
"Other Expenses": "53,975",
"Other Liabilities": "218,454",
"Other Net Income": "0",
"Other Revenues": "8,930",
"Premiums Earned, Net": "145,630",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "218,454",
"Assets": "319,381",
"Expenses": "154,347",
"Revenues": "165,369",
"Stockholders Equity": "100,927",
"Net Income": "11,022",
"Comprehensive Net Income": "-2,345",
"BaseVar": "435,459",
"ECR before LimitedLiability": "18%",
"Economic Capital Ratio": "32%"
}
},
"2014": {
"input_variables": {
"Benefits": "106,195",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "0",
"Other Assets": "317,008",
"Other Compr. Net Income": "3,075",
"Other Expenses": "55,696",
"Other Liabilities": "212,813",
"Other Net Income": "0",
"Other Revenues": "12,833",
"Premiums Earned, Net": "153,488",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "212,813",
"Assets": "317,008",
"Expenses": "161,891",
"Revenues": "166,321",
"Stockholders Equity": "104,195",
"Net Income": "4,430",
"Comprehensive Net Income": "7,505",
"BaseVar": "430,554",
"ECR before LimitedLiability": "22%",
"Economic Capital Ratio": "35%"
}
},
"2015": {
"input_variables": {
"Benefits": "101,364",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "0",
"Other Assets": "314,603",
"Other Compr. Net Income": "-4,695",
"Other Expenses": "60,185",
"Other Liabilities": "212,111",
"Other Net Income": "0",
"Other Revenues": "15,045",
"Premiums Earned, Net": "150,892",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "212,111",
"Assets": "314,603",
"Expenses": "161,549",
"Revenues": "165,937",
"Stockholders Equity": "102,492",
"Net Income": "4,388",
"Comprehensive Net Income": "-307",
"BaseVar": "429,448",
"ECR before LimitedLiability": "19%",
"Economic Capital Ratio": "33%"
}
},
"2016": {
"input_variables": {
"Benefits": "103,197",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "0",
"Other Assets": "318,600",
"Other Compr. Net Income": "1,246",
"Other Expenses": "60,244",
"Other Liabilities": "213,094",
"Other Net Income": "0",
"Other Revenues": "12,612",
"Premiums Earned, Net": "153,465",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "213,094",
"Assets": "318,600",
"Expenses": "163,441",
"Revenues": "166,077",
"Stockholders Equity": "105,506",
"Net Income": "2,636",
"Comprehensive Net Income": "3,882",
"BaseVar": "431,229",
"ECR before LimitedLiability": "21%",
"Economic Capital Ratio": "34%"
}
},
"2017": {
"input_variables": {
"Benefits": "117,515",
"Debt Securities, Available-for-sale": "238,463",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "0",
"Other Assets": "104,776",
"Other Compr. Net Income": "3,921",
"Other Expenses": "59,071",
"Other Liabilities": "230,256",
"Other Net Income": "0",
"Other Revenues": "17,787",
"Premiums Earned, Net": "163,327",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "230,256",
"Assets": "343,239",
"Expenses": "176,586",
"Revenues": "181,114",
"Stockholders Equity": "112,983",
"Net Income": "4,528",
"Comprehensive Net Income": "8,449",
"BaseVar": "467,558",
"ECR before LimitedLiability": "23%",
"Economic Capital Ratio": "35%"
}
},
"2018": {
"input_variables": {
"Benefits": "132,650",
"Debt Securities, Available-for-sale": "210,386",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "90,257",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "9,549",
"Other Assets": "133,888",
"Other Compr. Net Income": "-9,561",
"Other Expenses": "53,607",
"Other Liabilities": "152,645",
"Other Net Income": "0",
"Other Revenues": "3,073",
"Premiums Earned, Net": "172,931",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "242,902",
"Assets": "344,274",
"Expenses": "186,257",
"Revenues": "185,553",
"Stockholders Equity": "101,372",
"Net Income": "-704",
"Comprehensive Net Income": "-10,265",
"BaseVar": "484,274",
"ECR before LimitedLiability": "14%",
"Economic Capital Ratio": "29%"
}
},
"2019": {
"input_variables": {
"Benefits": "139,225",
"Debt Securities, Available-for-sale": "232,472",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "92,490",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "8,979",
"Other Assets": "145,154",
"Other Compr. Net Income": "17,994",
"Other Expenses": "59,340",
"Other Liabilities": "166,742",
"Other Net Income": "0",
"Other Revenues": "7,275",
"Premiums Earned, Net": "181,925",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "259,232",
"Assets": "377,626",
"Expenses": "198,565",
"Revenues": "198,179",
"Stockholders Equity": "118,394",
"Net Income": "-386",
"Comprehensive Net Income": "17,608",
"BaseVar": "525,798",
"ECR before LimitedLiability": "24%",
"Economic Capital Ratio": "36%"
}
},
"2020": {
"input_variables": {
"Benefits": "119,876",
"Debt Securities, Available-for-sale": "254,106",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "90,872",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "7,744",
"Other Assets": "151,081",
"Other Compr. Net Income": "14,541",
"Other Expenses": "63,303",
"Other Liabilities": "169,255",
"Other Net Income": "0",
"Other Revenues": "4,065",
"Premiums Earned, Net": "183,539",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "260,127",
"Assets": "405,187",
"Expenses": "183,179",
"Revenues": "195,348",
"Stockholders Equity": "145,060",
"Net Income": "12,169",
"Comprehensive Net Income": "26,710",
"BaseVar": "529,191",
"ECR before LimitedLiability": "30%",
"Economic Capital Ratio": "40%"
}
},
"2021": {
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"Debt Securities, Available-for-sale": "260,986",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "87,348",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "8,528",
"Other Assets": "141,300",
"Other Compr. Net Income": "-7,312",
"Other Expenses": "63,579",
"Other Liabilities": "173,652",
"Other Net Income": "0",
"Other Revenues": "6,810",
"Premiums Earned, Net": "184,216",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
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"Assets": "402,286",
"Expenses": "195,273",
"Revenues": "199,554",
"Stockholders Equity": "141,286",
"Net Income": "4,281",
"Comprehensive Net Income": "-3,031",
"BaseVar": "532,712",
"ECR before LimitedLiability": "20%",
"Economic Capital Ratio": "34%"
}
},
"2022": {
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"Debt Securities, Available-for-sale": "208,729",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "85,564",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "9,932",
"Other Assets": "158,335",
"Other Compr. Net Income": "-39,837",
"Other Expenses": "62,870",
"Other Liabilities": "179,307",
"Other Net Income": "0",
"Other Revenues": "-7,521",
"Premiums Earned, Net": "185,440",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
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"Assets": "367,064",
"Expenses": "186,326",
"Revenues": "187,851",
"Stockholders Equity": "102,193",
"Net Income": "1,525",
"Comprehensive Net Income": "-38,312",
"BaseVar": "522,974",
"ECR before LimitedLiability": "4.0%",
"Economic Capital Ratio": "21%"
}
},
"2023": {
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"Debt Securities, Available-for-sale": "218,219",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "92,495",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "10,058",
"Other Assets": "163,046",
"Other Compr. Net Income": "6,028",
"Other Expenses": "64,464",
"Other Liabilities": "181,495",
"Other Net Income": "0",
"Other Revenues": "-2,090",
"Premiums Earned, Net": "178,825",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
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"Liabilities": "273,990",
"Assets": "381,265",
"Expenses": "186,964",
"Revenues": "186,793",
"Stockholders Equity": "107,275",
"Net Income": "-171",
"Comprehensive Net Income": "5,857",
"BaseVar": "517,520",
"ECR before LimitedLiability": "18%",
"Economic Capital Ratio": "32%"
}
}
},
"top_rated": true,
"trend": 2.0,
"value": 0.3225157466476998,
"company_index": "https://www.realrate-archive.com/us_life/2023/industry_indexes/0000008177.svg",
"analysing_equity": "https://www.realrate-archive.com/us_life/2023/analytics/equity/0000008177.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_life/2023/analytics/profit_loss/0000008177.svg"
},
{
"company_id": "0001635984",
"feature_distribution_plot": "https://www.realrate-archive.com/us_life/2023/feature_distribution/feature_distribution_0001635984.svg",
"graph_url": "https://www.realrate-archive.com/us_life/2023/graphs/IME_0001635984.svg",
"logo_url": "https://www.realrate-archive.com/us_life/logos/0001635984.png",
"logo_url_256x256": "https://www.realrate-archive.com/us_life/logos/0001635984_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0001635984_main_keyfigs.svg",
"name": "National Western Life Group Inc",
"rank": 3,
"regression_plot": "https://www.realrate-archive.com/us_life/2023/backtesting_correlation/regression_0001635984.svg",
"report_text": "The relative strengths and weaknesses of National Western Life Group Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of National Western Life Group Inc compared to the market average is the variable Debt Securities, Available-for-sale, increasing the Economic Capital Ratio by 12% points.The greatest weakness of National Western Life Group Inc is the variable Other Liabilities, reducing the Economic Capital Ratio by 21% points.
The company's Economic Capital Ratio, given in the ranking table, is 29%, being 5.5% points above the market average of 23%.",
"report_url": "https://www.realrate-archive.com/us_life/2023/report/0001635984_2024_National_Western_Life_Group_Inc.pdf",
"shrinked_graph_json": {
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"Liability for Future Policy Benefit": "7.91",
"Liabilities": "-1.01",
"Stockholders Equity": "2.41",
"ECR before LimitedLiability": "2.78",
"Other Liabilities": "-31.0",
"Separate Account, Liability": "7.96",
"Other Assets": "17.7",
"Assets": "3.24",
"Separate Account, Assets": "-8.70",
"Mortgage Loans on Real Estate, Net": "-0.650",
"Debt Securities, Available-for-sale": "-9.50",
"Benefits": "2.18",
"Expenses": "4.24",
"Comprehensive Net Income": "0.955",
"Other Expenses": "1.96",
"Other Revenues": "-0.995",
"Revenues": "-3.56",
"Net Investment Income": "1.22",
"Premiums Earned, Net": "-4.28",
"Other Compr. Net Income": "0.626",
"Economic Capital Ratio": "2.99"
},
"2016": {
"Separate Account, Liability": "8.09",
"Liabilities": "-3.17",
"Stockholders Equity": "-1.95",
"ECR before LimitedLiability": "-1.84",
"Other Liabilities": "-31.3",
"Liability for Future Policy Benefit": "8.17",
"Other Assets": "13.9",
"Assets": "0.861",
"Debt Securities, Available-for-sale": "-8.72",
"Separate Account, Assets": "-7.51",
"Mortgage Loans on Real Estate, Net": "-0.829",
"Benefits": "1.33",
"Expenses": "4.63",
"Net Income": "1.44",
"Other Expenses": "3.19",
"Net Investment Income": "1.90",
"Revenues": "-2.87",
"Premiums Earned, Net": "-4.72",
"Insurance Commissions and Fees": "0.684",
"Comprehensive Net Income": "1.14",
"Economic Capital Ratio": "-1.36"
},
"2017": {
"Separate Account, Liability": "8.32",
"Liabilities": "-2.57",
"Stockholders Equity": "-1.39",
"ECR before LimitedLiability": "-2.30",
"Other Liabilities": "-27.1",
"Liability for Future Policy Benefit": "8.46",
"Other Assets": "12.8",
"Assets": "0.882",
"Debt Securities, Available-for-sale": "-8.61",
"Separate Account, Assets": "-6.31",
"Mortgage Loans on Real Estate, Net": "-0.901",
"Other Expenses": "3.10",
"Expenses": "3.42",
"Net Income": "0.475",
"Premiums Earned, Net": "-4.87",
"Revenues": "-2.70",
"Insurance Commissions and Fees": "0.645",
"Net Investment Income": "3.05",
"Other Revenues": "-1.20",
"Economic Capital Ratio": "-1.80",
"Other Compr. Net Income": "-0.501"
},
"2018": {
"Liability for Future Policy Benefit": "9.19",
"Liabilities": "-3.65",
"ECR before LimitedLiability": "0.918",
"Separate Account, Liability": "5.85",
"Other Liabilities": "-29.0",
"Separate Account, Assets": "-4.20",
"Assets": "3.30",
"Comprehensive Net Income": "1.94",
"Mortgage Loans on Real Estate, Net": "-1.27",
"Other Assets": "9.25",
"Debt Securities, Available-for-sale": "-2.23",
"Benefits": "3.52",
"Expenses": "6.80",
"Other Expenses": "3.02",
"Insurance Commissions and Fees": "0.682",
"Revenues": "-5.38",
"Premiums Earned, Net": "-5.38",
"Net Investment Income": "0.592",
"Other Revenues": "-1.24",
"Other Compr. Net Income": "1.38",
"Economic Capital Ratio": "1.41"
},
"2019": {
"Liability for Future Policy Benefit": "9.51",
"Liabilities": "-2.93",
"ECR before LimitedLiability": "-2.51",
"Separate Account, Liability": "5.52",
"Other Liabilities": "-23.3",
"Separate Account, Assets": "-4.01",
"Assets": "2.50",
"Comprehensive Net Income": "-1.28",
"Other Assets": "9.52",
"Debt Securities, Available-for-sale": "-1.87",
"Mortgage Loans on Real Estate, Net": "-0.906",
"Other Expenses": "3.30",
"Expenses": "4.85",
"Benefits": "1.43",
"Net Investment Income": "2.07",
"Revenues": "-4.16",
"Premiums Earned, Net": "-4.92",
"Other Revenues": "-1.73",
"Insurance Commissions and Fees": "0.594",
"Other Compr. Net Income": "-1.52",
"Economic Capital Ratio": "-2.02"
},
"2020": {
"Liability for Future Policy Benefit": "11.2",
"Liabilities": "-2.45",
"ECR before LimitedLiability": "1.01",
"Separate Account, Liability": "6.53",
"Other Liabilities": "-24.4",
"Other Assets": "-5.78",
"Assets": "2.25",
"Debt Securities, Available-for-sale": "12.1",
"Mortgage Loans on Real Estate, Net": "-0.874",
"Separate Account, Assets": "-3.72",
"Other Expenses": "2.54",
"Expenses": "5.84",
"Net Income": "0.859",
"Benefits": "3.09",
"Premiums Earned, Net": "-5.07",
"Revenues": "-4.39",
"Net Investment Income": "0.730",
"Insurance Commissions and Fees": "0.413",
"Comprehensive Net Income": "1.78",
"Other Compr. Net Income": "0.906",
"Economic Capital Ratio": "1.43"
},
"2021": {
"Other Liabilities": "-22.7",
"Liabilities": "-1.41",
"Stockholders Equity": "2.08",
"ECR before LimitedLiability": "1.69",
"Separate Account, Liability": "6.48",
"Liability for Future Policy Benefit": "9.01",
"Separate Account, Assets": "-4.69",
"Assets": "3.24",
"Other Assets": "-3.17",
"Debt Securities, Available-for-sale": "9.56",
"Mortgage Loans on Real Estate, Net": "-0.860",
"Other Expenses": "2.63",
"Expenses": "5.57",
"Net Income": "0.776",
"Benefits": "2.77",
"Revenues": "-4.22",
"Premiums Earned, Net": "-5.23",
"Other Revenues": "-0.694",
"Net Investment Income": "1.57",
"Economic Capital Ratio": "1.95",
"Other Compr. Net Income": "-0.460"
},
"2022": {
"Other Liabilities": "-23.0",
"Liabilities": "-2.40",
"Stockholders Equity": "3.66",
"Separate Account, Liability": "3.83",
"Liability for Future Policy Benefit": "4.46",
"Debt Securities, Available-for-sale": "5.68",
"Assets": "3.82",
"ECR before LimitedLiability": "5.33",
"Separate Account, Assets": "-5.35",
"Other Assets": "-1.61",
"Mortgage Loans on Real Estate, Net": "-1.09",
"Other Expenses": "3.77",
"Expenses": "3.95",
"Revenues": "-4.99",
"Net Income": "3.80",
"Benefits": "3.59",
"Other Revenues": "-0.745",
"Premiums Earned, Net": "-4.87",
"Comprehensive Net Income": "3.81",
"Other Net Income": "3.03",
"Economic Capital Ratio": "2.99"
},
"2023": {
"Separate Account, Liability": "7.51",
"Liabilities": "1.02",
"Stockholders Equity": "4.71",
"ECR before LimitedLiability": "5.20",
"Other Liabilities": "-21.3",
"Liability for Future Policy Benefit": "11.7",
"Debt Securities, Available-for-sale": "12.0",
"Assets": "3.37",
"Separate Account, Assets": "-5.00",
"Other Assets": "-2.16",
"Mortgage Loans on Real Estate, Net": "-0.793",
"Benefits": "3.37",
"Expenses": "3.17",
"Comprehensive Net Income": "0.846",
"Other Revenues": "0.231",
"Revenues": "-2.66",
"Premiums Earned, Net": "-4.07",
"Insurance Commissions and Fees": "0.543",
"Net Investment Income": "0.757",
"Other Compr. Net Income": "0.639",
"Economic Capital Ratio": "5.47"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0001635984_strength_weakness.svg",
"table_records": {
"2015": {
"input_variables": {
"Benefits": "244,353",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "155,608",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "108,311",
"Net Investment Income": "379,114",
"Other Assets": "11,504,265",
"Other Compr. Net Income": "0",
"Other Expenses": "247,047",
"Other Liabilities": "10,000,590",
"Other Net Income": "0",
"Other Revenues": "55,074",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "10,000,590",
"Assets": "11,612,576",
"Expenses": "491,400",
"Revenues": "589,796",
"Stockholders Equity": "1,611,986",
"Net Income": "98,396",
"Comprehensive Net Income": "98,396",
"BaseVar": "11,347,181",
"ECR before LimitedLiability": "8.4%",
"Economic Capital Ratio": "25%"
}
},
"2016": {
"input_variables": {
"Benefits": "313,919",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "163,447",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "174,534",
"Net Investment Income": "467,674",
"Other Assets": "11,720,447",
"Other Compr. Net Income": "0",
"Other Expenses": "267,557",
"Other Liabilities": "10,173,153",
"Other Net Income": "0",
"Other Revenues": "51,247",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "10,173,153",
"Assets": "11,894,981",
"Expenses": "581,476",
"Revenues": "682,368",
"Stockholders Equity": "1,721,828",
"Net Income": "100,892",
"Comprehensive Net Income": "100,892",
"BaseVar": "11,665,989",
"ECR before LimitedLiability": "8.7%",
"Economic Capital Ratio": "25%"
}
},
"2017": {
"input_variables": {
"Benefits": "508,504",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "159,968",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "208,249",
"Net Investment Income": "659,685",
"Other Assets": "12,016,845",
"Other Compr. Net Income": "0",
"Other Expenses": "255,523",
"Other Liabilities": "10,392,920",
"Other Net Income": "0",
"Other Revenues": "54,795",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "10,392,920",
"Assets": "12,225,094",
"Expenses": "764,027",
"Revenues": "874,448",
"Stockholders Equity": "1,832,174",
"Net Income": "110,421",
"Comprehensive Net Income": "110,421",
"BaseVar": "12,128,244",
"ECR before LimitedLiability": "9.1%",
"Economic Capital Ratio": "25%"
}
},
"2018": {
"input_variables": {
"Benefits": "201,352",
"Debt Securities, Available-for-sale": "2,946,059",
"Insurance Commissions and Fees": "155,205",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "203,180",
"Net Investment Income": "349,077",
"Other Assets": "8,782,452",
"Other Compr. Net Income": "0",
"Other Expenses": "233,489",
"Other Liabilities": "10,030,914",
"Other Net Income": "0",
"Other Revenues": "47,317",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "10,030,914",
"Assets": "11,931,691",
"Expenses": "434,841",
"Revenues": "551,599",
"Stockholders Equity": "1,900,777",
"Net Income": "116,758",
"Comprehensive Net Income": "116,758",
"BaseVar": "11,474,522",
"ECR before LimitedLiability": "9.7%",
"Economic Capital Ratio": "26%"
}
},
"2019": {
"input_variables": {
"Benefits": "432,672",
"Debt Securities, Available-for-sale": "3,356,945",
"Insurance Commissions and Fees": "149,721",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "272,422",
"Net Investment Income": "555,492",
"Other Assets": "8,924,080",
"Other Compr. Net Income": "0",
"Other Expenses": "254,900",
"Other Liabilities": "10,425,204",
"Other Net Income": "0",
"Other Revenues": "113,975",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "10,425,204",
"Assets": "12,553,447",
"Expenses": "687,572",
"Revenues": "819,188",
"Stockholders Equity": "2,128,243",
"Net Income": "131,616",
"Comprehensive Net Income": "131,616",
"BaseVar": "12,242,706",
"ECR before LimitedLiability": "10%",
"Economic Capital Ratio": "26%"
}
},
"2020": {
"input_variables": {
"Benefits": "337,587",
"Debt Securities, Available-for-sale": "10,770,923",
"Insurance Commissions and Fees": "145,405",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "332,521",
"Net Investment Income": "417,202",
"Other Assets": "3,544,826",
"Other Compr. Net Income": "335,313",
"Other Expenses": "264,843",
"Other Liabilities": "12,108,520",
"Other Net Income": "0",
"Other Revenues": "132,135",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "12,108,520",
"Assets": "14,648,270",
"Expenses": "602,430",
"Revenues": "694,742",
"Stockholders Equity": "2,539,750",
"Net Income": "92,312",
"Comprehensive Net Income": "427,625",
"BaseVar": "14,194,638",
"ECR before LimitedLiability": "13%",
"Economic Capital Ratio": "28%"
}
},
"2021": {
"input_variables": {
"Benefits": "400,761",
"Debt Securities, Available-for-sale": "9,068,946",
"Insurance Commissions and Fees": "134,254",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "487,304",
"Net Investment Income": "562,530",
"Other Assets": "4,773,939",
"Other Compr. Net Income": "-179,468",
"Other Expenses": "242,649",
"Other Liabilities": "11,790,498",
"Other Net Income": "0",
"Other Revenues": "127,307",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "11,790,498",
"Assets": "14,330,189",
"Expenses": "643,410",
"Revenues": "824,091",
"Stockholders Equity": "2,539,691",
"Net Income": "180,681",
"Comprehensive Net Income": "1,213",
"BaseVar": "13,883,828",
"ECR before LimitedLiability": "9.7%",
"Economic Capital Ratio": "26%"
}
},
"2022": {
"input_variables": {
"Benefits": "159,470",
"Debt Securities, Available-for-sale": "7,611,633",
"Insurance Commissions and Fees": "139,022",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "505,730",
"Net Investment Income": "299,640",
"Other Assets": "4,982,864",
"Other Compr. Net Income": "-632,351",
"Other Expenses": "297,783",
"Other Liabilities": "11,093,016",
"Other Net Income": "0",
"Other Revenues": "119,735",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "11,093,016",
"Assets": "13,100,227",
"Expenses": "457,253",
"Revenues": "558,397",
"Stockholders Equity": "2,007,211",
"Net Income": "101,144",
"Comprehensive Net Income": "-531,207",
"BaseVar": "12,920,622",
"ECR before LimitedLiability": "3.9%",
"Economic Capital Ratio": "21%"
}
},
"2023": {
"input_variables": {
"Benefits": "117,648",
"Debt Securities, Available-for-sale": "7,108,188",
"Insurance Commissions and Fees": "144,064",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "474,133",
"Net Investment Income": "409,925",
"Other Assets": "4,668,294",
"Other Compr. Net Income": "155,646",
"Other Expenses": "491,272",
"Other Liabilities": "9,810,891",
"Other Net Income": "0",
"Other Revenues": "149,361",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "9,810,891",
"Assets": "12,250,615",
"Expenses": "608,920",
"Revenues": "703,350",
"Stockholders Equity": "2,439,724",
"Net Income": "94,430",
"Comprehensive Net Income": "250,076",
"BaseVar": "11,764,711",
"ECR before LimitedLiability": "13%",
"Economic Capital Ratio": "29%"
}
}
},
"top_rated": true,
"trend": 2.0,
"value": 0.28661438842774,
"company_index": "https://www.realrate-archive.com/us_life/2023/industry_indexes/0001635984.svg",
"analysing_equity": "https://www.realrate-archive.com/us_life/2023/analytics/equity/0001635984.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_life/2023/analytics/profit_loss/0001635984.svg"
},
{
"company_id": "0000320335",
"feature_distribution_plot": "https://www.realrate-archive.com/us_life/2023/feature_distribution/feature_distribution_0000320335.svg",
"graph_url": "https://www.realrate-archive.com/us_life/2023/graphs/IME_0000320335.svg",
"logo_url": "https://www.realrate-archive.com/us_life/logos/0000320335.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_life/logos/0000320335_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0000320335_main_keyfigs.svg",
"name": "Globe LIFE INC",
"rank": 4,
"regression_plot": "https://www.realrate-archive.com/us_life/2023/backtesting_correlation/regression_0000320335.svg",
"report_text": "The relative strengths and weaknesses of Globe LIFE INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Globe LIFE INC compared to the market average is the variable Debt Securities, Available-for-sale, increasing the Economic Capital Ratio by 12% points.The greatest weakness of Globe LIFE INC is the variable Liability for Future Policy Benefit, reducing the Economic Capital Ratio by 22% points.
The company's Economic Capital Ratio, given in the ranking table, is 28%, being 4.8% points above the market average of 23%.",
"report_url": "https://www.realrate-archive.com/us_life/2023/report/0000320335_2024_Globe_LIFE_INC.pdf",
"shrinked_graph_json": {
"2009": {
"Liability for Future Policy Benefit": "-10.4",
"Liabilities": "5.88",
"Stockholders Equity": "3.11",
"ECR before LimitedLiability": "7.92",
"Separate Account, Liability": "6.12",
"Other Liabilities": "9.24",
"Debt Securities, Available-for-sale": "-7.64",
"Assets": "-1.46",
"Other Assets": "17.3",
"Separate Account, Assets": "-3.70",
"Mortgage Loans on Real Estate, Net": "-1.43",
"Benefits": "-2.84",
"Expenses": "-4.72",
"Revenues": "6.59",
"Net Income": "1.25",
"Other Expenses": "-1.93",
"Net Investment Income": "1.02",
"Premiums Earned, Net": "6.57",
"Comprehensive Net Income": "4.14",
"Other Compr. Net Income": "2.82",
"Economic Capital Ratio": "8.34"
},
"2010": {
"Liability for Future Policy Benefit": "-15.8",
"Liabilities": "4.92",
"Stockholders Equity": "4.20",
"ECR before LimitedLiability": "7.15",
"Other Liabilities": "14.3",
"Separate Account, Liability": "4.14",
"Benefits": "-1.23",
"Expenses": "-2.91",
"Net Income": "1.42",
"Other Expenses": "-1.70",
"Net Investment Income": "0.454",
"Revenues": "4.59",
"Other Revenues": "-2.94",
"Premiums Earned, Net": "7.49",
"Other Assets": "17.6",
"Mortgage Loans on Real Estate, Net": "-1.33",
"Debt Securities, Available-for-sale": "-8.76",
"Separate Account, Assets": "-2.59",
"Comprehensive Net Income": "2.53",
"Other Compr. Net Income": "1.08",
"Economic Capital Ratio": "7.41"
},
"2011": {
"Separate Account, Liability": "11.3",
"Liabilities": "5.77",
"Stockholders Equity": "3.69",
"ECR before LimitedLiability": "8.97",
"Other Liabilities": "10.3",
"Liability for Future Policy Benefit": "-19.9",
"Debt Securities, Available-for-sale": "14.2",
"Assets": "-0.978",
"Separate Account, Assets": "-6.08",
"Mortgage Loans on Real Estate, Net": "-0.875",
"Other Assets": "-2.84",
"Expenses": "-3.80",
"Net Income": "2.36",
"Benefits": "-3.93",
"Other Revenues": "-3.55",
"Revenues": "6.57",
"Premiums Earned, Net": "9.71",
"Net Investment Income": "1.24",
"Comprehensive Net Income": "4.71",
"Other Compr. Net Income": "2.24",
"Economic Capital Ratio": "9.29"
},
"2012": {
"Other Liabilities": "11.4",
"Liabilities": "6.55",
"Stockholders Equity": "4.51",
"ECR before LimitedLiability": "8.27",
"Separate Account, Liability": "11.3",
"Liability for Future Policy Benefit": "-19.2",
"Debt Securities, Available-for-sale": "15.8",
"Assets": "-0.990",
"Other Assets": "-4.29",
"Mortgage Loans on Real Estate, Net": "-1.03",
"Separate Account, Assets": "-6.53",
"Other Expenses": "-0.965",
"Expenses": "-5.12",
"Revenues": "7.97",
"Net Income": "2.03",
"Benefits": "-4.21",
"Other Revenues": "-1.45",
"Premiums Earned, Net": "8.79",
"Comprehensive Net Income": "3.05",
"Other Compr. Net Income": "0.983",
"Economic Capital Ratio": "8.45"
},
"2018": {
"Liability for Future Policy Benefit": "-14.7",
"Liabilities": "4.74",
"Stockholders Equity": "2.67",
"ECR before LimitedLiability": "2.21",
"Separate Account, Liability": "6.73",
"Other Liabilities": "10.2",
"Separate Account, Assets": "-4.61",
"Assets": "-1.42",
"Mortgage Loans on Real Estate, Net": "-2.11",
"Other Assets": "-7.14",
"Debt Securities, Available-for-sale": "11.4",
"Benefits": "-3.27",
"Expenses": "-3.20",
"Net Income": "2.45",
"Insurance Commissions and Fees": "-0.554",
"Revenues": "6.14",
"Premiums Earned, Net": "7.58",
"Net Investment Income": "1.17",
"Other Revenues": "-1.80",
"Economic Capital Ratio": "2.70",
"Other Compr. Net Income": "-2.72"
},
"2020": {
"Liability for Future Policy Benefit": "-15.8",
"Liabilities": "5.66",
"Stockholders Equity": "5.10",
"ECR before LimitedLiability": "10.2",
"Separate Account, Liability": "6.74",
"Other Liabilities": "11.3",
"Expenses": "-2.15",
"Net Income": "2.30",
"Benefits": "-2.15",
"Premiums Earned, Net": "5.29",
"Revenues": "4.56",
"Net Investment Income": "0.853",
"Other Revenues": "-1.11",
"Insurance Commissions and Fees": "-0.422",
"Debt Securities, Available-for-sale": "14.4",
"Separate Account, Assets": "-3.14",
"Other Assets": "-4.61",
"Mortgage Loans on Real Estate, Net": "-1.39",
"Comprehensive Net Income": "4.57",
"Other Compr. Net Income": "2.20",
"Economic Capital Ratio": "10.6"
},
"2021": {
"Other Liabilities": "12.6",
"Liabilities": "6.21",
"Stockholders Equity": "6.75",
"ECR before LimitedLiability": "8.41",
"Separate Account, Liability": "6.71",
"Liability for Future Policy Benefit": "-14.7",
"Separate Account, Assets": "-4.15",
"Assets": "0.846",
"Other Assets": "19.3",
"Debt Securities, Available-for-sale": "-9.12",
"Mortgage Loans on Real Estate, Net": "-1.88",
"Expenses": "-3.14",
"Net Income": "1.75",
"Benefits": "-2.88",
"Insurance Commissions and Fees": "-0.541",
"Revenues": "5.26",
"Premiums Earned, Net": "6.53",
"Other Revenues": "-1.27",
"Net Investment Income": "0.715",
"Comprehensive Net Income": "1.41",
"Economic Capital Ratio": "8.68"
},
"2022": {
"Other Liabilities": "3.03",
"Liabilities": "0.966",
"Stockholders Equity": "0.611",
"Separate Account, Liability": "1.01",
"Liability for Future Policy Benefit": "-16.2",
"Debt Securities, Available-for-sale": "5.00",
"Assets": "-0.134",
"ECR before LimitedLiability": "1.42",
"Separate Account, Assets": "-4.02",
"Other Assets": "-3.58",
"Mortgage Loans on Real Estate, Net": "-0.277",
"Other Expenses": "0.141",
"Expenses": "-0.884",
"Revenues": "1.60",
"Net Income": "1.41",
"Benefits": "-2.44",
"Premiums Earned, Net": "2.05",
"Net Investment Income": "0.136",
"Other Net Income": "0.414",
"Economic Capital Ratio": "-0.916",
"Other Compr. Net Income": "-6.72"
},
"2023": {
"Separate Account, Liability": "8.47",
"Liabilities": "4.75",
"Stockholders Equity": "2.24",
"ECR before LimitedLiability": "4.58",
"Other Liabilities": "11.3",
"Liability for Future Policy Benefit": "-21.9",
"Debt Securities, Available-for-sale": "11.6",
"Assets": "-1.70",
"Separate Account, Assets": "-5.62",
"Other Assets": "-4.97",
"Mortgage Loans on Real Estate, Net": "-2.09",
"Benefits": "-3.91",
"Expenses": "-5.01",
"Net Income": "2.50",
"Other Expenses": "-1.19",
"Other Revenues": "-1.11",
"Revenues": "8.67",
"Premiums Earned, Net": "9.71",
"Net Investment Income": "0.812",
"Comprehensive Net Income": "2.01",
"Economic Capital Ratio": "4.84"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0000320335_strength_weakness.svg",
"table_records": {
"2009": {
"input_variables": {
"Benefits": "1,812,800",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "9,533,513",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "674,915",
"Other Assets": "15,230,936",
"Other Compr. Net Income": "851,234",
"Other Expenses": "1,004,644",
"Other Liabilities": "2,298,532",
"Other Net Income": "0",
"Other Revenues": "-139,717",
"Premiums Earned, Net": "2,687,199",
"Separate Account, Assets": "792,823",
"Separate Account, Liability": "792,823"
},
"output_variables": {
"Liabilities": "12,624,868",
"Assets": "16,023,759",
"Expenses": "2,817,444",
"Revenues": "3,222,397",
"Stockholders Equity": "3,398,891",
"Net Income": "404,953",
"Comprehensive Net Income": "1,256,187",
"BaseVar": "17,769,851",
"ECR before LimitedLiability": "21%",
"Economic Capital Ratio": "34%"
}
},
"2010": {
"input_variables": {
"Benefits": "1,793,044",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "9,537,087",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "676,364",
"Other Assets": "16,159,762",
"Other Compr. Net Income": "342,141",
"Other Expenses": "1,052,295",
"Other Liabilities": "2,606,434",
"Other Net Income": "-5,229",
"Other Revenues": "39,510",
"Premiums Earned, Net": "2,651,758",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "12,143,521",
"Assets": "16,159,762",
"Expenses": "2,845,339",
"Revenues": "3,367,632",
"Stockholders Equity": "4,016,241",
"Net Income": "517,064",
"Comprehensive Net Income": "859,205",
"BaseVar": "17,431,812",
"ECR before LimitedLiability": "20%",
"Economic Capital Ratio": "34%"
}
},
"2011": {
"input_variables": {
"Benefits": "1,793,276",
"Debt Securities, Available-for-sale": "11,888,205",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "9,956,537",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "693,028",
"Other Assets": "5,268,186",
"Other Compr. Net Income": "526,465",
"Other Expenses": "1,065,785",
"Other Liabilities": "2,970,946",
"Other Net Income": "-455",
"Other Revenues": "28,055",
"Premiums Earned, Net": "2,656,318",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "12,927,483",
"Assets": "17,156,391",
"Expenses": "2,859,061",
"Revenues": "3,377,401",
"Stockholders Equity": "4,228,908",
"Net Income": "517,885",
"Comprehensive Net Income": "1,044,350",
"BaseVar": "18,423,628",
"ECR before LimitedLiability": "21%",
"Economic Capital Ratio": "34%"
}
},
"2012": {
"input_variables": {
"Benefits": "1,955,682",
"Debt Securities, Available-for-sale": "13,541,193",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "11,104,065",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "693,644",
"Other Assets": "5,235,717",
"Other Compr. Net Income": "375,359",
"Other Expenses": "1,104,510",
"Other Liabilities": "3,311,059",
"Other Net Income": "0",
"Other Revenues": "39,410",
"Premiums Earned, Net": "2,856,462",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "14,415,124",
"Assets": "18,776,910",
"Expenses": "3,060,192",
"Revenues": "3,589,516",
"Stockholders Equity": "4,361,786",
"Net Income": "529,324",
"Comprehensive Net Income": "904,683",
"BaseVar": "20,108,550",
"ECR before LimitedLiability": "19%",
"Economic Capital Ratio": "33%"
}
},
"2018": {
"input_variables": {
"Benefits": "2,275,242",
"Debt Securities, Available-for-sale": "16,297,932",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "14,463,319",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "882,512",
"Other Assets": "6,797,790",
"Other Compr. Net Income": "-1,104,799",
"Other Expenses": "1,326,999",
"Other Liabilities": "3,217,226",
"Other Net Income": "-44",
"Other Revenues": "-667",
"Premiums Earned, Net": "3,421,906",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "17,680,545",
"Assets": "23,095,722",
"Expenses": "3,602,241",
"Revenues": "4,303,751",
"Stockholders Equity": "5,415,177",
"Net Income": "701,466",
"Comprehensive Net Income": "-403,333",
"BaseVar": "24,893,551",
"ECR before LimitedLiability": "11%",
"Economic Capital Ratio": "27%"
}
},
"2020": {
"input_variables": {
"Benefits": "2,572,884",
"Debt Securities, Available-for-sale": "21,213,509",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "15,243,536",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "927,062",
"Other Assets": "7,833,222",
"Other Compr. Net Income": "1,184,414",
"Other Expenses": "1,433,264",
"Other Liabilities": "5,032,103",
"Other Net Income": "0",
"Other Revenues": "-3,046",
"Premiums Earned, Net": "3,813,905",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "20,275,639",
"Assets": "29,046,731",
"Expenses": "4,006,148",
"Revenues": "4,737,921",
"Stockholders Equity": "8,771,092",
"Net Income": "731,773",
"Comprehensive Net Income": "1,916,187",
"BaseVar": "29,625,426",
"ECR before LimitedLiability": "26%",
"Economic Capital Ratio": "37%"
}
},
"2021": {
"input_variables": {
"Benefits": "2,859,616",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "16,034,727",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "952,447",
"Other Assets": "29,768,048",
"Other Compr. Net Income": "-351,661",
"Other Expenses": "1,508,294",
"Other Liabilities": "5,090,515",
"Other Net Income": "0",
"Other Revenues": "60,535",
"Premiums Earned, Net": "4,099,887",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "21,125,242",
"Assets": "29,768,048",
"Expenses": "4,367,910",
"Revenues": "5,112,869",
"Stockholders Equity": "8,642,806",
"Net Income": "744,959",
"Comprehensive Net Income": "393,298",
"BaseVar": "30,362,865",
"ECR before LimitedLiability": "19%",
"Economic Capital Ratio": "33%"
}
},
"2022": {
"input_variables": {
"Benefits": "2,865,456",
"Debt Securities, Available-for-sale": "16,503,365",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "16,721,846",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "987,499",
"Other Assets": "9,033,794",
"Other Compr. Net Income": "-4,093,297",
"Other Expenses": "1,609,746",
"Other Liabilities": "3,919,452",
"Other Net Income": "0",
"Other Revenues": "-75,302",
"Premiums Earned, Net": "4,302,709",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "20,641,298",
"Assets": "25,537,159",
"Expenses": "4,475,202",
"Revenues": "5,214,906",
"Stockholders Equity": "4,895,861",
"Net Income": "739,704",
"Comprehensive Net Income": "-3,353,593",
"BaseVar": "29,980,931",
"ECR before LimitedLiability": "-3.9%",
"Economic Capital Ratio": "17%"
}
},
"2023": {
"input_variables": {
"Benefits": "2,864,251",
"Debt Securities, Available-for-sale": "17,870,206",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "19,460,353",
"Mortgage Loans on Real Estate, Net": "279,199",
"Net Investment Income": "1,056,884",
"Other Assets": "9,902,094",
"Other Compr. Net Income": "17,894",
"Other Expenses": "1,612,527",
"Other Liabilities": "4,104,343",
"Other Net Income": "0",
"Other Revenues": "-65,368",
"Premiums Earned, Net": "4,456,017",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "23,564,696",
"Assets": "28,051,499",
"Expenses": "4,476,778",
"Revenues": "5,447,533",
"Stockholders Equity": "4,486,803",
"Net Income": "970,755",
"Comprehensive Net Income": "988,649",
"BaseVar": "30,779,200",
"ECR before LimitedLiability": "13%",
"Economic Capital Ratio": "28%"
}
}
},
"top_rated": true,
"trend": 14.0,
"value": 0.28036757480753305,
"company_index": "https://www.realrate-archive.com/us_life/2023/industry_indexes/0000320335.svg",
"analysing_equity": "https://www.realrate-archive.com/us_life/2023/analytics/equity/0000320335.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_life/2023/analytics/profit_loss/0000320335.svg"
},
{
"company_id": "0001560452",
"feature_distribution_plot": "https://www.realrate-archive.com/us_life/2023/feature_distribution/feature_distribution_0001560452.svg",
"graph_url": "https://www.realrate-archive.com/us_life/2023/graphs/IME_0001560452.svg",
"logo_url": "https://www.realrate-archive.com/us_life/logos/0001560452.png",
"logo_url_256x256": "https://www.realrate-archive.com/us_life/logos/0001560452_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0001560452_main_keyfigs.svg",
"name": "Texas Republic Capital Corp",
"rank": 5,
"regression_plot": "https://www.realrate-archive.com/us_life/2023/backtesting_correlation/regression_0001560452.svg",
"report_text": "The relative strengths and weaknesses of Texas Republic Capital Corp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Texas Republic Capital Corp compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 10% points.The greatest weakness of Texas Republic Capital Corp is the variable Liability for Future Policy Benefit, reducing the Economic Capital Ratio by 29% points.
The company's Economic Capital Ratio, given in the ranking table, is 26%, being 2.9% points above the market average of 23%.",
"report_url": "https://www.realrate-archive.com/us_life/2023/report/0001560452_2024_Texas_Republic_Capital_Corp.pdf",
"shrinked_graph_json": {
"2016": {
"Separate Account, Liability": "19.2",
"Liabilities": "46.6",
"Assets": "10.8",
"Stockholders Equity": "69.8",
"ECR before LimitedLiability": "59.9",
"Other Liabilities": "25.7",
"Liability for Future Policy Benefit": "21.1",
"Other Assets": "34.8",
"Debt Securities, Available-for-sale": "-1.71",
"Separate Account, Assets": "-1.45",
"Benefits": "4.39",
"Expenses": "-4.59",
"Net Income": "-13.1",
"Other Expenses": "-9.06",
"Net Investment Income": "-0.679",
"Revenues": "-8.45",
"Premiums Earned, Net": "-5.98",
"Insurance Commissions and Fees": "-0.680",
"Other Revenues": "-1.08",
"Comprehensive Net Income": "-12.5",
"Economic Capital Ratio": "60.4"
},
"2017": {
"Separate Account, Liability": "12.5",
"Liabilities": "30.9",
"Stockholders Equity": "48.8",
"ECR before LimitedLiability": "38.0",
"Other Liabilities": "21.4",
"Liability for Future Policy Benefit": "5.27",
"Other Assets": "42.9",
"Assets": "14.9",
"Debt Securities, Available-for-sale": "-4.21",
"Separate Account, Assets": "-3.00",
"Mortgage Loans on Real Estate, Net": "-0.697",
"Other Expenses": "-10.9",
"Expenses": "-8.15",
"Net Income": "-14.7",
"Benefits": "2.52",
"Premiums Earned, Net": "-2.59",
"Revenues": "-6.23",
"Net Investment Income": "-1.15",
"Other Revenues": "-1.79",
"Comprehensive Net Income": "-15.0",
"Economic Capital Ratio": "38.5"
},
"2018": {
"Liabilities": "21.4",
"Stockholders Equity": "35.1",
"ECR before LimitedLiability": "26.9",
"Separate Account, Liability": "6.85",
"Other Liabilities": "16.4",
"Separate Account, Assets": "-2.60",
"Assets": "12.4",
"Mortgage Loans on Real Estate, Net": "1.82",
"Other Assets": "33.9",
"Debt Securities, Available-for-sale": "-6.38",
"Benefits": "2.83",
"Expenses": "-5.95",
"Net Income": "-10.4",
"Other Expenses": "-9.15",
"Revenues": "-4.04",
"Premiums Earned, Net": "-2.96",
"Net Investment Income": "0.629",
"Other Revenues": "-1.19",
"Comprehensive Net Income": "-11.0",
"Other Compr. Net Income": "-0.557",
"Economic Capital Ratio": "27.4"
},
"2019": {
"Liability for Future Policy Benefit": "-25.9",
"Liabilities": "3.50",
"Stockholders Equity": "9.69",
"ECR before LimitedLiability": "1.95",
"Separate Account, Liability": "5.38",
"Other Liabilities": "14.1",
"Separate Account, Assets": "-3.53",
"Assets": "5.48",
"Other Assets": "16.5",
"Debt Securities, Available-for-sale": "-8.70",
"Mortgage Loans on Real Estate, Net": "2.16",
"Other Expenses": "-2.65",
"Expenses": "-0.340",
"Net Income": "-5.63",
"Benefits": "2.45",
"Revenues": "-5.34",
"Premiums Earned, Net": "-3.60",
"Other Revenues": "-1.67",
"Insurance Commissions and Fees": "-0.439",
"Comprehensive Net Income": "-5.62",
"Economic Capital Ratio": "2.44"
},
"2020": {
"Liability for Future Policy Benefit": "-30.7",
"Liabilities": "1.24",
"Stockholders Equity": "4.26",
"ECR before LimitedLiability": "-1.86",
"Separate Account, Liability": "7.03",
"Other Liabilities": "9.38",
"Other Assets": "10.3",
"Assets": "2.85",
"Debt Securities, Available-for-sale": "-11.5",
"Mortgage Loans on Real Estate, Net": "8.37",
"Separate Account, Assets": "-4.26",
"Other Expenses": "-3.29",
"Expenses": "-0.837",
"Revenues": "-5.11",
"Net Income": "-5.85",
"Benefits": "2.65",
"Premiums Earned, Net": "-4.29",
"Other Revenues": "-0.847",
"Comprehensive Net Income": "-4.92",
"Other Compr. Net Income": "1.06",
"Economic Capital Ratio": "-1.44"
},
"2021": {
"Separate Account, Assets": "-5.97",
"Assets": "2.19",
"Stockholders Equity": "2.13",
"Other Assets": "-1.26",
"Debt Securities, Available-for-sale": "-4.33",
"Mortgage Loans on Real Estate, Net": "4.76",
"Other Expenses": "-2.78",
"Expenses": "-0.816",
"Net Income": "-5.89",
"Benefits": "2.08",
"Insurance Commissions and Fees": "-0.667",
"Revenues": "-5.13",
"Premiums Earned, Net": "-4.46",
"Other Revenues": "-1.01",
"Net Investment Income": "0.953",
"Other Liabilities": "4.80",
"ECR before LimitedLiability": "-4.73",
"Separate Account, Liability": "2.64",
"Liability for Future Policy Benefit": "-32.3",
"Comprehensive Net Income": "-6.08",
"Economic Capital Ratio": "-4.47"
},
"2022": {
"Other Liabilities": "6.82",
"Liabilities": "2.52",
"Stockholders Equity": "4.87",
"Separate Account, Liability": "4.87",
"Liability for Future Policy Benefit": "-29.8",
"Debt Securities, Available-for-sale": "-4.00",
"Assets": "4.07",
"ECR before LimitedLiability": "6.40",
"Separate Account, Assets": "-5.52",
"Other Assets": "-4.20",
"Mortgage Loans on Real Estate, Net": "8.83",
"Other Expenses": "-2.41",
"Expenses": "-1.68",
"Net Income": "1.99",
"Benefits": "0.771",
"Insurance Commissions and Fees": "-0.699",
"Comprehensive Net Income": "4.36",
"Other Compr. Net Income": "2.27",
"Net Investment Income": "2.17",
"Other Net Income": "3.19",
"Economic Capital Ratio": "4.06"
},
"2023": {
"Separate Account, Liability": "8.41",
"Liabilities": "5.57",
"Stockholders Equity": "6.70",
"ECR before LimitedLiability": "2.66",
"Other Liabilities": "10.3",
"Liability for Future Policy Benefit": "-28.7",
"Debt Securities, Available-for-sale": "-5.26",
"Assets": "1.08",
"Separate Account, Assets": "-5.84",
"Other Assets": "1.96",
"Mortgage Loans on Real Estate, Net": "9.71",
"Expenses": "-5.38",
"Net Income": "-3.42",
"Other Expenses": "-5.25",
"Other Revenues": "-0.695",
"Revenues": "2.36",
"Premiums Earned, Net": "1.44",
"Insurance Commissions and Fees": "-0.537",
"Net Investment Income": "2.18",
"Comprehensive Net Income": "-3.51",
"Economic Capital Ratio": "2.92"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0001560452_strength_weakness.svg",
"table_records": {
"2016": {
"input_variables": {
"Benefits": "0",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "92",
"Other Assets": "13,188",
"Other Compr. Net Income": "63",
"Other Expenses": "1,024",
"Other Liabilities": "31",
"Other Net Income": "0",
"Other Revenues": "0.040",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "31",
"Assets": "13,188",
"Expenses": "1,024",
"Revenues": "92",
"Stockholders Equity": "13,156",
"Net Income": "-931",
"Comprehensive Net Income": "-869",
"BaseVar": "7,199",
"ECR before LimitedLiability": "86%",
"Economic Capital Ratio": "87%"
}
},
"2017": {
"input_variables": {
"Benefits": "187",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "1,748",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "97",
"Other Assets": "15,344",
"Other Compr. Net Income": "33",
"Other Expenses": "1,550",
"Other Liabilities": "55",
"Other Net Income": "0",
"Other Revenues": "0.37",
"Premiums Earned, Net": "304",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "1,804",
"Assets": "15,344",
"Expenses": "1,737",
"Revenues": "401",
"Stockholders Equity": "13,540",
"Net Income": "-1,336",
"Comprehensive Net Income": "-1,303",
"BaseVar": "9,659",
"ECR before LimitedLiability": "64%",
"Economic Capital Ratio": "66%"
}
},
"2018": {
"input_variables": {
"Benefits": "257",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "3,561",
"Mortgage Loans on Real Estate, Net": "1,445",
"Net Investment Income": "348",
"Other Assets": "14,288",
"Other Compr. Net Income": "-249",
"Other Expenses": "1,738",
"Other Liabilities": "143",
"Other Net Income": "0",
"Other Revenues": "55",
"Premiums Earned, Net": "364",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "3,704",
"Assets": "15,733",
"Expenses": "1,995",
"Revenues": "767",
"Stockholders Equity": "12,029",
"Net Income": "-1,227",
"Comprehensive Net Income": "-1,476",
"BaseVar": "11,224",
"ECR before LimitedLiability": "47%",
"Economic Capital Ratio": "52%"
}
},
"2019": {
"input_variables": {
"Benefits": "605",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "19,192",
"Mortgage Loans on Real Estate, Net": "2,909",
"Net Investment Income": "693",
"Other Assets": "27,377",
"Other Compr. Net Income": "490",
"Other Expenses": "2,494",
"Other Liabilities": "420",
"Other Net Income": "0",
"Other Revenues": "237",
"Premiums Earned, Net": "378",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "19,613",
"Assets": "30,286",
"Expenses": "3,100",
"Revenues": "1,308",
"Stockholders Equity": "10,673",
"Net Income": "-1,792",
"Comprehensive Net Income": "-1,302",
"BaseVar": "27,398",
"ECR before LimitedLiability": "16%",
"Economic Capital Ratio": "31%"
}
},
"2020": {
"input_variables": {
"Benefits": "1,106",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "26,725",
"Mortgage Loans on Real Estate, Net": "7,705",
"Net Investment Income": "879",
"Other Assets": "28,269",
"Other Compr. Net Income": "839",
"Other Expenses": "2,968",
"Other Liabilities": "207",
"Other Net Income": "0",
"Other Revenues": "158",
"Premiums Earned, Net": "549",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "26,931",
"Assets": "35,974",
"Expenses": "4,074",
"Revenues": "1,587",
"Stockholders Equity": "9,042",
"Net Income": "-2,487",
"Comprehensive Net Income": "-1,648",
"BaseVar": "34,702",
"ECR before LimitedLiability": "9.1%",
"Economic Capital Ratio": "25%"
}
},
"2021": {
"input_variables": {
"Benefits": "1,497",
"Debt Securities, Available-for-sale": "9,042",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "30,481",
"Mortgage Loans on Real Estate, Net": "13,149",
"Net Investment Income": "1,200",
"Other Assets": "15,191",
"Other Compr. Net Income": "-368",
"Other Expenses": "2,764",
"Other Liabilities": "289",
"Other Net Income": "0",
"Other Revenues": "277",
"Premiums Earned, Net": "699",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "30,770",
"Assets": "37,382",
"Expenses": "4,261",
"Revenues": "2,176",
"Stockholders Equity": "6,612",
"Net Income": "-2,085",
"Comprehensive Net Income": "-2,453",
"BaseVar": "37,479",
"ECR before LimitedLiability": "2.5%",
"Economic Capital Ratio": "19%"
}
},
"2022": {
"input_variables": {
"Benefits": "1,655",
"Debt Securities, Available-for-sale": "8,137",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "31,098",
"Mortgage Loans on Real Estate, Net": "18,574",
"Net Investment Income": "1,711",
"Other Assets": "13,544",
"Other Compr. Net Income": "-1,282",
"Other Expenses": "3,722",
"Other Liabilities": "641",
"Other Net Income": "0",
"Other Revenues": "524",
"Premiums Earned, Net": "1,992",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "31,740",
"Assets": "40,255",
"Expenses": "5,377",
"Revenues": "4,227",
"Stockholders Equity": "8,516",
"Net Income": "-1,150",
"Comprehensive Net Income": "-2,432",
"BaseVar": "41,440",
"ECR before LimitedLiability": "5.1%",
"Economic Capital Ratio": "22%"
}
},
"2023": {
"input_variables": {
"Benefits": "2,213",
"Debt Securities, Available-for-sale": "5,592",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "31,697",
"Mortgage Loans on Real Estate, Net": "15,043",
"Net Investment Income": "2,092",
"Other Assets": "21,923",
"Other Compr. Net Income": "196",
"Other Expenses": "4,268",
"Other Liabilities": "865",
"Other Net Income": "0",
"Other Revenues": "109",
"Premiums Earned, Net": "2,890",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "32,562",
"Assets": "42,557",
"Expenses": "6,481",
"Revenues": "5,091",
"Stockholders Equity": "9,996",
"Net Income": "-1,389",
"Comprehensive Net Income": "-1,193",
"BaseVar": "43,444",
"ECR before LimitedLiability": "10%",
"Economic Capital Ratio": "26%"
}
}
},
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"trend": -2.0,
"value": 0.2611775966497158,
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"analysing_profit_loss": "https://www.realrate-archive.com/us_life/2023/analytics/profit_loss/0001560452.svg"
},
{
"company_id": "0000024090",
"feature_distribution_plot": "https://www.realrate-archive.com/us_life/2023/feature_distribution/feature_distribution_0000024090.svg",
"graph_url": "https://www.realrate-archive.com/us_life/2023/graphs/IME_0000024090.svg",
"logo_url": "https://www.realrate-archive.com/us_life/logos/0000024090.png",
"logo_url_256x256": "https://www.realrate-archive.com/us_life/logos/0000024090_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0000024090_main_keyfigs.svg",
"name": "Citizens INC",
"rank": 6,
"regression_plot": "https://www.realrate-archive.com/us_life/2023/backtesting_correlation/regression_0000024090.svg",
"report_text": "The relative strengths and weaknesses of Citizens INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Citizens INC compared to the market average is the variable Debt Securities, Available-for-sale, increasing the Economic Capital Ratio by 11% points.The greatest weakness of Citizens INC is the variable Other Liabilities, reducing the Economic Capital Ratio by 22% points.
The company's Economic Capital Ratio, given in the ranking table, is 24%, being 1.3% points above the market average of 23%.",
"report_url": "https://www.realrate-archive.com/us_life/2023/report/0000024090_2024_Citizens_INC.pdf",
"shrinked_graph_json": {
"2011": {
"Separate Account, Liability": "11.7",
"Liabilities": "4.80",
"Stockholders Equity": "3.63",
"ECR before LimitedLiability": "4.01",
"Other Liabilities": "-21.4",
"Liability for Future Policy Benefit": "11.8",
"Debt Securities, Available-for-sale": "6.50",
"Assets": "-0.609",
"Separate Account, Assets": "-6.89",
"Mortgage Loans on Real Estate, Net": "-0.972",
"Other Assets": "3.47",
"Other Expenses": "0.662",
"Expenses": "-4.57",
"Net Income": "0.592",
"Benefits": "-5.17",
"Other Revenues": "9.98",
"Revenues": "5.70",
"Premiums Earned, Net": "-3.52",
"Net Investment Income": "0.336",
"Comprehensive Net Income": "0.356",
"Economic Capital Ratio": "4.32"
},
"2018": {
"Separate Account, Assets": "-5.53",
"Assets": "-2.76",
"Stockholders Equity": "-3.13",
"Mortgage Loans on Real Estate, Net": "-2.54",
"Other Assets": "-10.4",
"Debt Securities, Available-for-sale": "8.00",
"Benefits": "-2.63",
"Expenses": "-3.38",
"Net Income": "-1.09",
"Other Expenses": "-0.792",
"Insurance Commissions and Fees": "-0.616",
"Revenues": "2.50",
"Premiums Earned, Net": "-6.70",
"Net Investment Income": "0.743",
"Other Revenues": "4.05",
"Liability for Future Policy Benefit": "-26.0",
"ECR before LimitedLiability": "-4.28",
"Separate Account, Liability": "3.75",
"Other Liabilities": "4.99",
"Comprehensive Net Income": "-0.917",
"Economic Capital Ratio": "-3.79"
},
"2019": {
"Liability for Future Policy Benefit": "-30.8",
"Liabilities": "0.501",
"Stockholders Equity": "-1.73",
"ECR before LimitedLiability": "-0.916",
"Separate Account, Liability": "5.98",
"Other Liabilities": "11.6",
"Separate Account, Assets": "-4.15",
"Assets": "-1.84",
"Other Assets": "-9.06",
"Debt Securities, Available-for-sale": "12.9",
"Mortgage Loans on Real Estate, Net": "-1.78",
"Other Expenses": "0.581",
"Expenses": "-2.12",
"Net Income": "-0.791",
"Benefits": "-2.67",
"Net Investment Income": "0.856",
"Revenues": "1.37",
"Premiums Earned, Net": "-5.23",
"Other Revenues": "7.11",
"Comprehensive Net Income": "1.06",
"Other Compr. Net Income": "1.89",
"Economic Capital Ratio": "-0.426"
},
"2020": {
"Liability for Future Policy Benefit": "10.2",
"Liabilities": "0.770",
"Stockholders Equity": "-0.883",
"Economic Capital Ratio": "0.303",
"Separate Account, Liability": "7.23",
"Other Liabilities": "-21.9",
"Other Assets": "-8.41",
"Assets": "-1.36",
"Debt Securities, Available-for-sale": "11.9",
"Mortgage Loans on Real Estate, Net": "-1.89",
"Separate Account, Assets": "-4.19",
"Expenses": "-1.74",
"Net Income": "-0.171",
"Benefits": "-1.82",
"Premiums Earned, Net": "-5.65",
"Revenues": "1.63",
"Net Investment Income": "0.941",
"Other Revenues": "7.85",
"Insurance Commissions and Fees": "-0.489",
"Comprehensive Net Income": "1.07",
"Other Compr. Net Income": "1.25"
},
"2021": {
"Other Liabilities": "-20.9",
"Liabilities": "1.32",
"Stockholders Equity": "1.37",
"ECR before LimitedLiability": "2.72",
"Separate Account, Liability": "6.87",
"Liability for Future Policy Benefit": "10.0",
"Other Expenses": "1.87",
"Expenses": "-0.441",
"Net Income": "1.38",
"Benefits": "-2.21",
"Insurance Commissions and Fees": "-0.585",
"Revenues": "1.87",
"Premiums Earned, Net": "-5.46",
"Other Revenues": "8.14",
"Net Investment Income": "0.819",
"Separate Account, Assets": "-4.82",
"Other Assets": "-7.70",
"Debt Securities, Available-for-sale": "12.6",
"Mortgage Loans on Real Estate, Net": "-2.21",
"Comprehensive Net Income": "1.58",
"Economic Capital Ratio": "2.98"
},
"2022": {
"Debt Securities, Available-for-sale": "9.22",
"Assets": "-1.83",
"Other Liabilities": "-7.35",
"Stockholders Equity": "-1.46",
"ECR before LimitedLiability": "-1.90",
"Separate Account, Assets": "-2.28",
"Other Assets": "-3.17",
"Mortgage Loans on Real Estate, Net": "-1.28",
"Other Revenues": "2.80",
"Revenues": "0.866",
"Other Expenses": "0.922",
"Net Income": "1.73",
"Premiums Earned, Net": "-1.76",
"Net Investment Income": "0.480",
"Separate Account, Liability": "1.90",
"Liability for Future Policy Benefit": "3.68",
"Comprehensive Net Income": "-2.11",
"Benefits": "-1.14",
"Other Net Income": "1.17",
"Other Compr. Net Income": "-3.03",
"Economic Capital Ratio": "-4.24"
},
"2023": {
"Separate Account, Liability": "7.57",
"Liabilities": "1.78",
"ECR before LimitedLiability": "1.02",
"Other Liabilities": "-22.1",
"Liability for Future Policy Benefit": "7.90",
"Debt Securities, Available-for-sale": "11.0",
"Assets": "-1.65",
"Separate Account, Assets": "-6.14",
"Other Assets": "-8.14",
"Mortgage Loans on Real Estate, Net": "-2.65",
"Benefits": "-2.41",
"Expenses": "-2.84",
"Net Income": "0.777",
"Other Revenues": "7.58",
"Revenues": "4.02",
"Premiums Earned, Net": "-4.78",
"Insurance Commissions and Fees": "-0.555",
"Net Investment Income": "1.22",
"Comprehensive Net Income": "1.26",
"Other Compr. Net Income": "0.477",
"Economic Capital Ratio": "1.29"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0000024090_strength_weakness.svg",
"table_records": {
"2011": {
"input_variables": {
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"Debt Securities, Available-for-sale": "560,390",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "1,557",
"Net Investment Income": "30,956",
"Other Assets": "529,323",
"Other Compr. Net Income": "0",
"Other Expenses": "60,246",
"Other Liabilities": "835,585",
"Other Net Income": "0",
"Other Revenues": "164,057",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "835,585",
"Assets": "1,091,270",
"Expenses": "186,638",
"Revenues": "195,013",
"Stockholders Equity": "255,685",
"Net Income": "8,375",
"Comprehensive Net Income": "8,375",
"BaseVar": "1,154,253",
"ECR before LimitedLiability": "14%",
"Economic Capital Ratio": "29%"
}
},
"2018": {
"input_variables": {
"Benefits": "145,412",
"Debt Securities, Available-for-sale": "1,231,039",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "1,350,444",
"Mortgage Loans on Real Estate, Net": "186",
"Net Investment Income": "54,205",
"Other Assets": "384,336",
"Other Compr. Net Income": "-25,128",
"Other Expenses": "109,656",
"Other Liabilities": "77,384",
"Other Net Income": "0",
"Other Revenues": "189,801",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "1,427,828",
"Assets": "1,615,561",
"Expenses": "255,068",
"Revenues": "244,006",
"Stockholders Equity": "187,733",
"Net Income": "-11,062",
"Comprehensive Net Income": "-36,190",
"BaseVar": "1,783,796",
"ECR before LimitedLiability": "3.8%",
"Economic Capital Ratio": "21%"
}
},
"2019": {
"input_variables": {
"Benefits": "154,579",
"Debt Securities, Available-for-sale": "1,377,959",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "1,394,732",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "59,531",
"Other Assets": "366,977",
"Other Compr. Net Income": "71,751",
"Other Expenses": "97,336",
"Other Liabilities": "90,368",
"Other Net Income": "0",
"Other Revenues": "191,014",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "1,485,100",
"Assets": "1,744,936",
"Expenses": "251,915",
"Revenues": "250,545",
"Stockholders Equity": "259,836",
"Net Income": "-1,370",
"Comprehensive Net Income": "70,381",
"BaseVar": "1,902,124",
"ECR before LimitedLiability": "12%",
"Economic Capital Ratio": "28%"
}
},
"2020": {
"input_variables": {
"Benefits": "156,655",
"Debt Securities, Available-for-sale": "1,489,383",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "60,197",
"Other Assets": "354,037",
"Other Compr. Net Income": "51,138",
"Other Expenses": "93,189",
"Other Liabilities": "1,542,475",
"Other Net Income": "0",
"Other Revenues": "178,659",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "1,542,475",
"Assets": "1,843,420",
"Expenses": "249,844",
"Revenues": "238,856",
"Stockholders Equity": "300,945",
"Net Income": "-10,988",
"Comprehensive Net Income": "40,150",
"BaseVar": "1,962,866",
"ECR before LimitedLiability": "11%",
"Economic Capital Ratio": "27%"
}
},
"2021": {
"input_variables": {
"Benefits": "162,359",
"Debt Securities, Available-for-sale": "1,470,617",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "61,495",
"Other Assets": "383,894",
"Other Compr. Net Income": "-10,763",
"Other Expenses": "51,400",
"Other Liabilities": "1,533,940",
"Other Net Income": "0",
"Other Revenues": "189,051",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "1,533,940",
"Assets": "1,854,511",
"Expenses": "213,759",
"Revenues": "250,546",
"Stockholders Equity": "320,571",
"Net Income": "36,787",
"Comprehensive Net Income": "26,024",
"BaseVar": "1,931,760",
"ECR before LimitedLiability": "11%",
"Economic Capital Ratio": "27%"
}
},
"2022": {
"input_variables": {
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"Debt Securities, Available-for-sale": "1,179,619",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "65,426",
"Other Assets": "390,351",
"Other Compr. Net Income": "-312,771",
"Other Expenses": "83,574",
"Other Liabilities": "1,568,927",
"Other Net Income": "0",
"Other Revenues": "167,098",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "1,568,927",
"Assets": "1,569,970",
"Expenses": "239,162",
"Revenues": "232,524",
"Stockholders Equity": "1,043",
"Net Income": "-6,638",
"Comprehensive Net Income": "-319,409",
"BaseVar": "1,961,677",
"ECR before LimitedLiability": "-20%",
"Economic Capital Ratio": "13%"
}
},
"2023": {
"input_variables": {
"Benefits": "135,993",
"Debt Securities, Available-for-sale": "1,238,981",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "69,254",
"Other Assets": "429,947",
"Other Compr. Net Income": "18,889",
"Other Expenses": "80,250",
"Other Liabilities": "1,496,799",
"Other Net Income": "0",
"Other Revenues": "171,426",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "1,496,799",
"Assets": "1,668,928",
"Expenses": "216,243",
"Revenues": "240,680",
"Stockholders Equity": "172,129",
"Net Income": "24,437",
"Comprehensive Net Income": "43,326",
"BaseVar": "1,820,770",
"ECR before LimitedLiability": "8.2%",
"Economic Capital Ratio": "24%"
}
}
},
"top_rated": false,
"trend": 16.0,
"value": 0.24483329068909143,
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"analysing_equity": "https://www.realrate-archive.com/us_life/2023/analytics/equity/0000024090.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_life/2023/analytics/profit_loss/0000024090.svg"
},
{
"company_id": "0000898174",
"feature_distribution_plot": "https://www.realrate-archive.com/us_life/2023/feature_distribution/feature_distribution_0000898174.svg",
"graph_url": "https://www.realrate-archive.com/us_life/2023/graphs/IME_0000898174.svg",
"logo_url": "https://www.realrate-archive.com/us_life/logos/0000898174.png",
"logo_url_256x256": "https://www.realrate-archive.com/us_life/logos/0000898174_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0000898174_main_keyfigs.svg",
"name": "Reinsurance Group OF America INC",
"rank": 7,
"regression_plot": "https://www.realrate-archive.com/us_life/2023/backtesting_correlation/regression_0000898174.svg",
"report_text": "The relative strengths and weaknesses of Reinsurance Group OF America INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Reinsurance Group OF America INC compared to the market average is the variable Debt Securities, Available-for-sale, increasing the Economic Capital Ratio by 8.0% points.The greatest weakness of Reinsurance Group OF America INC is the variable Benefits, reducing the Economic Capital Ratio by 7.8% points.
The company's Economic Capital Ratio, given in the ranking table, is 24%, being 0.72% points above the market average of 23%.",
"report_url": "https://www.realrate-archive.com/us_life/2023/report/0000898174_2024_Reinsurance_Group_OF_America_INC.pdf",
"shrinked_graph_json": {
"2010": {
"Liability for Future Policy Benefit": "0.961",
"Liabilities": "5.89",
"Stockholders Equity": "0.421",
"ECR before LimitedLiability": "2.55",
"Separate Account, Liability": "4.63",
"Other Assets": "-3.52",
"Assets": "-3.69",
"Mortgage Loans on Real Estate, Net": "-0.623",
"Separate Account, Assets": "-3.20",
"Debt Securities, Available-for-sale": "4.38",
"Benefits": "-7.43",
"Expenses": "-8.50",
"Net Income": "0.319",
"Other Expenses": "-1.21",
"Net Investment Income": "0.821",
"Revenues": "10.8",
"Other Revenues": "-3.19",
"Premiums Earned, Net": "12.2",
"Comprehensive Net Income": "1.37",
"Other Compr. Net Income": "1.04",
"Economic Capital Ratio": "2.80"
},
"2011": {
"Separate Account, Liability": "12.7",
"Liabilities": "7.41",
"Assets": "-4.25",
"Stockholders Equity": "0.820",
"ECR before LimitedLiability": "4.73",
"Other Liabilities": "-3.26",
"Liability for Future Policy Benefit": "-1.99",
"Debt Securities, Available-for-sale": "3.79",
"Separate Account, Assets": "-7.24",
"Other Assets": "0.663",
"Other Expenses": "1.48",
"Expenses": "-9.72",
"Net Income": "1.49",
"Benefits": "-11.0",
"Other Revenues": "-3.58",
"Revenues": "13.1",
"Premiums Earned, Net": "13.3",
"Net Investment Income": "0.959",
"Comprehensive Net Income": "3.18",
"Other Compr. Net Income": "1.63",
"Economic Capital Ratio": "5.05"
},
"2012": {
"Other Liabilities": "-4.72",
"Liabilities": "7.24",
"Stockholders Equity": "1.58",
"ECR before LimitedLiability": "3.65",
"Separate Account, Liability": "11.0",
"Liability for Future Policy Benefit": "-0.441",
"Debt Securities, Available-for-sale": "8.80",
"Assets": "-3.85",
"Other Assets": "-2.44",
"Mortgage Loans on Real Estate, Net": "0.849",
"Separate Account, Assets": "-7.78",
"Expenses": "-9.64",
"Net Income": "1.03",
"Benefits": "-9.41",
"Other Revenues": "-1.35",
"Revenues": "11.1",
"Premiums Earned, Net": "11.1",
"Net Investment Income": "1.26",
"Comprehensive Net Income": "1.35",
"Other Compr. Net Income": "0.313",
"Economic Capital Ratio": "3.83"
},
"2013": {
"Separate Account, Liability": "8.71",
"Liabilities": "8.28",
"Stockholders Equity": "1.90",
"ECR before LimitedLiability": "3.81",
"Other Liabilities": "-4.19",
"Liability for Future Policy Benefit": "-1.55",
"Debt Securities, Available-for-sale": "8.45",
"Assets": "-4.58",
"Separate Account, Assets": "-9.09",
"Other Assets": "-2.14",
"Mortgage Loans on Real Estate, Net": "1.08",
"Expenses": "-11.9",
"Comprehensive Net Income": "1.52",
"Benefits": "-11.5",
"Net Investment Income": "1.44",
"Revenues": "8.97",
"Other Revenues": "-0.919",
"Premiums Earned, Net": "9.00",
"Insurance Commissions and Fees": "-0.675",
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}
},
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"BaseVar": "103,158,500",
"ECR before LimitedLiability": "-7.9%",
"Economic Capital Ratio": "16%"
}
},
"2023": {
"input_variables": {
"Benefits": "14,736,000",
"Debt Securities, Available-for-sale": "60,467,000",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "41,231,000",
"Mortgage Loans on Real Estate, Net": "7,377,000",
"Net Investment Income": "3,110,000",
"Other Assets": "29,779,000",
"Other Compr. Net Income": "1,495,000",
"Other Expenses": "2,922,000",
"Other Liabilities": "47,221,000",
"Other Net Income": "0",
"Other Revenues": "372,000",
"Premiums Earned, Net": "15,085,000",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "88,452,000",
"Assets": "97,623,000",
"Expenses": "17,658,000",
"Revenues": "18,567,000",
"Stockholders Equity": "9,171,000",
"Net Income": "909,000",
"Comprehensive Net Income": "2,404,000",
"BaseVar": "111,897,500",
"ECR before LimitedLiability": "7.5%",
"Economic Capital Ratio": "24%"
}
}
},
"top_rated": false,
"trend": 14.0,
"value": 0.2391578229564849,
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"analysing_equity": "https://www.realrate-archive.com/us_life/2023/analytics/equity/0000898174.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_life/2023/analytics/profit_loss/0000898174.svg"
},
{
"company_id": "0001395585",
"feature_distribution_plot": "https://www.realrate-archive.com/us_life/2023/feature_distribution/feature_distribution_0001395585.svg",
"graph_url": "https://www.realrate-archive.com/us_life/2023/graphs/IME_0001395585.svg",
"logo_url": "https://www.realrate-archive.com/us_life/logos/0001395585.png",
"logo_url_256x256": "https://www.realrate-archive.com/us_life/logos/0001395585_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0001395585_main_keyfigs.svg",
"name": "First Trinity Financial CORP",
"rank": 8,
"regression_plot": "https://www.realrate-archive.com/us_life/2023/backtesting_correlation/regression_0001395585.svg",
"report_text": "The relative strengths and weaknesses of First Trinity Financial CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of First Trinity Financial CORP compared to the market average is the variable Mortgage Loans on Real Estate, Net, increasing the Economic Capital Ratio by 7.4% points.The greatest weakness of First Trinity Financial CORP is the variable Other Liabilities, reducing the Economic Capital Ratio by 13% points.
The company's Economic Capital Ratio, given in the ranking table, is 23%, being 0.22% points above the market average of 23%.",
"report_url": "https://www.realrate-archive.com/us_life/2023/report/0001395585_2024_First_Trinity_Financial_CORP.pdf",
"shrinked_graph_json": {
"2011": {
"Debt Securities, Available-for-sale": "9.75",
"Assets": "1.77",
"Stockholders Equity": "2.19",
"ECR before LimitedLiability": "5.78",
"Separate Account, Assets": "-6.05",
"Mortgage Loans on Real Estate, Net": "-0.428",
"Other Assets": "1.66",
"Other Expenses": "2.86",
"Expenses": "3.96",
"Net Income": "4.26",
"Benefits": "1.03",
"Other Revenues": "0.759",
"Revenues": "0.239",
"Premiums Earned, Net": "0.283",
"Net Investment Income": "-0.570",
"Insurance Commissions and Fees": "-0.223",
"Other Liabilities": "14.2",
"Separate Account, Liability": "10.5",
"Liability for Future Policy Benefit": "-37.4",
"Comprehensive Net Income": "4.04",
"Economic Capital Ratio": "6.10"
},
"2016": {
"Separate Account, Liability": "7.29",
"Liabilities": "-3.07",
"Stockholders Equity": "-3.86",
"ECR before LimitedLiability": "-2.72",
"Other Liabilities": "7.70",
"Liability for Future Policy Benefit": "-37.6",
"Other Assets": "-3.54",
"Assets": "-1.06",
"Debt Securities, Available-for-sale": "5.27",
"Separate Account, Assets": "-7.91",
"Mortgage Loans on Real Estate, Net": "7.19",
"Expenses": "2.76",
"Net Income": "1.41",
"Other Expenses": "3.45",
"Net Investment Income": "1.85",
"Revenues": "-1.26",
"Premiums Earned, Net": "-1.69",
"Other Revenues": "-0.765",
"Comprehensive Net Income": "2.07",
"Other Compr. Net Income": "0.647",
"Economic Capital Ratio": "-2.24"
},
"2017": {
"Separate Account, Liability": "6.53",
"Liabilities": "-3.06",
"Stockholders Equity": "-3.68",
"ECR before LimitedLiability": "-4.16",
"Other Liabilities": "7.46",
"Liability for Future Policy Benefit": "-37.9",
"Other Assets": "-5.97",
"Assets": "-0.888",
"Expenses": "2.07",
"Revenues": "-2.08",
"Debt Securities, Available-for-sale": "5.25",
"Separate Account, Assets": "-6.82",
"Mortgage Loans on Real Estate, Net": "6.72",
"Other Expenses": "2.46",
"Benefits": "-0.365",
"Premiums Earned, Net": "-1.71",
"Insurance Commissions and Fees": "-0.574",
"Net Investment Income": "1.92",
"Other Revenues": "-1.65",
"Economic Capital Ratio": "-3.66",
"Other Compr. Net Income": "0.396"
},
"2018": {
"Liability for Future Policy Benefit": "-25.6",
"Liabilities": "-3.74",
"Stockholders Equity": "-3.81",
"Separate Account, Liability": "4.08",
"Other Liabilities": "4.79",
"Benefits": "0.739",
"Expenses": "3.76",
"Net Income": "0.757",
"Other Expenses": "2.98",
"Insurance Commissions and Fees": "-0.470",
"Revenues": "-2.75",
"Premiums Earned, Net": "-2.46",
"Net Investment Income": "2.02",
"Other Revenues": "-1.78",
"Mortgage Loans on Real Estate, Net": "4.94",
"ECR before LimitedLiability": "-3.90",
"Separate Account, Assets": "-5.16",
"Other Assets": "-4.13",
"Debt Securities, Available-for-sale": "-1.34",
"Comprehensive Net Income": "0.709",
"Economic Capital Ratio": "-3.42"
},
"2019": {
"Liability for Future Policy Benefit": "7.54",
"Liabilities": "-4.01",
"Stockholders Equity": "-3.71",
"ECR before LimitedLiability": "-4.39",
"Separate Account, Liability": "5.78",
"Other Liabilities": "-18.3",
"Other Expenses": "1.62",
"Expenses": "3.83",
"Net Income": "0.167",
"Benefits": "2.13",
"Net Investment Income": "1.57",
"Revenues": "-3.40",
"Premiums Earned, Net": "-2.10",
"Other Revenues": "-2.50",
"Insurance Commissions and Fees": "-0.344",
"Debt Securities, Available-for-sale": "-1.64",
"Mortgage Loans on Real Estate, Net": "7.68",
"Other Assets": "-2.45",
"Separate Account, Assets": "-4.38",
"Comprehensive Net Income": "0.318",
"Economic Capital Ratio": "-3.90"
},
"2020": {
"Liability for Future Policy Benefit": "7.03",
"Liabilities": "-3.21",
"Stockholders Equity": "-3.05",
"ECR before LimitedLiability": "-3.20",
"Separate Account, Liability": "7.03",
"Other Liabilities": "-17.9",
"Other Expenses": "0.612",
"Expenses": "3.27",
"Net Income": "0.811",
"Benefits": "2.62",
"Premiums Earned, Net": "-2.06",
"Revenues": "-2.29",
"Net Investment Income": "1.49",
"Other Revenues": "-1.23",
"Insurance Commissions and Fees": "-0.457",
"Debt Securities, Available-for-sale": "-11.8",
"Separate Account, Assets": "-4.41",
"Other Assets": "7.67",
"Mortgage Loans on Real Estate, Net": "7.24",
"Comprehensive Net Income": "0.724",
"Economic Capital Ratio": "-2.78"
},
"2021": {
"Other Liabilities": "-16.5",
"Liabilities": "-2.35",
"Stockholders Equity": "-1.77",
"ECR before LimitedLiability": "-2.20",
"Separate Account, Liability": "5.01",
"Liability for Future Policy Benefit": "5.02",
"Separate Account, Assets": "-5.48",
"Assets": "0.420",
"Expenses": "2.68",
"Revenues": "-2.52",
"Other Assets": "6.18",
"Debt Securities, Available-for-sale": "-11.6",
"Mortgage Loans on Real Estate, Net": "5.38",
"Other Expenses": "0.176",
"Benefits": "2.50",
"Insurance Commissions and Fees": "-0.595",
"Premiums Earned, Net": "-1.60",
"Other Revenues": "-1.52",
"Net Investment Income": "1.21",
"Economic Capital Ratio": "-1.93",
"Other Compr. Net Income": "0.133"
},
"2022": {
"Other Liabilities": "-15.4",
"Liabilities": "-2.54",
"Stockholders Equity": "-0.658",
"Separate Account, Liability": "1.03",
"Liability for Future Policy Benefit": "0.922",
"Debt Securities, Available-for-sale": "-11.8",
"Assets": "0.710",
"Separate Account, Assets": "-6.12",
"Other Assets": "1.57",
"Mortgage Loans on Real Estate, Net": "3.32",
"Other Expenses": "0.716",
"Expenses": "0.765",
"Net Income": "0.975",
"Benefits": "0.700",
"Other Revenues": "-1.73",
"Revenues": "-0.543",
"Net Investment Income": "0.707",
"ECR before LimitedLiability": "2.26",
"Comprehensive Net Income": "1.15",
"Other Compr. Net Income": "0.703",
"Other Net Income": "0.761",
"Economic Capital Ratio": "-0.0751"
},
"2023": {
"Separate Account, Liability": "6.52",
"Liabilities": "0.219",
"Stockholders Equity": "-0.459",
"Economic Capital Ratio": "0.217",
"Other Liabilities": "-12.8",
"Liability for Future Policy Benefit": "4.70",
"Debt Securities, Available-for-sale": "-9.54",
"Assets": "-0.611",
"Separate Account, Assets": "-6.20",
"Other Assets": "6.50",
"Mortgage Loans on Real Estate, Net": "7.36",
"Benefits": "0.806",
"Expenses": "-0.600",
"Net Income": "0.541",
"Other Expenses": "-1.38",
"Other Revenues": "-0.889",
"Revenues": "1.30",
"Premiums Earned, Net": "0.279",
"Net Investment Income": "1.85",
"Comprehensive Net Income": "0.611",
"Other Net Income": "-0.135"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0001395585_strength_weakness.svg",
"table_records": {
"2011": {
"input_variables": {
"Benefits": "5,309",
"Debt Securities, Available-for-sale": "81,950",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "111,270",
"Mortgage Loans on Real Estate, Net": "1,985",
"Net Investment Income": "2,292",
"Other Assets": "60,812",
"Other Compr. Net Income": "0",
"Other Expenses": "3,555",
"Other Liabilities": "5,080",
"Other Net Income": "0",
"Other Revenues": "7,703",
"Premiums Earned, Net": "6,229",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "116,350",
"Assets": "144,748",
"Expenses": "8,864",
"Revenues": "16,224",
"Stockholders Equity": "28,398",
"Net Income": "7,360",
"Comprehensive Net Income": "7,360",
"BaseVar": "143,093",
"ECR before LimitedLiability": "17%",
"Economic Capital Ratio": "31%"
}
},
"2016": {
"input_variables": {
"Benefits": "16,603",
"Debt Securities, Available-for-sale": "129,950",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "290,680",
"Mortgage Loans on Real Estate, Net": "74,371",
"Net Investment Income": "13,191",
"Other Assets": "128,932",
"Other Compr. Net Income": "3,474",
"Other Expenses": "7,525",
"Other Liabilities": "6,292",
"Other Net Income": "0",
"Other Revenues": "657",
"Premiums Earned, Net": "12,870",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "296,972",
"Assets": "333,253",
"Expenses": "24,128",
"Revenues": "26,718",
"Stockholders Equity": "36,280",
"Net Income": "2,591",
"Comprehensive Net Income": "6,065",
"BaseVar": "342,273",
"ECR before LimitedLiability": "7.7%",
"Economic Capital Ratio": "24%"
}
},
"2017": {
"input_variables": {
"Benefits": "19,869",
"Debt Securities, Available-for-sale": "150,355",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "343,790",
"Mortgage Loans on Real Estate, Net": "102,496",
"Net Investment Income": "16,710",
"Other Assets": "138,276",
"Other Compr. Net Income": "3,942",
"Other Expenses": "11,892",
"Other Liabilities": "6,086",
"Other Net Income": "0",
"Other Revenues": "164",
"Premiums Earned, Net": "15,856",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "349,875",
"Assets": "391,128",
"Expenses": "31,760",
"Revenues": "32,730",
"Stockholders Equity": "41,252",
"Net Income": "969",
"Comprehensive Net Income": "4,912",
"BaseVar": "404,718",
"ECR before LimitedLiability": "6.9%",
"Economic Capital Ratio": "23%"
}
},
"2018": {
"input_variables": {
"Benefits": "22,456",
"Debt Securities, Available-for-sale": "131,243",
"Insurance Commissions and Fees": "466",
"Liability for Future Policy Benefit": "354,605",
"Mortgage Loans on Real Estate, Net": "130,050",
"Net Investment Income": "19,609",
"Other Assets": "172,214",
"Other Compr. Net Income": "-7,338",
"Other Expenses": "11,643",
"Other Liabilities": "39,777",
"Other Net Income": "0",
"Other Revenues": "344",
"Premiums Earned, Net": "18,823",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "394,382",
"Assets": "433,507",
"Expenses": "34,099",
"Revenues": "39,241",
"Stockholders Equity": "39,125",
"Net Income": "5,142",
"Comprehensive Net Income": "-2,195",
"BaseVar": "454,283",
"ECR before LimitedLiability": "4.2%",
"Economic Capital Ratio": "21%"
}
},
"2019": {
"input_variables": {
"Benefits": "18,337",
"Debt Securities, Available-for-sale": "179,003",
"Insurance Commissions and Fees": "1,087",
"Liability for Future Policy Benefit": "65,015",
"Mortgage Loans on Real Estate, Net": "162,405",
"Net Investment Income": "24,370",
"Other Assets": "263,529",
"Other Compr. Net Income": "12,193",
"Other Expenses": "25,340",
"Other Liabilities": "482,503",
"Other Net Income": "0",
"Other Revenues": "1,194",
"Premiums Earned, Net": "23,125",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "547,518",
"Assets": "604,936",
"Expenses": "43,677",
"Revenues": "49,777",
"Stockholders Equity": "57,418",
"Net Income": "6,100",
"Comprehensive Net Income": "18,293",
"BaseVar": "629,051",
"ECR before LimitedLiability": "8.2%",
"Economic Capital Ratio": "24%"
}
},
"2020": {
"input_variables": {
"Benefits": "21,746",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "265",
"Liability for Future Policy Benefit": "76,674",
"Mortgage Loans on Real Estate, Net": "174,909",
"Net Investment Income": "24,084",
"Other Assets": "468,686",
"Other Compr. Net Income": "7,902",
"Other Expenses": "27,867",
"Other Liabilities": "497,069",
"Other Net Income": "0",
"Other Revenues": "395",
"Premiums Earned, Net": "28,048",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "573,743",
"Assets": "643,595",
"Expenses": "49,612",
"Revenues": "52,791",
"Stockholders Equity": "69,852",
"Net Income": "3,179",
"Comprehensive Net Income": "11,081",
"BaseVar": "663,822",
"ECR before LimitedLiability": "7.6%",
"Economic Capital Ratio": "24%"
}
},
"2021": {
"input_variables": {
"Benefits": "23,718",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "229",
"Liability for Future Policy Benefit": "88,736",
"Mortgage Loans on Real Estate, Net": "177,508",
"Net Investment Income": "23,984",
"Other Assets": "482,251",
"Other Compr. Net Income": "-4,315",
"Other Expenses": "30,541",
"Other Liabilities": "502,629",
"Other Net Income": "0",
"Other Revenues": "981",
"Premiums Earned, Net": "31,922",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "591,364",
"Assets": "659,759",
"Expenses": "54,259",
"Revenues": "57,116",
"Stockholders Equity": "68,395",
"Net Income": "2,857",
"Comprehensive Net Income": "-1,458",
"BaseVar": "683,407",
"ECR before LimitedLiability": "5.2%",
"Economic Capital Ratio": "22%"
}
},
"2022": {
"input_variables": {
"Benefits": "25,713",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "3,004",
"Liability for Future Policy Benefit": "110,012",
"Mortgage Loans on Real Estate, Net": "242,314",
"Net Investment Income": "26,221",
"Other Assets": "423,550",
"Other Compr. Net Income": "-27,524",
"Other Expenses": "33,661",
"Other Liabilities": "504,199",
"Other Net Income": "0",
"Other Revenues": "628",
"Premiums Earned, Net": "35,706",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "614,212",
"Assets": "665,864",
"Expenses": "59,374",
"Revenues": "65,559",
"Stockholders Equity": "51,653",
"Net Income": "6,185",
"Comprehensive Net Income": "-21,339",
"BaseVar": "716,266",
"ECR before LimitedLiability": "0.70%",
"Economic Capital Ratio": "18%"
}
},
"2023": {
"input_variables": {
"Benefits": "29,393",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "4,702",
"Liability for Future Policy Benefit": "123,730",
"Mortgage Loans on Real Estate, Net": "239,831",
"Net Investment Income": "31,655",
"Other Assets": "432,190",
"Other Compr. Net Income": "4,448",
"Other Expenses": "38,449",
"Other Liabilities": "484,276",
"Other Net Income": "0",
"Other Revenues": "486",
"Premiums Earned, Net": "38,913",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "608,005",
"Assets": "672,022",
"Expenses": "67,841",
"Revenues": "75,756",
"Stockholders Equity": "64,016",
"Net Income": "7,915",
"Comprehensive Net Income": "12,364",
"BaseVar": "714,036",
"ECR before LimitedLiability": "6.9%",
"Economic Capital Ratio": "23%"
}
}
},
"top_rated": false,
"trend": -1.0,
"value": 0.2341264680385709,
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"analysing_equity": "https://www.realrate-archive.com/us_life/2023/analytics/equity/0001395585.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_life/2023/analytics/profit_loss/0001395585.svg"
},
{
"company_id": "0001463913",
"feature_distribution_plot": "https://www.realrate-archive.com/us_life/2023/feature_distribution/feature_distribution_0001463913.svg",
"graph_url": "https://www.realrate-archive.com/us_life/2023/graphs/IME_0001463913.svg",
"logo_url": "https://www.realrate-archive.com/us_life/logos/0001463913.jpg",
"logo_url_256x256": "https://www.realrate-archive.com/us_life/logos/0001463913_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0001463913_main_keyfigs.svg",
"name": "US Alliance Corp",
"rank": 9,
"regression_plot": "https://www.realrate-archive.com/us_life/2023/backtesting_correlation/regression_0001463913.svg",
"report_text": "The relative strengths and weaknesses of US Alliance Corp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of US Alliance Corp compared to the market average is the variable Debt Securities, Available-for-sale, increasing the Economic Capital Ratio by 6.9% points.The greatest weakness of US Alliance Corp is the variable Other Expenses, reducing the Economic Capital Ratio by 9.1% points.
The company's Economic Capital Ratio, given in the ranking table, is 23%, being 0.38% points below the market average of 23%.",
"report_url": "https://www.realrate-archive.com/us_life/2023/report/0001463913_2024_US_Alliance_Corp.pdf",
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"2016": {
"Separate Account, Liability": "13.7",
"Liabilities": "25.5",
"Stockholders Equity": "19.4",
"ECR before LimitedLiability": "16.9",
"Other Liabilities": "9.71",
"Liability for Future Policy Benefit": "3.39",
"Other Assets": "26.5",
"Assets": "-2.57",
"Debt Securities, Available-for-sale": "-7.85",
"Separate Account, Assets": "-6.68",
"Mortgage Loans on Real Estate, Net": "-1.17",
"Benefits": "4.26",
"Expenses": "-35.0",
"Revenues": "26.2",
"Net Income": "-5.78",
"Other Expenses": "-41.2",
"Premiums Earned, Net": "26.7",
"Insurance Commissions and Fees": "-0.663",
"Comprehensive Net Income": "-4.36",
"Other Compr. Net Income": "1.34",
"Economic Capital Ratio": "17.4"
},
"2017": {
"Separate Account, Liability": "10.7",
"Liabilities": "14.3",
"Stockholders Equity": "6.86",
"ECR before LimitedLiability": "5.31",
"Other Liabilities": "2.82",
"Liability for Future Policy Benefit": "0.751",
"Other Assets": "16.8",
"Assets": "-4.11",
"Debt Securities, Available-for-sale": "-8.53",
"Separate Account, Assets": "-6.21",
"Mortgage Loans on Real Estate, Net": "-1.53",
"Other Expenses": "-23.2",
"Expenses": "-18.4",
"Net Income": "-2.64",
"Benefits": "4.69",
"Premiums Earned, Net": "16.3",
"Revenues": "16.1",
"Insurance Commissions and Fees": "-0.595",
"Other Revenues": "-0.714",
"Comprehensive Net Income": "-2.82",
"Economic Capital Ratio": "5.81"
},
"2018": {
"Liability for Future Policy Benefit": "2.07",
"Liabilities": "7.96",
"Stockholders Equity": "4.91",
"Economic Capital Ratio": "0.436",
"Separate Account, Liability": "7.59",
"Other Liabilities": "1.07",
"Separate Account, Assets": "-5.41",
"Assets": "-4.27",
"Mortgage Loans on Real Estate, Net": "-2.50",
"Other Assets": "12.7",
"Debt Securities, Available-for-sale": "-11.9",
"Benefits": "6.93",
"Expenses": "-12.1",
"Net Income": "-1.43",
"Other Expenses": "-17.1",
"Insurance Commissions and Fees": "-0.640",
"Revenues": "8.23",
"Premiums Earned, Net": "8.18",
"Net Investment Income": "0.588",
"Other Revenues": "0.489",
"Other Compr. Net Income": "-3.78",
"Comprehensive Net Income": "-5.09"
},
"2019": {
"Liability for Future Policy Benefit": "-1.58",
"Liabilities": "7.98",
"Stockholders Equity": "4.68",
"ECR before LimitedLiability": "9.29",
"Separate Account, Liability": "5.96",
"Other Liabilities": "3.62",
"Separate Account, Assets": "-3.31",
"Assets": "-1.43",
"Other Assets": "21.3",
"Debt Securities, Available-for-sale": "-8.43",
"Mortgage Loans on Real Estate, Net": "-1.39",
"Other Expenses": "-11.5",
"Expenses": "-6.90",
"Comprehensive Net Income": "3.58",
"Benefits": "4.49",
"Net Investment Income": "0.663",
"Revenues": "7.37",
"Premiums Earned, Net": "8.22",
"Other Revenues": "-0.955",
"Other Compr. Net Income": "3.40",
"Economic Capital Ratio": "9.78"
},
"2021": {
"Other Liabilities": "-9.87",
"Liabilities": "1.33",
"ECR before LimitedLiability": "-0.484",
"Separate Account, Liability": "6.70",
"Liability for Future Policy Benefit": "3.99",
"Separate Account, Assets": "-5.45",
"Assets": "-1.21",
"Other Assets": "6.82",
"Debt Securities, Available-for-sale": "-1.97",
"Mortgage Loans on Real Estate, Net": "-1.33",
"Other Expenses": "-7.86",
"Expenses": "-2.57",
"Net Income": "-0.171",
"Benefits": "6.41",
"Insurance Commissions and Fees": "-0.641",
"Revenues": "2.57",
"Premiums Earned, Net": "2.81",
"Other Revenues": "-1.35",
"Net Investment Income": "1.83",
"Comprehensive Net Income": "-0.203",
"Economic Capital Ratio": "-0.217"
},
"2022": {
"Debt Securities, Available-for-sale": "2.78",
"Assets": "-0.0951",
"Other Liabilities": "-5.93",
"Stockholders Equity": "-0.109",
"ECR before LimitedLiability": "1.35",
"Separate Account, Assets": "-2.70",
"Other Assets": "-6.32",
"Mortgage Loans on Real Estate, Net": "1.16",
"Other Expenses": "-4.22",
"Expenses": "-0.196",
"Net Income": "0.309",
"Benefits": "0.769",
"Other Revenues": "-0.197",
"Revenues": "0.293",
"Premiums Earned, Net": "0.678",
"Net Investment Income": "0.180",
"Separate Account, Liability": "0.978",
"Liability for Future Policy Benefit": "0.248",
"Comprehensive Net Income": "0.394",
"Other Net Income": "0.420",
"Economic Capital Ratio": "-0.987"
},
"2023": {
"Separate Account, Liability": "5.97",
"Liabilities": "2.09",
"Stockholders Equity": "-1.33",
"ECR before LimitedLiability": "-0.641",
"Other Liabilities": "-7.88",
"Liability for Future Policy Benefit": "1.18",
"Debt Securities, Available-for-sale": "6.85",
"Assets": "-2.90",
"Separate Account, Assets": "-6.59",
"Other Assets": "-9.03",
"Mortgage Loans on Real Estate, Net": "4.01",
"Benefits": "5.42",
"Expenses": "-4.75",
"Net Income": "0.508",
"Other Expenses": "-9.11",
"Revenues": "5.89",
"Premiums Earned, Net": "4.47",
"Insurance Commissions and Fees": "-0.587",
"Net Investment Income": "2.07",
"Comprehensive Net Income": "0.614",
"Economic Capital Ratio": "-0.376"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0001463913_strength_weakness.svg",
"table_records": {
"2016": {
"input_variables": {
"Benefits": "0",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "4,220",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "450",
"Other Assets": "19,192",
"Other Compr. Net Income": "340",
"Other Expenses": "7,873",
"Other Liabilities": "3,591",
"Other Net Income": "0",
"Other Revenues": "188",
"Premiums Earned, Net": "5,949",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "7,811",
"Assets": "19,192",
"Expenses": "7,873",
"Revenues": "6,587",
"Stockholders Equity": "11,381",
"Net Income": "-1,286",
"Comprehensive Net Income": "-946",
"BaseVar": "20,901",
"ECR before LimitedLiability": "35%",
"Economic Capital Ratio": "44%"
}
},
"2017": {
"input_variables": {
"Benefits": "0",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "10,632",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "818",
"Other Assets": "38,988",
"Other Compr. Net Income": "166",
"Other Expenses": "13,121",
"Other Liabilities": "14,421",
"Other Net Income": "0",
"Other Revenues": "481",
"Premiums Earned, Net": "10,773",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "25,053",
"Assets": "38,988",
"Expenses": "13,121",
"Revenues": "12,072",
"Stockholders Equity": "13,936",
"Net Income": "-1,049",
"Comprehensive Net Income": "-883",
"BaseVar": "44,700",
"ECR before LimitedLiability": "19%",
"Economic Capital Ratio": "33%"
}
},
"2018": {
"input_variables": {
"Benefits": "0",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "14,698",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "1,473",
"Other Assets": "44,529",
"Other Compr. Net Income": "-2,590",
"Other Expenses": "11,915",
"Other Liabilities": "17,199",
"Other Net Income": "0",
"Other Revenues": "1,179",
"Premiums Earned, Net": "8,808",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "31,896",
"Assets": "44,529",
"Expenses": "11,915",
"Revenues": "11,459",
"Stockholders Equity": "12,633",
"Net Income": "-456",
"Comprehensive Net Income": "-3,046",
"BaseVar": "51,195",
"ECR before LimitedLiability": "8.6%",
"Economic Capital Ratio": "25%"
}
},
"2019": {
"input_variables": {
"Benefits": "0",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "17,327",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "1,791",
"Other Assets": "54,939",
"Other Compr. Net Income": "3,415",
"Other Expenses": "11,367",
"Other Liabilities": "20,737",
"Other Net Income": "0",
"Other Revenues": "1,099",
"Premiums Earned, Net": "9,076",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "38,063",
"Assets": "54,939",
"Expenses": "11,367",
"Revenues": "11,966",
"Stockholders Equity": "16,876",
"Net Income": "599",
"Comprehensive Net Income": "4,014",
"BaseVar": "59,875",
"ECR before LimitedLiability": "27%",
"Economic Capital Ratio": "38%"
}
},
"2021": {
"input_variables": {
"Benefits": "0",
"Debt Securities, Available-for-sale": "37,943",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "25,205",
"Mortgage Loans on Real Estate, Net": "3,653",
"Net Investment Income": "5,336",
"Other Assets": "79,889",
"Other Compr. Net Income": "-1,043",
"Other Expenses": "17,255",
"Other Liabilities": "78,698",
"Other Net Income": "0",
"Other Revenues": "461",
"Premiums Earned, Net": "11,792",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "103,903",
"Assets": "121,485",
"Expenses": "17,255",
"Revenues": "17,589",
"Stockholders Equity": "17,582",
"Net Income": "334",
"Comprehensive Net Income": "-709",
"BaseVar": "130,638",
"ECR before LimitedLiability": "7.2%",
"Economic Capital Ratio": "24%"
}
},
"2022": {
"input_variables": {
"Benefits": "0",
"Debt Securities, Available-for-sale": "65,316",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "29,412",
"Mortgage Loans on Real Estate, Net": "23,790",
"Net Investment Income": "4,798",
"Other Assets": "29,192",
"Other Compr. Net Income": "-6,363",
"Other Expenses": "19,162",
"Other Liabilities": "80,817",
"Other Net Income": "0",
"Other Revenues": "-1,608",
"Premiums Earned, Net": "12,815",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "110,229",
"Assets": "118,298",
"Expenses": "19,162",
"Revenues": "16,006",
"Stockholders Equity": "8,069",
"Net Income": "-3,156",
"Comprehensive Net Income": "-9,519",
"BaseVar": "135,029",
"ECR before LimitedLiability": "-4.8%",
"Economic Capital Ratio": "17%"
}
},
"2023": {
"input_variables": {
"Benefits": "0",
"Debt Securities, Available-for-sale": "74,510",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "34,233",
"Mortgage Loans on Real Estate, Net": "19,617",
"Net Investment Income": "6,413",
"Other Assets": "31,958",
"Other Compr. Net Income": "925",
"Other Expenses": "19,436",
"Other Liabilities": "81,520",
"Other Net Income": "0",
"Other Revenues": "1,370",
"Premiums Earned, Net": "13,132",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "115,754",
"Assets": "126,085",
"Expenses": "19,436",
"Revenues": "20,914",
"Stockholders Equity": "10,331",
"Net Income": "1,478",
"Comprehensive Net Income": "2,403",
"BaseVar": "141,556",
"ECR before LimitedLiability": "6.3%",
"Economic Capital Ratio": "23%"
}
}
},
"top_rated": false,
"trend": 10.0,
"value": 0.22820324104573403,
"company_index": "https://www.realrate-archive.com/us_life/2023/industry_indexes/0001463913.svg",
"analysing_equity": "https://www.realrate-archive.com/us_life/2023/analytics/equity/0001463913.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_life/2023/analytics/profit_loss/0001463913.svg"
},
{
"company_id": "0001527469",
"feature_distribution_plot": "https://www.realrate-archive.com/us_life/2023/feature_distribution/feature_distribution_0001527469.svg",
"graph_url": "https://www.realrate-archive.com/us_life/2023/graphs/IME_0001527469.svg",
"logo_url": "https://www.realrate-archive.com/us_life/logos/0001527469.png",
"logo_url_256x256": "https://www.realrate-archive.com/us_life/logos/0001527469_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0001527469_main_keyfigs.svg",
"name": "Athene Holding Ltd",
"rank": 10,
"regression_plot": "https://www.realrate-archive.com/us_life/2023/backtesting_correlation/regression_0001527469.svg",
"report_text": "The relative strengths and weaknesses of Athene Holding Ltd are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Athene Holding Ltd compared to the market average is the variable Debt Securities, Available-for-sale, increasing the Economic Capital Ratio by 5.8% points.The greatest weakness of Athene Holding Ltd is the variable Other Liabilities, reducing the Economic Capital Ratio by 15% points.
The company's Economic Capital Ratio, given in the ranking table, is 22%, being 0.72% points below the market average of 23%.",
"report_url": "https://www.realrate-archive.com/us_life/2023/report/0001527469_2024_Athene_Holding_Ltd.pdf",
"shrinked_graph_json": {
"2017": {
"Separate Account, Liability": "6.83",
"Liabilities": "-3.53",
"Stockholders Equity": "-4.21",
"ECR before LimitedLiability": "-3.84",
"Other Liabilities": "-28.8",
"Liability for Future Policy Benefit": "7.07",
"Other Assets": "9.84",
"Assets": "-1.02",
"Debt Securities, Available-for-sale": "-9.15",
"Separate Account, Assets": "-6.73",
"Mortgage Loans on Real Estate, Net": "0.913",
"Other Expenses": "1.41",
"Expenses": "2.87",
"Net Income": "0.968",
"Benefits": "1.41",
"Premiums Earned, Net": "-3.07",
"Revenues": "-1.75",
"Net Investment Income": "0.950",
"Other Revenues": "1.04",
"Comprehensive Net Income": "1.23",
"Economic Capital Ratio": "-3.34"
},
"2018": {
"Liability for Future Policy Benefit": "5.16",
"Liabilities": "-6.19",
"Stockholders Equity": "-4.58",
"Separate Account, Liability": "4.15",
"Other Liabilities": "-32.0",
"Separate Account, Assets": "-4.94",
"Assets": "1.11",
"Mortgage Loans on Real Estate, Net": "1.53",
"Other Assets": "8.59",
"Debt Securities, Available-for-sale": "-11.1",
"Benefits": "2.36",
"Expenses": "4.18",
"Comprehensive Net Income": "1.98",
"Other Expenses": "4.11",
"Revenues": "-5.71",
"Premiums Earned, Net": "-3.70",
"Net Investment Income": "0.761",
"Other Revenues": "-2.37",
"ECR before LimitedLiability": "-3.83",
"Other Compr. Net Income": "1.54",
"Economic Capital Ratio": "-3.34"
},
"2019": {
"Liability for Future Policy Benefit": "8.18",
"Liabilities": "-3.00",
"Stockholders Equity": "-3.80",
"ECR before LimitedLiability": "-4.01",
"Separate Account, Liability": "5.90",
"Other Liabilities": "-24.5",
"Separate Account, Assets": "-4.41",
"Assets": "-1.08",
"Other Assets": "9.85",
"Debt Securities, Available-for-sale": "-10.5",
"Mortgage Loans on Real Estate, Net": "2.26",
"Other Expenses": "4.48",
"Expenses": "1.82",
"Net Income": "0.577",
"Benefits": "-2.40",
"Net Investment Income": "0.646",
"Revenues": "-1.22",
"Premiums Earned, Net": "-1.77",
"Insurance Commissions and Fees": "-0.511",
"Comprehensive Net Income": "0.575",
"Economic Capital Ratio": "-3.52"
},
"2020": {
"Liability for Future Policy Benefit": "5.82",
"Liabilities": "-4.05",
"Stockholders Equity": "-3.40",
"ECR before LimitedLiability": "-3.76",
"Separate Account, Liability": "6.47",
"Other Liabilities": "-17.2",
"Other Expenses": "3.91",
"Expenses": "4.56",
"Net Income": "1.24",
"Benefits": "0.596",
"Premiums Earned, Net": "-3.25",
"Revenues": "-3.01",
"Net Investment Income": "1.81",
"Other Revenues": "-1.26",
"Debt Securities, Available-for-sale": "1.13",
"Separate Account, Assets": "-4.44",
"Other Assets": "3.22",
"Mortgage Loans on Real Estate, Net": "1.15",
"Comprehensive Net Income": "0.621",
"Other Compr. Net Income": "-0.602",
"Economic Capital Ratio": "-3.34"
},
"2021": {
"Other Liabilities": "-13.9",
"Liabilities": "-1.81",
"Stockholders Equity": "-2.29",
"ECR before LimitedLiability": "-1.53",
"Separate Account, Liability": "5.67",
"Liability for Future Policy Benefit": "5.05",
"Separate Account, Assets": "-5.44",
"Assets": "-0.595",
"Other Assets": "-1.25",
"Debt Securities, Available-for-sale": "5.65",
"Mortgage Loans on Real Estate, Net": "1.93",
"Other Expenses": "3.82",
"Expenses": "1.56",
"Net Income": "1.10",
"Benefits": "-2.09",
"Revenues": "-0.414",
"Premiums Earned, Net": "-0.593",
"Other Revenues": "-1.64",
"Net Investment Income": "2.29",
"Comprehensive Net Income": "1.28",
"Economic Capital Ratio": "-1.26"
},
"2022": {
"Other Liabilities": "-10.6",
"Liabilities": "-0.672",
"Stockholders Equity": "-0.315",
"ECR before LimitedLiability": "1.20",
"Separate Account, Liability": "0.981",
"Liability for Future Policy Benefit": "0.308",
"Debt Securities, Available-for-sale": "1.66",
"Assets": "0.384",
"Separate Account, Assets": "-0.872",
"Other Assets": "0.888",
"Mortgage Loans on Real Estate, Net": "-0.288",
"Other Expenses": "1.12",
"Expenses": "1.08",
"Net Income": "0.324",
"Revenues": "-1.27",
"Premiums Earned, Net": "-0.358",
"Net Investment Income": "-0.212",
"Comprehensive Net Income": "0.555",
"Other Compr. Net Income": "0.175",
"Other Net Income": "0.447",
"Economic Capital Ratio": "-1.13"
},
"2023": {
"Separate Account, Liability": "5.62",
"Liabilities": "-1.51",
"Stockholders Equity": "-1.52",
"ECR before LimitedLiability": "-0.983",
"Other Liabilities": "-14.6",
"Liability for Future Policy Benefit": "4.86",
"Benefits": "-1.54",
"Expenses": "1.75",
"Net Income": "1.25",
"Other Expenses": "3.40",
"Other Revenues": "-0.333",
"Revenues": "-0.353",
"Premiums Earned, Net": "-1.08",
"Net Investment Income": "1.38",
"Debt Securities, Available-for-sale": "5.84",
"Separate Account, Assets": "-6.26",
"Mortgage Loans on Real Estate, Net": "-2.70",
"Other Assets": "1.00",
"Comprehensive Net Income": "0.905",
"Other Compr. Net Income": "-0.332",
"Economic Capital Ratio": "-0.718"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0001527469_strength_weakness.svg",
"table_records": {
"2017": {
"input_variables": {
"Benefits": "3,163,000",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "6,233,000",
"Net Investment Income": "3,269,000",
"Other Assets": "93,514,000",
"Other Compr. Net Income": "861,000",
"Other Expenses": "4,116,000",
"Other Liabilities": "90,539,000",
"Other Net Income": "0",
"Other Revenues": "2,993,000",
"Premiums Earned, Net": "2,465,000",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "90,539,000",
"Assets": "99,747,000",
"Expenses": "7,279,000",
"Revenues": "8,727,000",
"Stockholders Equity": "9,208,000",
"Net Income": "1,448,000",
"Comprehensive Net Income": "2,309,000",
"BaseVar": "103,576,500",
"ECR before LimitedLiability": "7.3%",
"Economic Capital Ratio": "24%"
}
},
"2018": {
"input_variables": {
"Benefits": "4,187,000",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "10,631,000",
"Net Investment Income": "4,004,000",
"Other Assets": "114,874,000",
"Other Compr. Net Income": "0",
"Other Expenses": "1,303,000",
"Other Liabilities": "117,229,000",
"Other Net Income": "0",
"Other Revenues": "-829,000",
"Premiums Earned, Net": "3,368,000",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "117,229,000",
"Assets": "125,505,000",
"Expenses": "5,490,000",
"Revenues": "6,543,000",
"Stockholders Equity": "8,276,000",
"Net Income": "1,053,000",
"Comprehensive Net Income": "1,053,000",
"BaseVar": "127,383,500",
"ECR before LimitedLiability": "4.3%",
"Economic Capital Ratio": "21%"
}
},
"2019": {
"input_variables": {
"Benefits": "12,144,000",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "0",
"Mortgage Loans on Real Estate, Net": "14,959,000",
"Net Investment Income": "4,522,000",
"Other Assets": "131,916,000",
"Other Compr. Net Income": "2,774,000",
"Other Expenses": "1,929,000",
"Other Liabilities": "132,734,000",
"Other Net Income": "0",
"Other Revenues": "5,354,000",
"Premiums Earned, Net": "6,382,000",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "132,734,000",
"Assets": "146,875,000",
"Expenses": "14,073,000",
"Revenues": "16,258,000",
"Stockholders Equity": "14,141,000",
"Net Income": "2,185,000",
"Comprehensive Net Income": "4,959,000",
"BaseVar": "156,357,000",
"ECR before LimitedLiability": "8.6%",
"Economic Capital Ratio": "25%"
}
},
"2020": {
"input_variables": {
"Benefits": "11,078,000",
"Debt Securities, Available-for-sale": "82,853,000",
"Insurance Commissions and Fees": "571,000",
"Liability for Future Policy Benefit": "29,258,000",
"Mortgage Loans on Real Estate, Net": "15,264,000",
"Net Investment Income": "8,194,000",
"Other Assets": "104,654,000",
"Other Compr. Net Income": "1,316,000",
"Other Expenses": "1,765,000",
"Other Liabilities": "153,373,000",
"Other Net Income": "0",
"Other Revenues": "36,000",
"Premiums Earned, Net": "5,963,000",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "182,631,000",
"Assets": "202,771,000",
"Expenses": "12,843,000",
"Revenues": "14,764,000",
"Stockholders Equity": "20,140,000",
"Net Income": "1,921,000",
"Comprehensive Net Income": "3,237,000",
"BaseVar": "207,162,500",
"ECR before LimitedLiability": "6.9%",
"Economic Capital Ratio": "23%"
}
},
"2021": {
"input_variables": {
"Benefits": "20,176,000",
"Debt Securities, Available-for-sale": "110,561,000",
"Insurance Commissions and Fees": "621,000",
"Liability for Future Policy Benefit": "42,488,000",
"Mortgage Loans on Real Estate, Net": "24,148,000",
"Net Investment Income": "11,365,000",
"Other Assets": "100,440,000",
"Other Compr. Net Income": "-1,482,000",
"Other Expenses": "2,344,000",
"Other Liabilities": "170,480,000",
"Other Net Income": "0",
"Other Revenues": "72,000",
"Premiums Earned, Net": "14,262,000",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "212,968,000",
"Assets": "235,149,000",
"Expenses": "22,520,000",
"Revenues": "26,320,000",
"Stockholders Equity": "22,181,000",
"Net Income": "3,800,000",
"Comprehensive Net Income": "2,318,000",
"BaseVar": "249,219,500",
"ECR before LimitedLiability": "6.0%",
"Economic Capital Ratio": "23%"
}
},
"2022": {
"input_variables": {
"Benefits": "12,851,000",
"Debt Securities, Available-for-sale": "112,225,000",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "55,328,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "0",
"Other Assets": "133,822,000",
"Other Compr. Net Income": "-10,219,000",
"Other Expenses": "1,026,000",
"Other Liabilities": "188,339,000",
"Other Net Income": "0",
"Other Revenues": "7,623,000",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "243,667,000",
"Assets": "246,047,000",
"Expenses": "13,877,000",
"Revenues": "7,623,000",
"Stockholders Equity": "2,380,000",
"Net Income": "-6,254,000",
"Comprehensive Net Income": "-16,473,000",
"BaseVar": "260,716,500",
"ECR before LimitedLiability": "-6.2%",
"Economic Capital Ratio": "17%"
}
},
"2023": {
"input_variables": {
"Benefits": "20,663,000",
"Debt Securities, Available-for-sale": "148,347,000",
"Insurance Commissions and Fees": "848,000",
"Liability for Future Policy Benefit": "53,287,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "12,558,000",
"Other Assets": "152,232,000",
"Other Compr. Net Income": "662,000",
"Other Expenses": "1,779,000",
"Other Liabilities": "226,057,000",
"Other Net Income": "0",
"Other Revenues": "2,039,000",
"Premiums Earned, Net": "12,749,000",
"Separate Account, Assets": "0",
"Separate Account, Liability": "0"
},
"output_variables": {
"Liabilities": "279,344,000",
"Assets": "300,579,000",
"Expenses": "22,442,000",
"Revenues": "28,194,000",
"Stockholders Equity": "21,235,000",
"Net Income": "5,752,000",
"Comprehensive Net Income": "6,414,000",
"BaseVar": "315,610,500",
"ECR before LimitedLiability": "5.9%",
"Economic Capital Ratio": "22%"
}
}
},
"top_rated": false,
"trend": 10.0,
"value": 0.2247807405131696,
"company_index": "https://www.realrate-archive.com/us_life/2023/industry_indexes/0001527469.svg",
"analysing_equity": "https://www.realrate-archive.com/us_life/2023/analytics/equity/0001527469.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_life/2023/analytics/profit_loss/0001527469.svg"
},
{
"company_id": "0001276520",
"feature_distribution_plot": "https://www.realrate-archive.com/us_life/2023/feature_distribution/feature_distribution_0001276520.svg",
"graph_url": "https://www.realrate-archive.com/us_life/2023/graphs/IME_0001276520.svg",
"logo_url": "https://www.realrate-archive.com/us_life/logos/0001276520.png",
"logo_url_256x256": "https://www.realrate-archive.com/us_life/logos/0001276520_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0001276520_main_keyfigs.svg",
"name": "Genworth Financial INC",
"rank": 11,
"regression_plot": "https://www.realrate-archive.com/us_life/2023/backtesting_correlation/regression_0001276520.svg",
"report_text": "The relative strengths and weaknesses of Genworth Financial INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Genworth Financial INC compared to the market average is the variable Debt Securities, Available-for-sale, increasing the Economic Capital Ratio by 5.4% points.The greatest weakness of Genworth Financial INC is the variable Liability for Future Policy Benefit, reducing the Economic Capital Ratio by 18% points.
The company's Economic Capital Ratio, given in the ranking table, is 22%, being 1.5% points below the market average of 23%.",
"report_url": "https://www.realrate-archive.com/us_life/2023/report/0001276520_2024_Genworth_Financial_INC.pdf",
"shrinked_graph_json": {
"2009": {
"Liability for Future Policy Benefit": "4.39",
"Liabilities": "-1.59",
"ECR before LimitedLiability": "-3.32",
"Separate Account, Liability": "3.33",
"Other Liabilities": "-9.25",
"Debt Securities, Available-for-sale": "5.97",
"Assets": "1.42",
"Other Assets": "-4.40",
"Separate Account, Assets": "-2.75",
"Mortgage Loans on Real Estate, Net": "1.13",
"Benefits": "0.678",
"Expenses": "1.64",
"Net Income": "-1.15",
"Other Expenses": "0.946",
"Net Investment Income": "-0.794",
"Revenues": "-2.60",
"Other Revenues": "0.568",
"Premiums Earned, Net": "-2.37",
"Comprehensive Net Income": "-2.63",
"Other Compr. Net Income": "-1.52",
"Economic Capital Ratio": "-2.91"
},
"2010": {
"Liability for Future Policy Benefit": "0.793",
"Liabilities": "-2.81",
"ECR before LimitedLiability": "-2.76",
"Other Liabilities": "-2.55",
"Separate Account, Liability": "-1.05",
"Other Assets": "-5.79",
"Assets": "2.28",
"Mortgage Loans on Real Estate, Net": "0.821",
"Separate Account, Assets": "0.924",
"Debt Securities, Available-for-sale": "6.93",
"Benefits": "2.82",
"Expenses": "4.29",
"Net Income": "-1.01",
"Other Expenses": "1.39",
"Net Investment Income": "-0.596",
"Revenues": "-4.84",
"Other Revenues": "-2.54",
"Premiums Earned, Net": "-1.87",
"Comprehensive Net Income": "-1.67",
"Other Compr. Net Income": "-0.676",
"Economic Capital Ratio": "-2.50"
},
"2011": {
"Separate Account, Liability": "6.90",
"Liabilities": "-0.974",
"Stockholders Equity": "0.347",
"ECR before LimitedLiability": "-0.414",
"Other Liabilities": "-5.29",
"Liability for Future Policy Benefit": "-2.54",
"Debt Securities, Available-for-sale": "7.94",
"Assets": "1.17",
"Separate Account, Assets": "-4.68",
"Mortgage Loans on Real Estate, Net": "1.12",
"Other Assets": "-1.49",
"Other Expenses": "2.90",
"Expenses": "2.09",
"Net Income": "0.133",
"Benefits": "-0.763",
"Other Revenues": "-2.84",
"Revenues": "-1.90",
"Premiums Earned, Net": "0.869",
"Net Investment Income": "0.388",
"Insurance Commissions and Fees": "-0.257",
"Economic Capital Ratio": "-0.0995",
"Other Compr. Net Income": "-0.236"
},
"2012": {
"Other Liabilities": "-3.24",
"Liabilities": "0.640",
"Stockholders Equity": "1.78",
"ECR before LimitedLiability": "1.68",
"Separate Account, Liability": "6.72",
"Liability for Future Policy Benefit": "-2.80",
"Debt Securities, Available-for-sale": "9.15",
"Assets": "1.07",
"Other Assets": "-3.49",
"Mortgage Loans on Real Estate, Net": "0.874",
"Separate Account, Assets": "-4.82",
"Other Expenses": "1.32",
"Expenses": "0.679",
"Comprehensive Net Income": "0.204",
"Benefits": "-0.625",
"Other Revenues": "-0.439",
"Revenues": "-0.552",
"Insurance Commissions and Fees": "-0.145",
"Premiums Earned, Net": "-0.474",
"Net Investment Income": "0.511",
"Economic Capital Ratio": "1.86"
},
"2013": {
"Separate Account, Liability": "5.45",
"Liabilities": "1.44",
"Stockholders Equity": "2.50",
"ECR before LimitedLiability": "0.756",
"Other Liabilities": "-2.29",
"Liability for Future Policy Benefit": "-4.05",
"Debt Securities, Available-for-sale": "6.02",
"Assets": "1.04",
"Separate Account, Assets": "-5.99",
"Other Assets": "-3.59",
"Mortgage Loans on Real Estate, Net": "1.05",
"Other Expenses": "1.32",
"Expenses": "0.579",
"Comprehensive Net Income": "-1.35",
"Benefits": "-0.723",
"Net Investment Income": "0.481",
"Revenues": "-0.387",
"Other Revenues": "-0.581",
"Insurance Commissions and Fees": "-0.627",
"Other Compr. Net Income": "-1.56",
"Economic Capital Ratio": "0.921"
},
"2014": {
"Separate Account, Liability": "8.14",
"Liabilities": "1.71",
"Stockholders Equity": "2.56",
"ECR before LimitedLiability": "1.61",
"Liability for Future Policy Benefit": "-2.61",
"Other Liabilities": "-4.36",
"Other Assets": "-1.62",
"Assets": "0.851",
"Separate Account, Assets": "-6.18",
"Mortgage Loans on Real Estate, Net": "0.894",
"Debt Securities, Available-for-sale": "8.23",
"Other Expenses": "0.601",
"Expenses": "-0.940",
"Revenues": "-0.460",
"Net Income": "-1.39",
"Benefits": "-1.52",
"Net Investment Income": "0.413",
"Insurance Commissions and Fees": "-0.680",
"Comprehensive Net Income": "-0.540",
"Other Compr. Net Income": "0.878",
"Economic Capital Ratio": "1.84"
},
"2015": {
"Liability for Future Policy Benefit": "-4.19",
"Liabilities": "0.830",
"Stockholders Equity": "2.29",
"Other Liabilities": "-5.19",
"Separate Account, Liability": "5.26",
"Other Assets": "-1.93",
"Assets": "1.41",
"Economic Capital Ratio": "0.300",
"Separate Account, Assets": "-7.61",
"Mortgage Loans on Real Estate, Net": "1.50",
"Debt Securities, Available-for-sale": "5.76",
"Benefits": "-0.844",
"Expenses": "0.995",
"Net Income": "-0.867",
"Other Expenses": "1.87",
"Other Revenues": "-0.766",
"Revenues": "-1.46",
"Insurance Commissions and Fees": "-0.698",
"Net Investment Income": "0.823",
"Premiums Earned, Net": "-0.819",
"Other Compr. Net Income": "-0.815",
"Comprehensive Net Income": "-1.67"
},
"2016": {
"Separate Account, Liability": "6.76",
"Liabilities": "-2.28",
"Stockholders Equity": "-2.55",
"ECR before LimitedLiability": "-3.11",
"Other Liabilities": "-5.29",
"Liability for Future Policy Benefit": "-4.89",
"Other Assets": "-6.72",
"Assets": "-0.456",
"Debt Securities, Available-for-sale": "7.91",
"Separate Account, Assets": "-5.90",
"Mortgage Loans on Real Estate, Net": "0.983",
"Benefits": "-1.34",
"Expenses": "1.90",
"Net Income": "0.628",
"Other Expenses": "3.35",
"Net Investment Income": "1.08",
"Revenues": "-1.19",
"Premiums Earned, Net": "-1.55",
"Insurance Commissions and Fees": "-0.600",
"Economic Capital Ratio": "-2.63",
"Other Compr. Net Income": "-0.419"
},
"2019": {
"Liability for Future Policy Benefit": "-6.59",
"Liabilities": "-2.76",
"Stockholders Equity": "-1.41",
"ECR before LimitedLiability": "-3.16",
"Separate Account, Liability": "2.72",
"Other Liabilities": "1.12",
"Separate Account, Assets": "-2.12",
"Assets": "1.00",
"Other Assets": "-7.07",
"Debt Securities, Available-for-sale": "9.08",
"Mortgage Loans on Real Estate, Net": "0.912",
"Other Expenses": "3.72",
"Expenses": "3.28",
"Comprehensive Net Income": "-0.784",
"Net Investment Income": "0.891",
"Revenues": "-3.31",
"Premiums Earned, Net": "-1.81",
"Other Revenues": "-1.93",
"Insurance Commissions and Fees": "-0.488",
"Other Compr. Net Income": "-0.541",
"Economic Capital Ratio": "-2.67"
},
"2020": {
"Liability for Future Policy Benefit": "-7.09",
"Liabilities": "-2.03",
"Stockholders Equity": "-1.10",
"ECR before LimitedLiability": "-1.74",
"Separate Account, Liability": "4.10",
"Other Liabilities": "0.979",
"Other Assets": "-6.51",
"Assets": "0.686",
"Debt Securities, Available-for-sale": "8.70",
"Mortgage Loans on Real Estate, Net": "0.627",
"Separate Account, Assets": "-2.21",
"Other Expenses": "2.83",
"Expenses": "3.24",
"Net Income": "0.525",
"Premiums Earned, Net": "-2.33",
"Revenues": "-2.09",
"Net Investment Income": "1.39",
"Other Revenues": "-0.632",
"Insurance Commissions and Fees": "-0.478",
"Other Net Income": "-0.464",
"Economic Capital Ratio": "-1.32"
},
"2021": {
"Other Liabilities": "3.04",
"Liabilities": "-0.984",
"Stockholders Equity": "1.29",
"ECR before LimitedLiability": "1.36",
"Separate Account, Liability": "3.59",
"Liability for Future Policy Benefit": "-7.60",
"Separate Account, Assets": "-2.77",
"Assets": "2.07",
"Other Assets": "-5.93",
"Debt Securities, Available-for-sale": "8.96",
"Mortgage Loans on Real Estate, Net": "0.495",
"Other Expenses": "2.41",
"Expenses": "3.36",
"Comprehensive Net Income": "0.647",
"Benefits": "0.896",
"Insurance Commissions and Fees": "-0.575",
"Revenues": "-2.67",
"Premiums Earned, Net": "-2.50",
"Other Revenues": "-0.894",
"Net Investment Income": "1.32",
"Economic Capital Ratio": "1.62"
},
"2022": {
"Other Liabilities": "0.112",
"Liabilities": "-0.839",
"Assets": "0.0879",
"ECR before LimitedLiability": "1.57",
"Separate Account, Liability": "0.180",
"Liability for Future Policy Benefit": "-8.76",
"Debt Securities, Available-for-sale": "1.90",
"Separate Account, Assets": "-3.99",
"Other Assets": "-5.38",
"Other Expenses": "0.240",
"Expenses": "0.193",
"Net Income": "0.366",
"Benefits": "-0.402",
"Other Revenues": "-0.951",
"Revenues": "-1.46",
"Insurance Commissions and Fees": "-0.630",
"Premiums Earned, Net": "-1.12",
"Comprehensive Net Income": "0.188",
"Other Net Income": "0.112",
"Other Compr. Net Income": "-1.63",
"Economic Capital Ratio": "-0.772"
},
"2023": {
"Separate Account, Liability": "4.75",
"Liabilities": "-1.09",
"Stockholders Equity": "-0.516",
"Other Liabilities": "5.08",
"Liability for Future Policy Benefit": "-18.3",
"Debt Securities, Available-for-sale": "5.38",
"Assets": "0.501",
"ECR before LimitedLiability": "-1.80",
"Separate Account, Assets": "-4.70",
"Other Assets": "-4.73",
"Mortgage Loans on Real Estate, Net": "0.442",
"Benefits": "-0.668",
"Expenses": "1.13",
"Comprehensive Net Income": "-0.942",
"Other Expenses": "1.82",
"Revenues": "-1.30",
"Premiums Earned, Net": "-1.26",
"Insurance Commissions and Fees": "-0.558",
"Net Investment Income": "0.829",
"Other Compr. Net Income": "-0.608",
"Economic Capital Ratio": "-1.54"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0001276520_strength_weakness.svg",
"table_records": {
"2009": {
"input_variables": {
"Benefits": "6,802,000",
"Debt Securities, Available-for-sale": "49,911,000",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "29,469,000",
"Mortgage Loans on Real Estate, Net": "7,499,000",
"Net Investment Income": "1,992,000",
"Other Assets": "39,775,000",
"Other Compr. Net Income": "0",
"Other Expenses": "2,666,000",
"Other Liabilities": "54,366,000",
"Other Net Income": "0",
"Other Revenues": "1,058,000",
"Premiums Earned, Net": "6,019,000",
"Separate Account, Assets": "11,002,000",
"Separate Account, Liability": "11,002,000"
},
"output_variables": {
"Liabilities": "94,837,000",
"Assets": "108,187,000",
"Expenses": "9,468,000",
"Revenues": "9,069,000",
"Stockholders Equity": "13,350,000",
"Net Income": "-399,000",
"Comprehensive Net Income": "-399,000",
"BaseVar": "110,780,500",
"ECR before LimitedLiability": "6.2%",
"Economic Capital Ratio": "23%"
}
},
"2010": {
"input_variables": {
"Benefits": "6,835,000",
"Debt Securities, Available-for-sale": "55,515,000",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "30,717,000",
"Mortgage Loans on Real Estate, Net": "6,718,000",
"Net Investment Income": "3,123,000",
"Other Assets": "38,496,000",
"Other Compr. Net Income": "0",
"Other Expenses": "2,969,000",
"Other Liabilities": "55,041,000",
"Other Net Income": "0",
"Other Revenues": "1,112,000",
"Premiums Earned, Net": "5,854,000",
"Separate Account, Assets": "11,666,000",
"Separate Account, Liability": "11,666,000"
},
"output_variables": {
"Liabilities": "97,424,000",
"Assets": "112,395,000",
"Expenses": "9,804,000",
"Revenues": "10,089,000",
"Stockholders Equity": "14,971,000",
"Net Income": "285,000",
"Comprehensive Net Income": "285,000",
"BaseVar": "114,856,000",
"ECR before LimitedLiability": "7.4%",
"Economic Capital Ratio": "24%"
}
},
"2011": {
"input_variables": {
"Benefits": "6,720,000",
"Debt Securities, Available-for-sale": "58,656,000",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "31,971,000",
"Mortgage Loans on Real Estate, Net": "6,092,000",
"Net Investment Income": "3,160,000",
"Other Assets": "39,432,000",
"Other Compr. Net Income": "0",
"Other Expenses": "3,363,000",
"Other Liabilities": "54,544,000",
"Other Net Income": "0",
"Other Revenues": "1,479,000",
"Premiums Earned, Net": "5,705,000",
"Separate Account, Assets": "10,122,000",
"Separate Account, Liability": "10,122,000"
},
"output_variables": {
"Liabilities": "96,637,000",
"Assets": "114,302,000",
"Expenses": "10,083,000",
"Revenues": "10,344,000",
"Stockholders Equity": "17,665,000",
"Net Income": "261,000",
"Comprehensive Net Income": "261,000",
"BaseVar": "115,683,000",
"ECR before LimitedLiability": "8.6%",
"Economic Capital Ratio": "25%"
}
},
"2012": {
"input_variables": {
"Benefits": "6,153,000",
"Debt Securities, Available-for-sale": "62,679,000",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "33,505,000",
"Mortgage Loans on Real Estate, Net": "5,872,000",
"Net Investment Income": "3,366,000",
"Other Assets": "34,824,000",
"Other Compr. Net Income": "955,000",
"Other Expenses": "3,347,000",
"Other Liabilities": "52,045,000",
"Other Net Income": "0",
"Other Revenues": "1,619,000",
"Premiums Earned, Net": "5,038,000",
"Separate Account, Assets": "9,937,000",
"Separate Account, Liability": "9,937,000"
},
"output_variables": {
"Liabilities": "95,487,000",
"Assets": "113,312,000",
"Expenses": "9,500,000",
"Revenues": "10,023,000",
"Stockholders Equity": "17,825,000",
"Net Income": "523,000",
"Comprehensive Net Income": "1,478,000",
"BaseVar": "114,638,500",
"ECR before LimitedLiability": "10.0%",
"Economic Capital Ratio": "26%"
}
},
"2013": {
"input_variables": {
"Benefits": "5,633,000",
"Debt Securities, Available-for-sale": "58,970,000",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "33,705,000",
"Mortgage Loans on Real Estate, Net": "5,899,000",
"Net Investment Income": "3,234,000",
"Other Assets": "33,038,000",
"Other Compr. Net Income": "-2,814,000",
"Other Expenses": "3,044,000",
"Other Liabilities": "48,582,000",
"Other Net Income": "-12,000",
"Other Revenues": "1,021,000",
"Premiums Earned, Net": "5,148,000",
"Separate Account, Assets": "10,138,000",
"Separate Account, Liability": "10,138,000"
},
"output_variables": {
"Liabilities": "92,425,000",
"Assets": "108,045,000",
"Expenses": "8,677,000",
"Revenues": "9,403,000",
"Stockholders Equity": "15,620,000",
"Net Income": "714,000",
"Comprehensive Net Income": "-2,100,000",
"BaseVar": "110,688,000",
"ECR before LimitedLiability": "5.7%",
"Economic Capital Ratio": "22%"
}
},
"2014": {
"input_variables": {
"Benefits": "7,357,000",
"Debt Securities, Available-for-sale": "62,729,000",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "35,915,000",
"Mortgage Loans on Real Estate, Net": "6,100,000",
"Net Investment Income": "3,222,000",
"Other Assets": "33,321,000",
"Other Compr. Net Income": "1,765,000",
"Other Expenses": "3,256,000",
"Other Liabilities": "49,438,000",
"Other Net Income": "0",
"Other Revenues": "912,000",
"Premiums Earned, Net": "5,431,000",
"Separate Account, Assets": "9,208,000",
"Separate Account, Liability": "9,208,000"
},
"output_variables": {
"Liabilities": "94,561,000",
"Assets": "111,358,000",
"Expenses": "10,613,000",
"Revenues": "9,565,000",
"Stockholders Equity": "16,797,000",
"Net Income": "-1,048,000",
"Comprehensive Net Income": "717,000",
"BaseVar": "113,931,000",
"ECR before LimitedLiability": "8.9%",
"Economic Capital Ratio": "25%"
}
},
"2015": {
"input_variables": {
"Benefits": "5,869,000",
"Debt Securities, Available-for-sale": "58,507,000",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "36,475,000",
"Mortgage Loans on Real Estate, Net": "6,170,000",
"Net Investment Income": "3,063,000",
"Other Assets": "33,871,000",
"Other Compr. Net Income": "-1,662,000",
"Other Expenses": "2,685,000",
"Other Liabilities": "47,436,000",
"Other Net Income": "-407,000",
"Other Revenues": "906,000",
"Premiums Earned, Net": "4,579,000",
"Separate Account, Assets": "7,883,000",
"Separate Account, Liability": "7,883,000"
},
"output_variables": {
"Liabilities": "91,794,000",
"Assets": "106,431,000",
"Expenses": "8,554,000",
"Revenues": "8,548,000",
"Stockholders Equity": "14,637,000",
"Net Income": "-413,000",
"Comprehensive Net Income": "-2,075,000",
"BaseVar": "108,698,000",
"ECR before LimitedLiability": "5.3%",
"Economic Capital Ratio": "22%"
}
},
"2016": {
"input_variables": {
"Benefits": "5,941,000",
"Debt Securities, Available-for-sale": "61,204,000",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "37,063,000",
"Mortgage Loans on Real Estate, Net": "6,111,000",
"Net Investment Income": "3,231,000",
"Other Assets": "30,044,000",
"Other Compr. Net Income": "-126,000",
"Other Expenses": "2,466,000",
"Other Liabilities": "45,829,000",
"Other Net Income": "-29,000",
"Other Revenues": "978,000",
"Premiums Earned, Net": "4,160,000",
"Separate Account, Assets": "7,299,000",
"Separate Account, Liability": "7,299,000"
},
"output_variables": {
"Liabilities": "90,191,000",
"Assets": "104,658,000",
"Expenses": "8,407,000",
"Revenues": "8,369,000",
"Stockholders Equity": "14,467,000",
"Net Income": "-67,000",
"Comprehensive Net Income": "-193,000",
"BaseVar": "105,890,000",
"ECR before LimitedLiability": "7.2%",
"Economic Capital Ratio": "24%"
}
},
"2019": {
"input_variables": {
"Benefits": "5,740,000",
"Debt Securities, Available-for-sale": "60,578,000",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "40,384,000",
"Mortgage Loans on Real Estate, Net": "6,963,000",
"Net Investment Income": "3,270,000",
"Other Assets": "27,693,000",
"Other Compr. Net Income": "1,202,000",
"Other Expenses": "1,837,000",
"Other Liabilities": "40,218,000",
"Other Net Income": "11,000",
"Other Revenues": "789,000",
"Premiums Earned, Net": "4,037,000",
"Separate Account, Assets": "6,108,000",
"Separate Account, Liability": "6,108,000"
},
"output_variables": {
"Liabilities": "86,710,000",
"Assets": "101,342,000",
"Expenses": "7,577,000",
"Revenues": "8,096,000",
"Stockholders Equity": "14,632,000",
"Net Income": "530,000",
"Comprehensive Net Income": "1,732,000",
"BaseVar": "102,469,000",
"ECR before LimitedLiability": "9.6%",
"Economic Capital Ratio": "26%"
}
},
"2020": {
"input_variables": {
"Benefits": "5,940,000",
"Debt Securities, Available-for-sale": "66,266,000",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "42,695,000",
"Mortgage Loans on Real Estate, Net": "6,743,000",
"Net Investment Income": "3,818,000",
"Other Assets": "26,657,000",
"Other Compr. Net Income": "958,000",
"Other Expenses": "1,957,000",
"Other Liabilities": "41,151,000",
"Other Net Income": "-549,000",
"Other Revenues": "730,000",
"Premiums Earned, Net": "4,110,000",
"Separate Account, Assets": "6,081,000",
"Separate Account, Liability": "6,081,000"
},
"output_variables": {
"Liabilities": "89,927,000",
"Assets": "105,747,000",
"Expenses": "7,897,000",
"Revenues": "8,658,000",
"Stockholders Equity": "15,820,000",
"Net Income": "212,000",
"Comprehensive Net Income": "1,170,000",
"BaseVar": "106,868,000",
"ECR before LimitedLiability": "9.3%",
"Economic Capital Ratio": "25%"
}
},
"2021": {
"input_variables": {
"Benefits": "4,891,000",
"Debt Securities, Available-for-sale": "60,480,000",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "41,528,000",
"Mortgage Loans on Real Estate, Net": "6,830,000",
"Net Investment Income": "3,693,000",
"Other Assets": "25,795,000",
"Other Compr. Net Income": "-579,000",
"Other Expenses": "2,023,000",
"Other Liabilities": "35,311,000",
"Other Net Income": "27,000",
"Other Revenues": "704,000",
"Premiums Earned, Net": "3,435,000",
"Separate Account, Assets": "6,066,000",
"Separate Account, Liability": "6,066,000"
},
"output_variables": {
"Liabilities": "82,905,000",
"Assets": "99,171,000",
"Expenses": "6,914,000",
"Revenues": "7,832,000",
"Stockholders Equity": "16,266,000",
"Net Income": "945,000",
"Comprehensive Net Income": "366,000",
"BaseVar": "98,714,000",
"ECR before LimitedLiability": "9.3%",
"Economic Capital Ratio": "25%"
}
},
"2022": {
"input_variables": {
"Benefits": "4,745,000",
"Debt Securities, Available-for-sale": "46,583,000",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "38,064,000",
"Mortgage Loans on Real Estate, Net": "7,010,000",
"Net Investment Income": "3,129,000",
"Other Assets": "28,432,000",
"Other Compr. Net Income": "-6,211,000",
"Other Expenses": "2,023,000",
"Other Liabilities": "33,222,000",
"Other Net Income": "0",
"Other Revenues": "659,000",
"Premiums Earned, Net": "3,719,000",
"Separate Account, Assets": "4,417,000",
"Separate Account, Liability": "4,417,000"
},
"output_variables": {
"Liabilities": "75,703,000",
"Assets": "86,442,000",
"Expenses": "6,768,000",
"Revenues": "7,507,000",
"Stockholders Equity": "10,739,000",
"Net Income": "739,000",
"Comprehensive Net Income": "-5,472,000",
"BaseVar": "91,315,500",
"ECR before LimitedLiability": "-0.13%",
"Economic Capital Ratio": "17%"
}
},
"2023": {
"input_variables": {
"Benefits": "5,286,000",
"Debt Securities, Available-for-sale": "46,781,000",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "57,655,000",
"Mortgage Loans on Real Estate, Net": "6,802,000",
"Net Investment Income": "3,206,000",
"Other Assets": "32,725,000",
"Other Compr. Net Income": "-64,000",
"Other Expenses": "2,003,000",
"Other Liabilities": "20,318,000",
"Other Net Income": "0",
"Other Revenues": "646,000",
"Premiums Earned, Net": "3,636,000",
"Separate Account, Assets": "4,509,000",
"Separate Account, Liability": "4,509,000"
},
"output_variables": {
"Liabilities": "82,482,000",
"Assets": "90,817,000",
"Expenses": "7,289,000",
"Revenues": "7,488,000",
"Stockholders Equity": "8,335,000",
"Net Income": "199,000",
"Comprehensive Net Income": "135,000",
"BaseVar": "94,070,000",
"ECR before LimitedLiability": "5.0%",
"Economic Capital Ratio": "22%"
}
}
},
"top_rated": false,
"trend": -3.0,
"value": 0.21660837297885444,
"company_index": "https://www.realrate-archive.com/us_life/2023/industry_indexes/0001276520.svg",
"analysing_equity": "https://www.realrate-archive.com/us_life/2023/analytics/equity/0001276520.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_life/2023/analytics/profit_loss/0001276520.svg"
},
{
"company_id": "0000835357",
"feature_distribution_plot": "https://www.realrate-archive.com/us_life/2023/feature_distribution/feature_distribution_0000835357.svg",
"graph_url": "https://www.realrate-archive.com/us_life/2023/graphs/IME_0000835357.svg",
"logo_url": "https://www.realrate-archive.com/us_life/logos/0000835357.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_life/logos/0000835357_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0000835357_main_keyfigs.svg",
"name": "Equitable Financial LIFE Insurance CO OF America",
"rank": 12,
"regression_plot": "https://www.realrate-archive.com/us_life/2023/backtesting_correlation/regression_0000835357.svg",
"report_text": "The relative strengths and weaknesses of Equitable Financial LIFE Insurance CO OF America are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Equitable Financial LIFE Insurance CO OF America compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 7.7% points.The greatest weakness of Equitable Financial LIFE Insurance CO OF America is the variable Other Liabilities, reducing the Economic Capital Ratio by 17% points.
The company's Economic Capital Ratio, given in the ranking table, is 21%, being 1.9% points below the market average of 23%.",
"report_url": "https://www.realrate-archive.com/us_life/2023/report/0000835357_2024_Equitable_Financial_LIFE_Insurance_CO_OF_America.pdf",
"shrinked_graph_json": {
"2011": {
"Separate Account, Liability": "-6.82",
"Liabilities": "-2.27",
"Stockholders Equity": "0.492",
"ECR before LimitedLiability": "0.920",
"Other Liabilities": "-2.00",
"Liability for Future Policy Benefit": "6.58",
"Debt Securities, Available-for-sale": "4.56",
"Assets": "2.43",
"Separate Account, Assets": "-6.88",
"Mortgage Loans on Real Estate, Net": "-1.02",
"Other Assets": "9.27",
"Other Expenses": "4.19",
"Expenses": "5.54",
"Net Income": "1.32",
"Benefits": "1.23",
"Other Revenues": "-3.50",
"Revenues": "-3.77",
"Premiums Earned, Net": "-2.57",
"Insurance Commissions and Fees": "2.13",
"Comprehensive Net Income": "1.29",
"Economic Capital Ratio": "1.23"
},
"2021": {
"Other Liabilities": "-0.744",
"Liabilities": "-3.67",
"Stockholders Equity": "-2.56",
"Separate Account, Liability": "-13.8",
"Liability for Future Policy Benefit": "3.98",
"Separate Account, Assets": "4.94",
"Assets": "0.894",
"Other Assets": "3.71",
"Debt Securities, Available-for-sale": "-11.9",
"Mortgage Loans on Real Estate, Net": "-2.60",
"Other Expenses": "2.00",
"Expenses": "3.55",
"Net Income": "-0.575",
"Benefits": "2.18",
"Insurance Commissions and Fees": "2.68",
"Revenues": "-4.42",
"Premiums Earned, Net": "-4.26",
"Other Revenues": "-0.491",
"Net Investment Income": "-2.24",
"ECR before LimitedLiability": "-3.64",
"Economic Capital Ratio": "-3.37"
},
"2022": {
"Other Liabilities": "-0.0380",
"Liabilities": "-0.479",
"Stockholders Equity": "-0.107",
"Separate Account, Liability": "-10.5",
"Liability for Future Policy Benefit": "1.32",
"Debt Securities, Available-for-sale": "-9.63",
"Assets": "0.136",
"Separate Account, Assets": "3.25",
"Other Assets": "1.10",
"Mortgage Loans on Real Estate, Net": "-0.121",
"Other Expenses": "0.404",
"Expenses": "0.466",
"Net Income": "0.511",
"Revenues": "-0.118",
"Insurance Commissions and Fees": "0.274",
"Premiums Earned, Net": "-0.118",
"Net Investment Income": "-0.106",
"ECR before LimitedLiability": "1.45",
"Comprehensive Net Income": "0.565",
"Other Net Income": "0.318",
"Economic Capital Ratio": "-0.893"
},
"2023": {
"Separate Account, Liability": "1.66",
"Liabilities": "-3.67",
"Stockholders Equity": "-2.40",
"Other Liabilities": "-16.8",
"Liability for Future Policy Benefit": "4.75",
"Debt Securities, Available-for-sale": "-9.71",
"Assets": "1.02",
"Separate Account, Assets": "-1.47",
"Other Assets": "7.69",
"Mortgage Loans on Real Estate, Net": "-2.71",
"Benefits": "1.44",
"Expenses": "4.37",
"Net Income": "2.04",
"Other Expenses": "4.35",
"Revenues": "-3.34",
"Premiums Earned, Net": "-3.80",
"Insurance Commissions and Fees": "2.24",
"Net Investment Income": "-2.41",
"ECR before LimitedLiability": "-2.19",
"Economic Capital Ratio": "-1.92",
"Other Compr. Net Income": "-1.18"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0000835357_strength_weakness.svg",
"table_records": {
"2011": {
"input_variables": {
"Benefits": "157,000",
"Debt Securities, Available-for-sale": "1,967,000",
"Insurance Commissions and Fees": "117,000",
"Liability for Future Policy Benefit": "390,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "115,000",
"Other Assets": "2,497,000",
"Other Compr. Net Income": "10,000",
"Other Expenses": "59,000",
"Other Liabilities": "1,785,000",
"Other Net Income": "0",
"Other Revenues": "11,000",
"Premiums Earned, Net": "42,000",
"Separate Account, Assets": "0",
"Separate Account, Liability": "1,604,000"
},
"output_variables": {
"Liabilities": "3,779,000",
"Assets": "4,464,000",
"Expenses": "216,000",
"Revenues": "285,000",
"Stockholders Equity": "685,000",
"Net Income": "69,000",
"Comprehensive Net Income": "79,000",
"BaseVar": "4,377,000",
"ECR before LimitedLiability": "10%",
"Economic Capital Ratio": "26%"
}
},
"2021": {
"input_variables": {
"Benefits": "321,000",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "275,000",
"Liability for Future Policy Benefit": "470,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "0",
"Other Assets": "4,841,000",
"Other Compr. Net Income": "-52,000",
"Other Expenses": "227,000",
"Other Liabilities": "3,663,000",
"Other Net Income": "0",
"Other Revenues": "103,000",
"Premiums Earned, Net": "157,000",
"Separate Account, Assets": "3,394,000",
"Separate Account, Liability": "3,394,000"
},
"output_variables": {
"Liabilities": "7,527,000",
"Assets": "8,235,000",
"Expenses": "548,000",
"Revenues": "535,000",
"Stockholders Equity": "708,000",
"Net Income": "-13,000",
"Comprehensive Net Income": "-65,000",
"BaseVar": "8,448,500",
"ECR before LimitedLiability": "3.7%",
"Economic Capital Ratio": "20%"
}
},
"2022": {
"input_variables": {
"Benefits": "390,000",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "299,000",
"Liability for Future Policy Benefit": "650,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "0",
"Other Assets": "4,957,000",
"Other Compr. Net Income": "-441,000",
"Other Expenses": "275,000",
"Other Liabilities": "3,936,000",
"Other Net Income": "0",
"Other Revenues": "105,000",
"Premiums Earned, Net": "223,000",
"Separate Account, Assets": "3,374,000",
"Separate Account, Liability": "3,374,000"
},
"output_variables": {
"Liabilities": "7,960,000",
"Assets": "8,331,000",
"Expenses": "665,000",
"Revenues": "627,000",
"Stockholders Equity": "371,000",
"Net Income": "-38,000",
"Comprehensive Net Income": "-479,000",
"BaseVar": "9,012,000",
"ECR before LimitedLiability": "-3.6%",
"Economic Capital Ratio": "17%"
}
},
"2023": {
"input_variables": {
"Benefits": "1,568,000",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "1,287,000",
"Liability for Future Policy Benefit": "1,653,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "0",
"Other Assets": "38,442,000",
"Other Compr. Net Income": "-313,000",
"Other Expenses": "-183,000",
"Other Liabilities": "34,629,000",
"Other Net Income": "0",
"Other Revenues": "821,000",
"Premiums Earned, Net": "468,000",
"Separate Account, Assets": "5,754,000",
"Separate Account, Liability": "5,754,000"
},
"output_variables": {
"Liabilities": "42,036,000",
"Assets": "44,196,000",
"Expenses": "1,385,000",
"Revenues": "2,576,000",
"Stockholders Equity": "2,160,000",
"Net Income": "1,191,000",
"Comprehensive Net Income": "878,000",
"BaseVar": "45,253,000",
"ECR before LimitedLiability": "4.5%",
"Economic Capital Ratio": "21%"
}
}
},
"top_rated": false,
"trend": 4.0,
"value": 0.21274111902542148,
"company_index": "https://www.realrate-archive.com/us_life/2023/industry_indexes/0000835357.svg",
"analysing_equity": "https://www.realrate-archive.com/us_life/2023/analytics/equity/0000835357.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_life/2023/analytics/profit_loss/0000835357.svg"
},
{
"company_id": "0001039828",
"feature_distribution_plot": "https://www.realrate-archive.com/us_life/2023/feature_distribution/feature_distribution_0001039828.svg",
"graph_url": "https://www.realrate-archive.com/us_life/2023/graphs/IME_0001039828.svg",
"logo_url": "https://www.realrate-archive.com/us_life/logos/0001039828.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_life/logos/0001039828_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0001039828_main_keyfigs.svg",
"name": "American National Group Inc",
"rank": 13,
"regression_plot": "https://www.realrate-archive.com/us_life/2023/backtesting_correlation/regression_0001039828.svg",
"report_text": "The relative strengths and weaknesses of American National Group Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of American National Group Inc compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 11% points.The greatest weakness of American National Group Inc is the variable Liability for Future Policy Benefit, reducing the Economic Capital Ratio by 25% points.
The company's Economic Capital Ratio, given in the ranking table, is 20%, being 3.2% points below the market average of 23%.",
"report_url": "https://www.realrate-archive.com/us_life/2023/report/0001039828_2024_American_National_Group_Inc.pdf",
"shrinked_graph_json": {
"2011": {
"Separate Account, Liability": "3.16",
"Liabilities": "-6.38",
"Stockholders Equity": "-4.69",
"Other Liabilities": "3.88",
"Liability for Future Policy Benefit": "-40.8",
"Debt Securities, Available-for-sale": "3.80",
"Assets": "1.29",
"Separate Account, Assets": "-8.36",
"Mortgage Loans on Real Estate, Net": "-1.25",
"Other Assets": "0.849",
"Other Expenses": "2.56",
"Expenses": "2.81",
"ECR before LimitedLiability": "-5.80",
"Benefits": "2.62",
"Other Revenues": "-4.45",
"Revenues": "-6.76",
"Premiums Earned, Net": "-3.75",
"Net Investment Income": "1.59",
"Insurance Commissions and Fees": "-0.273",
"Economic Capital Ratio": "-5.48",
"Other Compr. Net Income": "-0.251"
},
"2012": {
"Other Liabilities": "4.63",
"Liabilities": "-4.28",
"Stockholders Equity": "-3.27",
"Separate Account, Liability": "3.75",
"Liability for Future Policy Benefit": "-39.3",
"Debt Securities, Available-for-sale": "6.38",
"Assets": "0.742",
"Other Assets": "-6.76",
"Mortgage Loans on Real Estate, Net": "2.13",
"Separate Account, Assets": "-8.55",
"Other Expenses": "0.199",
"Expenses": "3.27",
"Comprehensive Net Income": "-0.258",
"Benefits": "3.26",
"Other Revenues": "-1.07",
"Revenues": "-4.61",
"Premiums Earned, Net": "-4.56",
"Net Investment Income": "1.20",
"ECR before LimitedLiability": "-4.13",
"Other Compr. Net Income": "-0.173",
"Economic Capital Ratio": "-3.94"
},
"2013": {
"Separate Account, Liability": "1.83",
"Liabilities": "-2.86",
"Stockholders Equity": "-3.01",
"Debt Securities, Available-for-sale": "4.51",
"Other Liabilities": "2.67",
"Liability for Future Policy Benefit": "-38.3",
"Other Expenses": "-1.51",
"Expenses": "0.823",
"Comprehensive Net Income": "-0.441",
"Benefits": "0.909",
"Net Investment Income": "0.778",
"Revenues": "-2.71",
"Other Revenues": "0.779",
"Premiums Earned, Net": "-4.24",
"Insurance Commissions and Fees": "-0.411",
"ECR before LimitedLiability": "-3.86",
"Separate Account, Assets": "-10.0",
"Other Assets": "-6.09",
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"value": 0.2002218575017158,
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"analysing_equity": "https://www.realrate-archive.com/us_life/2023/analytics/equity/0001039828.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_life/2023/analytics/profit_loss/0001039828.svg"
},
{
"company_id": "0001889539",
"feature_distribution_plot": "https://www.realrate-archive.com/us_life/2023/feature_distribution/feature_distribution_0001889539.svg",
"graph_url": "https://www.realrate-archive.com/us_life/2023/graphs/IME_0001889539.svg",
"logo_url": "https://www.realrate-archive.com/us_life/logos/0001889539.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_life/logos/0001889539_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0001889539_main_keyfigs.svg",
"name": "Corebridge Financial Inc",
"rank": 14,
"regression_plot": "https://www.realrate-archive.com/us_life/2023/backtesting_correlation/regression_0001889539.svg",
"report_text": "The relative strengths and weaknesses of Corebridge Financial Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Corebridge Financial Inc compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 4.4% points.The greatest weakness of Corebridge Financial Inc is the variable Debt Securities, Available-for-sale, reducing the Economic Capital Ratio by 10% points.
The company's Economic Capital Ratio, given in the ranking table, is 20%, being 3.4% points below the market average of 23%.",
"report_url": "https://www.realrate-archive.com/us_life/2023/report/0001889539_2024_Corebridge_Financial_Inc.pdf",
"shrinked_graph_json": {
"2022": {
"Other Liabilities": "-2.74",
"Liabilities": "-1.19",
"Stockholders Equity": "-0.129",
"Separate Account, Liability": "-1.24",
"Liability for Future Policy Benefit": "0.683",
"Debt Securities, Available-for-sale": "-9.49",
"Assets": "0.121",
"Separate Account, Assets": "0.605",
"Other Assets": "4.20",
"Mortgage Loans on Real Estate, Net": "-0.129",
"Other Expenses": "0.613",
"Expenses": "0.993",
"Net Income": "1.01",
"Benefits": "0.189",
"Revenues": "-0.127",
"Premiums Earned, Net": "-0.693",
"ECR before LimitedLiability": "1.44",
"Comprehensive Net Income": "0.710",
"Other Compr. Net Income": "-0.0882",
"Other Net Income": "0.322",
"Economic Capital Ratio": "-0.901"
},
"2023": {
"Separate Account, Liability": "-3.65",
"Liabilities": "-3.95",
"Stockholders Equity": "-3.22",
"Other Liabilities": "-6.33",
"Liability for Future Policy Benefit": "2.92",
"Debt Securities, Available-for-sale": "-10.2",
"Assets": "0.494",
"Separate Account, Assets": "2.83",
"Other Assets": "4.43",
"Mortgage Loans on Real Estate, Net": "-2.86",
"Benefits": "1.44",
"Expenses": "2.85",
"Net Income": "-0.291",
"Other Expenses": "2.82",
"Other Revenues": "-1.64",
"Revenues": "-4.28",
"Premiums Earned, Net": "-3.09",
"Net Investment Income": "0.244",
"ECR before LimitedLiability": "-3.71",
"Economic Capital Ratio": "-3.45",
"Other Compr. Net Income": "0.331"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0001889539_strength_weakness.svg",
"table_records": {
"2022": {
"input_variables": {
"Benefits": "11,028,000",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "2,972,000",
"Liability for Future Policy Benefit": "57,266,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "9,576,000",
"Other Assets": "279,364,000",
"Other Compr. Net Income": "-26,434,000",
"Other Expenses": "7,182,000",
"Other Liabilities": "212,949,000",
"Other Net Income": "0",
"Other Revenues": "9,038,000",
"Premiums Earned, Net": "5,093,000",
"Separate Account, Assets": "84,853,000",
"Separate Account, Liability": "84,853,000"
},
"output_variables": {
"Liabilities": "355,068,000",
"Assets": "364,217,000",
"Expenses": "18,210,000",
"Revenues": "26,679,000",
"Stockholders Equity": "9,149,000",
"Net Income": "8,469,000",
"Comprehensive Net Income": "-17,965,000",
"BaseVar": "395,304,000",
"ECR before LimitedLiability": "-3.7%",
"Economic Capital Ratio": "17%"
}
},
"2023": {
"input_variables": {
"Benefits": "13,789,000",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "2,797,000",
"Liability for Future Policy Benefit": "57,108,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "11,078,000",
"Other Assets": "288,265,000",
"Other Compr. Net Income": "3,473,000",
"Other Expenses": "4,053,000",
"Other Liabilities": "218,522,000",
"Other Net Income": "0",
"Other Revenues": "-2,688,000",
"Premiums Earned, Net": "7,691,000",
"Separate Account, Assets": "91,005,000",
"Separate Account, Liability": "91,005,000"
},
"output_variables": {
"Liabilities": "366,635,000",
"Assets": "379,270,000",
"Expenses": "17,842,000",
"Revenues": "18,878,000",
"Stockholders Equity": "12,635,000",
"Net Income": "1,036,000",
"Comprehensive Net Income": "4,509,000",
"BaseVar": "393,049,000",
"ECR before LimitedLiability": "2.9%",
"Economic Capital Ratio": "20%"
}
}
},
"top_rated": false,
"trend": 3.0,
"value": 0.19749549574600275,
"company_index": "https://www.realrate-archive.com/us_life/2023/industry_indexes/0001889539.svg",
"analysing_equity": "https://www.realrate-archive.com/us_life/2023/analytics/equity/0001889539.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_life/2023/analytics/profit_loss/0001889539.svg"
},
{
"company_id": "0001535929",
"feature_distribution_plot": "https://www.realrate-archive.com/us_life/2023/feature_distribution/feature_distribution_0001535929.svg",
"graph_url": "https://www.realrate-archive.com/us_life/2023/graphs/IME_0001535929.svg",
"logo_url": "https://www.realrate-archive.com/us_life/logos/0001535929.png",
"logo_url_256x256": "https://www.realrate-archive.com/us_life/logos/0001535929_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0001535929_main_keyfigs.svg",
"name": "Voya Financial Inc",
"rank": 15,
"regression_plot": "https://www.realrate-archive.com/us_life/2023/backtesting_correlation/regression_0001535929.svg",
"report_text": "The relative strengths and weaknesses of Voya Financial Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Voya Financial Inc compared to the market average is the variable Separate Account, Assets, increasing the Economic Capital Ratio by 7.5% points.The greatest weakness of Voya Financial Inc is the variable Separate Account, Liability, reducing the Economic Capital Ratio by 22% points.
The company's Economic Capital Ratio, given in the ranking table, is 20%, being 3.5% points below the market average of 23%.",
"report_url": "https://www.realrate-archive.com/us_life/2023/report/0001535929_2024_Voya_Financial_Inc.pdf",
"shrinked_graph_json": {
"2023": {
"Separate Account, Liability": "-21.6",
"Liabilities": "-4.10",
"Stockholders Equity": "-2.96",
"Other Liabilities": "2.86",
"Liability for Future Policy Benefit": "3.19",
"Debt Securities, Available-for-sale": "-10.2",
"Assets": "0.931",
"Separate Account, Assets": "7.48",
"Other Assets": "-2.92",
"Mortgage Loans on Real Estate, Net": "-2.85",
"Benefits": "2.72",
"Expenses": "2.77",
"Comprehensive Net Income": "-0.312",
"Other Expenses": "1.74",
"Other Revenues": "-0.636",
"Revenues": "-4.48",
"Premiums Earned, Net": "-3.33",
"Insurance Commissions and Fees": "0.617",
"Net Investment Income": "-1.21",
"ECR before LimitedLiability": "-3.81",
"Economic Capital Ratio": "-3.55"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0001535929_strength_weakness.svg",
"table_records": {
"2023": {
"input_variables": {
"Benefits": "3,036,000",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "1,916,000",
"Liability for Future Policy Benefit": "9,560,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "2,159,000",
"Other Assets": "63,952,000",
"Other Compr. Net Income": "551,000",
"Other Expenses": "3,583,000",
"Other Liabilities": "48,339,000",
"Other Net Income": "0",
"Other Revenues": "556,000",
"Premiums Earned, Net": "2,717,000",
"Separate Account, Assets": "93,133,000",
"Separate Account, Liability": "93,133,000"
},
"output_variables": {
"Liabilities": "151,032,000",
"Assets": "157,085,000",
"Expenses": "6,619,000",
"Revenues": "7,348,000",
"Stockholders Equity": "6,053,000",
"Net Income": "729,000",
"Comprehensive Net Income": "1,280,000",
"BaseVar": "161,317,500",
"ECR before LimitedLiability": "2.8%",
"Economic Capital Ratio": "20%"
}
}
},
"top_rated": false,
"trend": null,
"value": 0.19647736463485224,
"company_index": "https://www.realrate-archive.com/us_life/2023/industry_indexes/0001535929.svg",
"analysing_equity": "https://www.realrate-archive.com/us_life/2023/analytics/equity/0001535929.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_life/2023/analytics/profit_loss/0001535929.svg"
},
{
"company_id": "0000937834",
"feature_distribution_plot": "https://www.realrate-archive.com/us_life/2023/feature_distribution/feature_distribution_0000937834.svg",
"graph_url": "https://www.realrate-archive.com/us_life/2023/graphs/IME_0000937834.svg",
"logo_url": "https://www.realrate-archive.com/us_life/logos/0000937834.png",
"logo_url_256x256": "https://www.realrate-archive.com/us_life/logos/0000937834_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0000937834_main_keyfigs.svg",
"name": "Metropolitan LIFE Insurance CO",
"rank": 16,
"regression_plot": "https://www.realrate-archive.com/us_life/2023/backtesting_correlation/regression_0000937834.svg",
"report_text": "The relative strengths and weaknesses of Metropolitan LIFE Insurance CO are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Metropolitan LIFE Insurance CO compared to the market average is the variable Mortgage Loans on Real Estate, Net, increasing the Economic Capital Ratio by 2.5% points.The greatest weakness of Metropolitan LIFE Insurance CO is the variable Other Assets, reducing the Economic Capital Ratio by 9.7% points.
The company's Economic Capital Ratio, given in the ranking table, is 19%, being 3.8% points below the market average of 23%.",
"report_url": "https://www.realrate-archive.com/us_life/2023/report/0000937834_2024_Metropolitan_LIFE_Insurance_CO.pdf",
"shrinked_graph_json": {
"2013": {
"Separate Account, Liability": "-2.93",
"Liabilities": "-1.60",
"Stockholders Equity": "-1.62",
"Other Liabilities": "2.37",
"Liability for Future Policy Benefit": "-1.03",
"Debt Securities, Available-for-sale": "3.22",
"Assets": "-0.0949",
"Separate Account, Assets": "2.92",
"Other Assets": "-4.96",
"Mortgage Loans on Real Estate, Net": "-1.49",
"Other Expenses": "2.44",
"Expenses": "1.16",
"Comprehensive Net Income": "0.588",
"Benefits": "-1.22",
"Revenues": "-1.13",
"Other Revenues": "-1.15",
"Premiums Earned, Net": "0.212",
"Insurance Commissions and Fees": "-0.121",
"ECR before LimitedLiability": "-1.44",
"Other Compr. Net Income": "0.547",
"Economic Capital Ratio": "-1.28"
},
"2014": {
"Separate Account, Liability": "-1.94",
"Liabilities": "-1.18",
"Stockholders Equity": "-1.29",
"Liability for Future Policy Benefit": "0.989",
"Other Liabilities": "-0.232",
"Other Expenses": "1.66",
"Expenses": "1.03",
"Net Income": "0.201",
"Benefits": "-0.611",
"Net Investment Income": "0.331",
"Revenues": "-0.807",
"Other Revenues": "-0.745",
"Premiums Earned, Net": "-0.173",
"Insurance Commissions and Fees": "-0.219",
"Other Assets": "-2.87",
"ECR before LimitedLiability": "-1.59",
"Mortgage Loans on Real Estate, Net": "-1.48",
"Separate Account, Assets": "1.82",
"Debt Securities, Available-for-sale": "2.85",
"Comprehensive Net Income": "0.186",
"Economic Capital Ratio": "-1.36"
},
"2015": {
"Liability for Future Policy Benefit": "0.172",
"Liabilities": "-1.31",
"Separate Account, Assets": "0.931",
"Stockholders Equity": "-1.17",
"Other Liabilities": "-0.498",
"Separate Account, Liability": "-0.982",
"Benefits": "-1.12",
"Expenses": "1.28",
"Comprehensive Net Income": "0.284",
"Other Expenses": "2.45",
"Other Revenues": "-1.29",
"Revenues": "-1.16",
"Insurance Commissions and Fees": "-0.166",
"Net Investment Income": "0.713",
"Premiums Earned, Net": "-0.409",
"ECR before LimitedLiability": "-1.38",
"Mortgage Loans on Real Estate, Net": "-1.22",
"Other Assets": "-3.05",
"Debt Securities, Available-for-sale": "3.57",
"Other Compr. Net Income": "0.204",
"Economic Capital Ratio": "-1.16"
},
"2016": {
"Separate Account, Liability": "-3.58",
"Liabilities": "-4.44",
"Stockholders Equity": "-6.26",
"Other Liabilities": "-0.809",
"Other Assets": "-7.07",
"Assets": "-2.22",
"Debt Securities, Available-for-sale": "3.63",
"Separate Account, Assets": "3.59",
"Mortgage Loans on Real Estate, Net": "-1.67",
"Benefits": "-1.87",
"Expenses": "2.36",
"Net Income": "1.13",
"Other Expenses": "3.62",
"Net Investment Income": "0.300",
"Revenues": "-1.15",
"Premiums Earned, Net": "-0.680",
"Other Revenues": "-0.694",
"ECR before LimitedLiability": "-6.24",
"Comprehensive Net Income": "0.897",
"Other Compr. Net Income": "-0.232",
"Economic Capital Ratio": "-5.76"
},
"2017": {
"Separate Account, Liability": "-5.37",
"Liabilities": "-4.28",
"Stockholders Equity": "-5.44",
"Other Liabilities": "1.69",
"Liability for Future Policy Benefit": "-0.581",
"Other Assets": "-8.04",
"Assets": "-1.56",
"ECR before LimitedLiability": "-5.91",
"Debt Securities, Available-for-sale": "4.72",
"Separate Account, Assets": "4.72",
"Mortgage Loans on Real Estate, Net": "-1.79",
"Other Expenses": "4.34",
"Expenses": "2.62",
"Net Income": "0.386",
"Benefits": "-1.57",
"Premiums Earned, Net": "-0.708",
"Revenues": "-2.08",
"Net Investment Income": "0.141",
"Other Revenues": "-1.42",
"Comprehensive Net Income": "0.331",
"Economic Capital Ratio": "-5.40"
},
"2018": {
"Liability for Future Policy Benefit": "1.66",
"Liabilities": "-4.17",
"Stockholders Equity": "-5.14",
"Separate Account, Liability": "-7.00",
"Other Liabilities": "1.19",
"Separate Account, Assets": "3.64",
"Assets": "-1.33",
"Mortgage Loans on Real Estate, Net": "3.51",
"Other Assets": "-11.4",
"Debt Securities, Available-for-sale": "2.61",
"Benefits": "-1.60",
"Expenses": "2.49",
"Revenues": "-1.78",
"Net Income": "0.581",
"Other Expenses": "3.49",
"Premiums Earned, Net": "-0.540",
"Other Revenues": "-1.53",
"ECR before LimitedLiability": "-4.45",
"Comprehensive Net Income": "1.56",
"Other Compr. Net Income": "0.964",
"Economic Capital Ratio": "-3.96"
},
"2019": {
"Liability for Future Policy Benefit": "-1.18",
"Liabilities": "-4.60",
"Stockholders Equity": "-4.68",
"ECR before LimitedLiability": "-5.99",
"Separate Account, Liability": "-7.45",
"Other Liabilities": "4.06",
"Separate Account, Assets": "5.97",
"Assets": "-0.558",
"Other Assets": "-10.5",
"Debt Securities, Available-for-sale": "2.40",
"Mortgage Loans on Real Estate, Net": "4.98",
"Other Expenses": "4.43",
"Expenses": "3.64",
"Comprehensive Net Income": "-0.371",
"Benefits": "-0.714",
"Net Investment Income": "0.218",
"Revenues": "-3.43",
"Premiums Earned, Net": "-1.16",
"Other Revenues": "-2.45",
"Other Compr. Net Income": "-0.336",
"Economic Capital Ratio": "-5.50"
},
"2020": {
"Liability for Future Policy Benefit": "-1.30",
"Liabilities": "-4.61",
"Stockholders Equity": "-4.58",
"ECR before LimitedLiability": "-5.34",
"Separate Account, Liability": "-6.74",
"Other Liabilities": "3.45",
"Other Assets": "-9.61",
"Assets": "-0.407",
"Debt Securities, Available-for-sale": "0.342",
"Mortgage Loans on Real Estate, Net": "4.69",
"Separate Account, Assets": "5.02",
"Other Expenses": "3.53",
"Expenses": "4.21",
"Net Income": "1.11",
"Benefits": "0.631",
"Premiums Earned, Net": "-2.00",
"Revenues": "-2.84",
"Net Investment Income": "0.229",
"Other Revenues": "-0.996",
"Economic Capital Ratio": "-4.91",
"Other Compr. Net Income": "-0.903"
},
"2021": {
"Other Liabilities": "4.17",
"Liabilities": "-3.01",
"Stockholders Equity": "-3.19",
"Separate Account, Liability": "-6.75",
"Liability for Future Policy Benefit": "-0.744",
"Separate Account, Assets": "4.25",
"Assets": "-0.392",
"Other Assets": "-9.39",
"Debt Securities, Available-for-sale": "1.96",
"Mortgage Loans on Real Estate, Net": "3.68",
"Other Expenses": "3.32",
"Expenses": "2.53",
"Revenues": "-2.02",
"Net Income": "0.368",
"Benefits": "-0.741",
"Premiums Earned, Net": "-0.763",
"Other Revenues": "-1.36",
"ECR before LimitedLiability": "-3.01",
"Comprehensive Net Income": "0.770",
"Other Compr. Net Income": "0.399",
"Economic Capital Ratio": "-2.74"
},
"2022": {
"Other Liabilities": "0.352",
"Liabilities": "-0.602",
"Debt Securities, Available-for-sale": "0.219",
"Stockholders Equity": "-0.725",
"Separate Account, Liability": "-2.40",
"Liability for Future Policy Benefit": "-0.729",
"Other Expenses": "0.540",
"Expenses": "0.105",
"Net Income": "0.601",
"Benefits": "-1.75",
"Other Revenues": "-0.0409",
"Revenues": "0.0495",
"Premiums Earned, Net": "0.146",
"Comprehensive Net Income": "0.756",
"ECR before LimitedLiability": "1.52",
"Other Assets": "-8.29",
"Mortgage Loans on Real Estate, Net": "0.441",
"Separate Account, Assets": "0.414",
"Other Net Income": "0.245",
"Other Compr. Net Income": "0.0492",
"Economic Capital Ratio": "-0.818"
},
"2023": {
"Separate Account, Liability": "-2.31",
"Liabilities": "-1.96",
"Stockholders Equity": "-3.33",
"Other Liabilities": "2.46",
"Liability for Future Policy Benefit": "-2.81",
"Debt Securities, Available-for-sale": "2.49",
"Assets": "-1.46",
"Separate Account, Assets": "2.31",
"Other Assets": "-9.73",
"Mortgage Loans on Real Estate, Net": "2.52",
"Other Revenues": "-0.606",
"Revenues": "-0.434",
"Net Income": "-0.291",
"Premiums Earned, Net": "0.928",
"Net Investment Income": "-0.570",
"ECR before LimitedLiability": "-4.08",
"Benefits": "-2.39",
"Comprehensive Net Income": "-0.509",
"Other Compr. Net Income": "-0.219",
"Other Expenses": "2.46",
"Economic Capital Ratio": "-3.82"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0000937834_strength_weakness.svg",
"table_records": {
"2013": {
"input_variables": {
"Benefits": "25,285,000",
"Debt Securities, Available-for-sale": "175,638,000",
"Insurance Commissions and Fees": "2,363,000",
"Liability for Future Policy Benefit": "111,963,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "10,763,000",
"Other Assets": "122,349,000",
"Other Compr. Net Income": "-1,843,000",
"Other Expenses": "7,874,000",
"Other Liabilities": "158,970,000",
"Other Net Income": "1,000",
"Other Revenues": "1,699,000",
"Premiums Earned, Net": "20,475,000",
"Separate Account, Assets": "134,796,000",
"Separate Account, Liability": "134,796,000"
},
"output_variables": {
"Liabilities": "405,729,000",
"Assets": "432,783,000",
"Expenses": "33,159,000",
"Revenues": "35,300,000",
"Stockholders Equity": "27,054,000",
"Net Income": "2,142,000",
"Comprehensive Net Income": "299,000",
"BaseVar": "454,407,500",
"ECR before LimitedLiability": "3.3%",
"Economic Capital Ratio": "20%"
}
},
"2014": {
"input_variables": {
"Benefits": "26,029,000",
"Debt Securities, Available-for-sale": "190,976,000",
"Insurance Commissions and Fees": "2,466,000",
"Liability for Future Policy Benefit": "117,402,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "13,073,000",
"Other Assets": "127,907,000",
"Other Compr. Net Income": "2,881,000",
"Other Expenses": "8,843,000",
"Other Liabilities": "169,132,000",
"Other Net Income": "-3,000",
"Other Revenues": "1,808,000",
"Premiums Earned, Net": "21,384,000",
"Separate Account, Assets": "139,335,000",
"Separate Account, Liability": "139,335,000"
},
"output_variables": {
"Liabilities": "425,869,000",
"Assets": "458,218,000",
"Expenses": "34,872,000",
"Revenues": "38,731,000",
"Stockholders Equity": "32,349,000",
"Net Income": "3,856,000",
"Comprehensive Net Income": "6,737,000",
"BaseVar": "480,287,000",
"ECR before LimitedLiability": "5.2%",
"Economic Capital Ratio": "22%"
}
},
"2015": {
"input_variables": {
"Benefits": "26,710,000",
"Debt Securities, Available-for-sale": "177,635,000",
"Insurance Commissions and Fees": "2,584,000",
"Liability for Future Policy Benefit": "118,914,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "12,717,000",
"Other Assets": "135,946,000",
"Other Compr. Net Income": "-2,349,000",
"Other Expenses": "9,304,000",
"Other Liabilities": "163,423,000",
"Other Net Income": "0",
"Other Revenues": "1,536,000",
"Premiums Earned, Net": "21,934,000",
"Separate Account, Assets": "135,939,000",
"Separate Account, Liability": "135,939,000"
},
"output_variables": {
"Liabilities": "418,276,000",
"Assets": "449,520,000",
"Expenses": "36,014,000",
"Revenues": "38,771,000",
"Stockholders Equity": "31,244,000",
"Net Income": "2,757,000",
"Comprehensive Net Income": "408,000",
"BaseVar": "472,465,000",
"ECR before LimitedLiability": "3.7%",
"Economic Capital Ratio": "20%"
}
},
"2016": {
"input_variables": {
"Benefits": "27,524,000",
"Debt Securities, Available-for-sale": "164,959,000",
"Insurance Commissions and Fees": "2,542,000",
"Liability for Future Policy Benefit": "115,556,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "10,077,000",
"Other Assets": "133,766,000",
"Other Compr. Net Income": "442,000",
"Other Expenses": "7,210,000",
"Other Liabilities": "156,192,000",
"Other Net Income": "0",
"Other Revenues": "1,478,000",
"Premiums Earned, Net": "22,393,000",
"Separate Account, Assets": "133,836,000",
"Separate Account, Liability": "133,836,000"
},
"output_variables": {
"Liabilities": "405,584,000",
"Assets": "432,561,000",
"Expenses": "34,734,000",
"Revenues": "36,490,000",
"Stockholders Equity": "26,977,000",
"Net Income": "1,756,000",
"Comprehensive Net Income": "2,198,000",
"BaseVar": "454,905,500",
"ECR before LimitedLiability": "3.7%",
"Economic Capital Ratio": "21%"
}
},
"2017": {
"input_variables": {
"Benefits": "28,027,000",
"Debt Securities, Available-for-sale": "171,930,000",
"Insurance Commissions and Fees": "2,227,000",
"Liability for Future Policy Benefit": "119,415,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "10,503,000",
"Other Assets": "131,540,000",
"Other Compr. Net Income": "2,307,000",
"Other Expenses": "5,671,000",
"Other Liabilities": "154,294,000",
"Other Net Income": "0",
"Other Revenues": "1,570,000",
"Premiums Earned, Net": "22,925,000",
"Separate Account, Assets": "130,825,000",
"Separate Account, Liability": "130,825,000"
},
"output_variables": {
"Liabilities": "404,534,000",
"Assets": "434,295,000",
"Expenses": "33,698,000",
"Revenues": "37,225,000",
"Stockholders Equity": "29,761,000",
"Net Income": "3,527,000",
"Comprehensive Net Income": "5,834,000",
"BaseVar": "456,029,500",
"ECR before LimitedLiability": "4.9%",
"Economic Capital Ratio": "22%"
}
},
"2018": {
"input_variables": {
"Benefits": "31,576,000",
"Debt Securities, Available-for-sale": "159,846,000",
"Insurance Commissions and Fees": "2,124,000",
"Liability for Future Policy Benefit": "126,099,000",
"Mortgage Loans on Real Estate, Net": "63,687,000",
"Net Investment Income": "11,838,000",
"Other Assets": "72,534,000",
"Other Compr. Net Income": "-2,796,000",
"Other Expenses": "6,449,000",
"Other Liabilities": "144,241,000",
"Other Net Income": "0",
"Other Revenues": "1,586,000",
"Premiums Earned, Net": "26,613,000",
"Separate Account, Assets": "110,850,000",
"Separate Account, Liability": "110,850,000"
},
"output_variables": {
"Liabilities": "381,190,000",
"Assets": "406,917,000",
"Expenses": "38,025,000",
"Revenues": "42,161,000",
"Stockholders Equity": "25,727,000",
"Net Income": "4,136,000",
"Comprehensive Net Income": "1,340,000",
"BaseVar": "435,544,500",
"ECR before LimitedLiability": "3.6%",
"Economic Capital Ratio": "20%"
}
},
"2019": {
"input_variables": {
"Benefits": "26,675,000",
"Debt Securities, Available-for-sale": "169,564,000",
"Insurance Commissions and Fees": "2,037,000",
"Liability for Future Policy Benefit": "128,304,000",
"Mortgage Loans on Real Estate, Net": "65,549,000",
"Net Investment Income": "11,031,000",
"Other Assets": "77,837,000",
"Other Compr. Net Income": "6,452,000",
"Other Expenses": "6,162,000",
"Other Liabilities": "152,034,000",
"Other Net Income": "0",
"Other Revenues": "1,573,000",
"Premiums Earned, Net": "21,608,000",
"Separate Account, Assets": "117,867,000",
"Separate Account, Liability": "117,867,000"
},
"output_variables": {
"Liabilities": "398,205,000",
"Assets": "430,817,000",
"Expenses": "32,837,000",
"Revenues": "36,249,000",
"Stockholders Equity": "32,612,000",
"Net Income": "3,412,000",
"Comprehensive Net Income": "9,864,000",
"BaseVar": "452,280,000",
"ECR before LimitedLiability": "6.3%",
"Economic Capital Ratio": "23%"
}
},
"2020": {
"input_variables": {
"Benefits": "25,321,000",
"Debt Securities, Available-for-sale": "181,340,000",
"Insurance Commissions and Fees": "1,996,000",
"Liability for Future Policy Benefit": "133,921,000",
"Mortgage Loans on Real Estate, Net": "66,405,000",
"Net Investment Income": "10,915,000",
"Other Assets": "81,216,000",
"Other Compr. Net Income": "1,643,000",
"Other Expenses": "6,448,000",
"Other Liabilities": "160,182,000",
"Other Net Income": "0",
"Other Revenues": "1,661,000",
"Premiums Earned, Net": "20,741,000",
"Separate Account, Assets": "128,646,000",
"Separate Account, Liability": "128,646,000"
},
"output_variables": {
"Liabilities": "422,749,000",
"Assets": "457,607,000",
"Expenses": "31,769,000",
"Revenues": "35,313,000",
"Stockholders Equity": "34,858,000",
"Net Income": "3,544,000",
"Comprehensive Net Income": "5,187,000",
"BaseVar": "474,540,500",
"ECR before LimitedLiability": "5.1%",
"Economic Capital Ratio": "22%"
}
},
"2021": {
"input_variables": {
"Benefits": "31,450,000",
"Debt Securities, Available-for-sale": "175,885,000",
"Insurance Commissions and Fees": "2,062,000",
"Liability for Future Policy Benefit": "132,274,000",
"Mortgage Loans on Real Estate, Net": "60,219,000",
"Net Investment Income": "12,174,000",
"Other Assets": "86,602,000",
"Other Compr. Net Income": "-1,750,000",
"Other Expenses": "6,875,000",
"Other Liabilities": "157,004,000",
"Other Net Income": "0",
"Other Revenues": "1,616,000",
"Premiums Earned, Net": "26,191,000",
"Separate Account, Assets": "123,851,000",
"Separate Account, Liability": "123,851,000"
},
"output_variables": {
"Liabilities": "413,129,000",
"Assets": "446,557,000",
"Expenses": "38,325,000",
"Revenues": "42,043,000",
"Stockholders Equity": "33,428,000",
"Net Income": "3,718,000",
"Comprehensive Net Income": "1,968,000",
"BaseVar": "470,902,000",
"ECR before LimitedLiability": "4.3%",
"Economic Capital Ratio": "21%"
}
},
"2022": {
"input_variables": {
"Benefits": "35,336,000",
"Debt Securities, Available-for-sale": "145,576,000",
"Insurance Commissions and Fees": "1,997,000",
"Liability for Future Policy Benefit": "133,725,000",
"Mortgage Loans on Real Estate, Net": "62,570,000",
"Net Investment Income": "10,467,000",
"Other Assets": "88,453,000",
"Other Compr. Net Income": "-18,841,000",
"Other Expenses": "6,753,000",
"Other Liabilities": "148,505,000",
"Other Net Income": "0",
"Other Revenues": "1,698,000",
"Premiums Earned, Net": "31,198,000",
"Separate Account, Assets": "89,241,000",
"Separate Account, Liability": "89,241,000"
},
"output_variables": {
"Liabilities": "371,471,000",
"Assets": "385,840,000",
"Expenses": "42,089,000",
"Revenues": "45,360,000",
"Stockholders Equity": "14,369,000",
"Net Income": "3,271,000",
"Comprehensive Net Income": "-15,570,000",
"BaseVar": "431,800,500",
"ECR before LimitedLiability": "-2.2%",
"Economic Capital Ratio": "17%"
}
},
"2023": {
"input_variables": {
"Benefits": "29,752,000",
"Debt Securities, Available-for-sale": "142,805,000",
"Insurance Commissions and Fees": "1,664,000",
"Liability for Future Policy Benefit": "129,182,000",
"Mortgage Loans on Real Estate, Net": "62,584,000",
"Net Investment Income": "8,294,000",
"Other Assets": "90,099,000",
"Other Compr. Net Income": "1,407,000",
"Other Expenses": "6,315,000",
"Other Liabilities": "152,690,000",
"Other Net Income": "853,000",
"Other Revenues": "1,673,000",
"Premiums Earned, Net": "24,718,000",
"Separate Account, Assets": "83,197,000",
"Separate Account, Liability": "83,197,000"
},
"output_variables": {
"Liabilities": "365,069,000",
"Assets": "378,685,000",
"Expenses": "36,067,000",
"Revenues": "36,349,000",
"Stockholders Equity": "13,616,000",
"Net Income": "1,135,000",
"Comprehensive Net Income": "2,542,000",
"BaseVar": "409,215,000",
"ECR before LimitedLiability": "2.5%",
"Economic Capital Ratio": "19%"
}
}
},
"top_rated": false,
"trend": -3.0,
"value": 0.19380621275082024,
"company_index": "https://www.realrate-archive.com/us_life/2023/industry_indexes/0000937834.svg",
"analysing_equity": "https://www.realrate-archive.com/us_life/2023/analytics/equity/0000937834.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_life/2023/analytics/profit_loss/0000937834.svg"
},
{
"company_id": "0000726865",
"feature_distribution_plot": "https://www.realrate-archive.com/us_life/2023/feature_distribution/feature_distribution_0000726865.svg",
"graph_url": "https://www.realrate-archive.com/us_life/2023/graphs/IME_0000726865.svg",
"logo_url": "https://www.realrate-archive.com/us_life/logos/0000726865.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_life/logos/0000726865_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0000726865_main_keyfigs.svg",
"name": "Lincoln National LIFE Insurance CO IN",
"rank": 17,
"regression_plot": "https://www.realrate-archive.com/us_life/2023/backtesting_correlation/regression_0000726865.svg",
"report_text": "The relative strengths and weaknesses of Lincoln National LIFE Insurance CO IN are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Lincoln National LIFE Insurance CO IN compared to the market average is the variable Separate Account, Assets, increasing the Economic Capital Ratio by 3.5% points.The greatest weakness of Lincoln National LIFE Insurance CO IN is the variable Separate Account, Liability, reducing the Economic Capital Ratio by 13% points.
The company's Economic Capital Ratio, given in the ranking table, is 19%, being 4.3% points below the market average of 23%.",
"report_url": "https://www.realrate-archive.com/us_life/2023/report/0000726865_2024_Lincoln_National_LIFE_Insurance_CO_IN.pdf",
"shrinked_graph_json": {
"2017": {
"Separate Account, Liability": "-16.2",
"Liabilities": "-5.89",
"Stockholders Equity": "-5.31",
"Other Liabilities": "1.53",
"Liability for Future Policy Benefit": "4.64",
"Other Expenses": "4.12",
"Expenses": "4.51",
"Net Income": "0.310",
"Benefits": "1.89",
"Premiums Earned, Net": "-4.28",
"Revenues": "-5.15",
"Insurance Commissions and Fees": "1.23",
"Net Investment Income": "-0.470",
"Other Revenues": "-1.69",
"Separate Account, Assets": "6.39",
"ECR before LimitedLiability": "-6.13",
"Mortgage Loans on Real Estate, Net": "-0.110",
"Debt Securities, Available-for-sale": "2.98",
"Other Assets": "-12.5",
"Comprehensive Net Income": "0.290",
"Economic Capital Ratio": "-5.63"
},
"2018": {
"Liability for Future Policy Benefit": "2.75",
"Liabilities": "-6.38",
"Assets": "0.600",
"Stockholders Equity": "-5.33",
"Separate Account, Liability": "-16.0",
"Other Liabilities": "-1.27",
"Separate Account, Assets": "4.70",
"Other Assets": "-10.6",
"Debt Securities, Available-for-sale": "-0.745",
"Benefits": "2.17",
"Expenses": "2.37",
"Comprehensive Net Income": "0.624",
"Other Expenses": "2.19",
"Insurance Commissions and Fees": "1.33",
"Revenues": "-6.10",
"Premiums Earned, Net": "-5.00",
"Net Investment Income": "-0.788",
"Other Revenues": "-1.73",
"ECR before LimitedLiability": "-5.77",
"Other Compr. Net Income": "0.498",
"Economic Capital Ratio": "-5.29"
},
"2019": {
"Liability for Future Policy Benefit": "4.94",
"Liabilities": "-6.23",
"Assets": "0.579",
"Stockholders Equity": "-5.05",
"ECR before LimitedLiability": "-7.08",
"Separate Account, Liability": "-16.8",
"Other Liabilities": "2.57",
"Separate Account, Assets": "6.87",
"Other Assets": "-10.4",
"Debt Securities, Available-for-sale": "-1.00",
"Other Expenses": "4.22",
"Expenses": "4.88",
"Net Income": "-0.582",
"Benefits": "2.10",
"Net Investment Income": "-0.957",
"Revenues": "-6.23",
"Premiums Earned, Net": "-4.07",
"Other Revenues": "-2.61",
"Insurance Commissions and Fees": "1.23",
"Comprehensive Net Income": "-0.836",
"Economic Capital Ratio": "-6.59"
},
"2020": {
"Liability for Future Policy Benefit": "4.47",
"Liabilities": "-5.91",
"Stockholders Equity": "-4.80",
"Separate Account, Liability": "-15.6",
"Other Liabilities": "2.16",
"Other Assets": "-8.36",
"Assets": "0.581",
"Debt Securities, Available-for-sale": "-2.21",
"Mortgage Loans on Real Estate, Net": "-2.10",
"Separate Account, Assets": "6.59",
"Other Expenses": "3.49",
"Expenses": "4.43",
"Net Income": "0.515",
"Benefits": "3.02",
"Premiums Earned, Net": "-4.65",
"Revenues": "-5.43",
"Net Investment Income": "-0.761",
"Other Revenues": "-1.16",
"Insurance Commissions and Fees": "1.08",
"ECR before LimitedLiability": "-5.84",
"Economic Capital Ratio": "-5.42"
},
"2021": {
"Other Liabilities": "2.65",
"Liabilities": "-5.34",
"Stockholders Equity": "-3.85",
"Separate Account, Liability": "-16.5",
"Liability for Future Policy Benefit": "2.93",
"Separate Account, Assets": "5.19",
"Assets": "1.19",
"Other Assets": "-8.05",
"Debt Securities, Available-for-sale": "-1.89",
"Mortgage Loans on Real Estate, Net": "-2.62",
"Other Expenses": "2.65",
"Expenses": "2.79",
"ECR before LimitedLiability": "-4.53",
"Benefits": "2.65",
"Insurance Commissions and Fees": "1.02",
"Revenues": "-5.91",
"Premiums Earned, Net": "-4.72",
"Other Revenues": "-1.51",
"Net Investment Income": "-0.808",
"Economic Capital Ratio": "-4.27",
"Other Compr. Net Income": "0.147"
},
"2022": {
"Other Liabilities": "0.0751",
"Liabilities": "-2.67",
"Assets": "0.215",
"Stockholders Equity": "-0.174",
"Separate Account, Liability": "-11.8",
"Liability for Future Policy Benefit": "0.852",
"Separate Account, Assets": "3.55",
"Other Assets": "-4.56",
"Mortgage Loans on Real Estate, Net": "-0.178",
"Other Expenses": "0.607",
"Expenses": "0.774",
"Revenues": "-1.85",
"Net Income": "0.476",
"Benefits": "0.0709",
"Other Revenues": "-0.0747",
"Premiums Earned, Net": "-0.651",
"ECR before LimitedLiability": "1.47",
"Comprehensive Net Income": "0.717",
"Other Net Income": "0.288",
"Other Compr. Net Income": "0.116",
"Economic Capital Ratio": "-0.873"
},
"2023": {
"Separate Account, Liability": "-12.9",
"Liabilities": "-4.89",
"Stockholders Equity": "-3.44",
"Liability for Future Policy Benefit": "2.32",
"Debt Securities, Available-for-sale": "-10.3",
"Assets": "1.24",
"Separate Account, Assets": "3.49",
"Other Assets": "2.14",
"Mortgage Loans on Real Estate, Net": "-2.88",
"Benefits": "2.03",
"Expenses": "2.16",
"Net Income": "-1.01",
"Other Expenses": "2.03",
"Revenues": "-6.20",
"Premiums Earned, Net": "-4.88",
"Insurance Commissions and Fees": "0.786",
"Net Investment Income": "-2.30",
"ECR before LimitedLiability": "-4.52",
"Comprehensive Net Income": "-0.491",
"Other Compr. Net Income": "0.529",
"Economic Capital Ratio": "-4.25"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0000726865_strength_weakness.svg",
"table_records": {
"2017": {
"input_variables": {
"Benefits": "7,376,000",
"Debt Securities, Available-for-sale": "93,586,000",
"Insurance Commissions and Fees": "5,369,000",
"Liability for Future Policy Benefit": "22,063,000",
"Mortgage Loans on Real Estate, Net": "10,662,000",
"Net Investment Income": "4,760,000",
"Other Assets": "33,405,000",
"Other Compr. Net Income": "1,545,000",
"Other Expenses": "3,754,000",
"Other Liabilities": "97,145,000",
"Other Net Income": "0",
"Other Revenues": "1,000",
"Premiums Earned, Net": "3,018,000",
"Separate Account, Assets": "144,219,000",
"Separate Account, Liability": "144,219,000"
},
"output_variables": {
"Liabilities": "263,427,000",
"Assets": "281,872,000",
"Expenses": "11,130,000",
"Revenues": "13,148,000",
"Stockholders Equity": "18,445,000",
"Net Income": "2,018,000",
"Comprehensive Net Income": "3,563,000",
"BaseVar": "285,561,000",
"ECR before LimitedLiability": "4.7%",
"Economic Capital Ratio": "21%"
}
},
"2018": {
"input_variables": {
"Benefits": "8,733,000",
"Debt Securities, Available-for-sale": "92,787,000",
"Insurance Commissions and Fees": "5,733,000",
"Liability for Future Policy Benefit": "33,884,000",
"Mortgage Loans on Real Estate, Net": "13,190,000",
"Net Investment Income": "4,844,000",
"Other Assets": "60,335,000",
"Other Compr. Net Income": "-3,312,000",
"Other Expenses": "5,052,000",
"Other Liabilities": "116,109,000",
"Other Net Income": "0",
"Other Revenues": "419,000",
"Premiums Earned, Net": "4,362,000",
"Separate Account, Assets": "132,833,000",
"Separate Account, Liability": "132,833,000"
},
"output_variables": {
"Liabilities": "282,826,000",
"Assets": "299,145,000",
"Expenses": "13,785,000",
"Revenues": "15,358,000",
"Stockholders Equity": "16,319,000",
"Net Income": "1,573,000",
"Comprehensive Net Income": "-1,739,000",
"BaseVar": "307,213,000",
"ECR before LimitedLiability": "2.2%",
"Economic Capital Ratio": "19%"
}
},
"2019": {
"input_variables": {
"Benefits": "10,339,000",
"Debt Securities, Available-for-sale": "103,773,000",
"Insurance Commissions and Fees": "6,247,000",
"Liability for Future Policy Benefit": "35,717,000",
"Mortgage Loans on Real Estate, Net": "16,244,000",
"Net Investment Income": "4,134,000",
"Other Assets": "62,428,000",
"Other Compr. Net Income": "5,177,000",
"Other Expenses": "5,239,000",
"Other Liabilities": "125,143,000",
"Other Net Income": "0",
"Other Revenues": "534,000",
"Premiums Earned, Net": "5,277,000",
"Separate Account, Assets": "153,571,000",
"Separate Account, Liability": "153,571,000"
},
"output_variables": {
"Liabilities": "314,431,000",
"Assets": "336,016,000",
"Expenses": "15,578,000",
"Revenues": "16,192,000",
"Stockholders Equity": "21,585,000",
"Net Income": "614,000",
"Comprehensive Net Income": "5,791,000",
"BaseVar": "343,697,000",
"ECR before LimitedLiability": "5.1%",
"Economic Capital Ratio": "22%"
}
},
"2020": {
"input_variables": {
"Benefits": "10,949,000",
"Debt Securities, Available-for-sale": "121,111,000",
"Insurance Commissions and Fees": "6,120,000",
"Liability for Future Policy Benefit": "40,146,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "4,738,000",
"Other Assets": "79,243,000",
"Other Compr. Net Income": "3,185,000",
"Other Expenses": "5,026,000",
"Other Liabilities": "135,167,000",
"Other Net Income": "0",
"Other Revenues": "586,000",
"Premiums Earned, Net": "5,122,000",
"Separate Account, Assets": "167,965,000",
"Separate Account, Liability": "167,965,000"
},
"output_variables": {
"Liabilities": "343,278,000",
"Assets": "368,319,000",
"Expenses": "15,975,000",
"Revenues": "16,566,000",
"Stockholders Equity": "25,041,000",
"Net Income": "591,000",
"Comprehensive Net Income": "3,776,000",
"BaseVar": "373,661,500",
"ECR before LimitedLiability": "4.6%",
"Economic Capital Ratio": "21%"
}
},
"2021": {
"input_variables": {
"Benefits": "10,932,000",
"Debt Securities, Available-for-sale": "117,511,000",
"Insurance Commissions and Fees": "6,612,000",
"Liability for Future Policy Benefit": "40,416,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "5,933,000",
"Other Assets": "91,921,000",
"Other Compr. Net Income": "-2,477,000",
"Other Expenses": "6,040,000",
"Other Liabilities": "146,636,000",
"Other Net Income": "0",
"Other Revenues": "697,000",
"Premiums Earned, Net": "5,359,000",
"Separate Account, Assets": "182,583,000",
"Separate Account, Liability": "182,583,000"
},
"output_variables": {
"Liabilities": "369,635,000",
"Assets": "392,015,000",
"Expenses": "16,972,000",
"Revenues": "18,601,000",
"Stockholders Equity": "22,380,000",
"Net Income": "1,629,000",
"Comprehensive Net Income": "-848,000",
"BaseVar": "399,850,000",
"ECR before LimitedLiability": "2.7%",
"Economic Capital Ratio": "20%"
}
},
"2022": {
"input_variables": {
"Benefits": "13,650,000",
"Debt Securities, Available-for-sale": "99,465,000",
"Insurance Commissions and Fees": "5,783,000",
"Liability for Future Policy Benefit": "41,598,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "5,471,000",
"Other Assets": "95,593,000",
"Other Compr. Net Income": "-13,617,000",
"Other Expenses": "5,408,000",
"Other Liabilities": "145,662,000",
"Other Net Income": "0",
"Other Revenues": "690,000",
"Premiums Earned, Net": "5,841,000",
"Separate Account, Assets": "143,536,000",
"Separate Account, Liability": "143,536,000"
},
"output_variables": {
"Liabilities": "330,796,000",
"Assets": "338,594,000",
"Expenses": "19,058,000",
"Revenues": "17,785,000",
"Stockholders Equity": "7,798,000",
"Net Income": "-1,273,000",
"Comprehensive Net Income": "-14,890,000",
"BaseVar": "359,925,000",
"ECR before LimitedLiability": "-3.3%",
"Economic Capital Ratio": "17%"
}
},
"2023": {
"input_variables": {
"Benefits": "8,230,000",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "5,168,000",
"Liability for Future Policy Benefit": "40,174,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "778,000",
"Other Assets": "215,719,000",
"Other Compr. Net Income": "4,128,000",
"Other Expenses": "3,617,000",
"Other Liabilities": "165,038,000",
"Other Net Income": "0",
"Other Revenues": "4,113,000",
"Premiums Earned, Net": "0",
"Separate Account, Assets": "158,257,000",
"Separate Account, Liability": "158,257,000"
},
"output_variables": {
"Liabilities": "363,469,000",
"Assets": "373,976,000",
"Expenses": "11,847,000",
"Revenues": "10,059,000",
"Stockholders Equity": "10,507,000",
"Net Income": "-1,788,000",
"Comprehensive Net Income": "2,340,000",
"BaseVar": "381,739,500",
"ECR before LimitedLiability": "2.1%",
"Economic Capital Ratio": "19%"
}
}
},
"top_rated": false,
"trend": -2.0,
"value": 0.18945261962534782,
"company_index": "https://www.realrate-archive.com/us_life/2023/industry_indexes/0000726865.svg",
"analysing_equity": "https://www.realrate-archive.com/us_life/2023/analytics/equity/0000726865.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_life/2023/analytics/profit_loss/0000726865.svg"
},
{
"company_id": "0001822993",
"feature_distribution_plot": "https://www.realrate-archive.com/us_life/2023/feature_distribution/feature_distribution_0001822993.svg",
"graph_url": "https://www.realrate-archive.com/us_life/2023/graphs/IME_0001822993.svg",
"logo_url": "https://www.realrate-archive.com/us_life/logos/0001822993.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_life/logos/0001822993_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0001822993_main_keyfigs.svg",
"name": "Jackson Financial Inc",
"rank": 18,
"regression_plot": "https://www.realrate-archive.com/us_life/2023/backtesting_correlation/regression_0001822993.svg",
"report_text": "The relative strengths and weaknesses of Jackson Financial Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Jackson Financial Inc compared to the market average is the variable Separate Account, Assets, increasing the Economic Capital Ratio by 9.2% points.The greatest weakness of Jackson Financial Inc is the variable Separate Account, Liability, reducing the Economic Capital Ratio by 26% points.
The company's Economic Capital Ratio, given in the ranking table, is 19%, being 4.3% points below the market average of 23%.",
"report_url": "https://www.realrate-archive.com/us_life/2023/report/0001822993_2024_Jackson_Financial_Inc.pdf",
"shrinked_graph_json": {
"2021": {
"Other Liabilities": "2.09",
"Liabilities": "-7.20",
"Stockholders Equity": "-5.03",
"Separate Account, Liability": "-27.6",
"Liability for Future Policy Benefit": "2.43",
"Separate Account, Assets": "9.84",
"Assets": "1.77",
"Other Assets": "-4.25",
"Debt Securities, Available-for-sale": "-12.1",
"Mortgage Loans on Real Estate, Net": "-2.63",
"Other Expenses": "1.79",
"Expenses": "2.30",
"Net Income": "0.482",
"Benefits": "1.92",
"Insurance Commissions and Fees": "-0.629",
"Revenues": "-7.84",
"Premiums Earned, Net": "-5.84",
"Net Investment Income": "-1.36",
"ECR before LimitedLiability": "-5.41",
"Comprehensive Net Income": "0.630",
"Economic Capital Ratio": "-5.15"
},
"2022": {
"Other Liabilities": "1.31",
"Liabilities": "-6.56",
"Stockholders Equity": "-2.79",
"Separate Account, Liability": "-25.8",
"Liability for Future Policy Benefit": "1.77",
"Debt Securities, Available-for-sale": "-11.2",
"Assets": "1.06",
"Separate Account, Assets": "8.49",
"Other Assets": "-3.01",
"Mortgage Loans on Real Estate, Net": "-3.00",
"Other Expenses": "1.09",
"Expenses": "1.58",
"Net Income": "1.29",
"Benefits": "1.11",
"Revenues": "-5.01",
"Premiums Earned, Net": "-5.04",
"Net Investment Income": "-1.26",
"ECR before LimitedLiability": "2.55",
"Comprehensive Net Income": "1.71",
"Other Compr. Net Income": "1.03",
"Other Net Income": "1.03",
"Economic Capital Ratio": "0.214"
},
"2023": {
"Separate Account, Liability": "-26.1",
"Liabilities": "-5.42",
"Stockholders Equity": "-3.23",
"Other Liabilities": "2.34",
"Liability for Future Policy Benefit": "2.69",
"Debt Securities, Available-for-sale": "-10.2",
"Assets": "2.01",
"Separate Account, Assets": "9.24",
"Other Assets": "-5.43",
"Mortgage Loans on Real Estate, Net": "-2.85",
"Benefits": "2.08",
"Expenses": "2.26",
"Comprehensive Net Income": "-0.639",
"Other Expenses": "2.01",
"Other Revenues": "-0.938",
"Revenues": "-7.54",
"Premiums Earned, Net": "-4.77",
"Net Investment Income": "-1.63",
"ECR before LimitedLiability": "-4.52",
"Other Net Income": "0.996",
"Economic Capital Ratio": "-4.26"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0001822993_strength_weakness.svg",
"table_records": {
"2021": {
"input_variables": {
"Benefits": "868,000",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "17,629,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "3,429,000",
"Other Assets": "126,535,000",
"Other Compr. Net Income": "-2,339,000",
"Other Expenses": "4,535,000",
"Other Liabilities": "97,832,000",
"Other Net Income": "0",
"Other Revenues": "5,286,000",
"Premiums Earned, Net": "133,000",
"Separate Account, Assets": "248,949,000",
"Separate Account, Liability": "248,949,000"
},
"output_variables": {
"Liabilities": "364,410,000",
"Assets": "375,484,000",
"Expenses": "5,403,000",
"Revenues": "8,848,000",
"Stockholders Equity": "11,074,000",
"Net Income": "3,445,000",
"Comprehensive Net Income": "1,106,000",
"BaseVar": "378,242,000",
"ECR before LimitedLiability": "1.8%",
"Economic Capital Ratio": "19%"
}
},
"2022": {
"input_variables": {
"Benefits": "862,000",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "14,273,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "2,761,000",
"Other Assets": "115,152,000",
"Other Compr. Net Income": "-7,268,000",
"Other Expenses": "7,949,000",
"Other Liabilities": "91,724,000",
"Other Net Income": "0",
"Other Revenues": "11,658,000",
"Premiums Earned, Net": "132,000",
"Separate Account, Assets": "195,906,000",
"Separate Account, Liability": "195,906,000"
},
"output_variables": {
"Liabilities": "301,903,000",
"Assets": "311,058,000",
"Expenses": "8,811,000",
"Revenues": "14,551,000",
"Stockholders Equity": "9,155,000",
"Net Income": "5,740,000",
"Comprehensive Net Income": "-1,528,000",
"BaseVar": "321,795,500",
"ECR before LimitedLiability": "1.00%",
"Economic Capital Ratio": "18%"
}
},
"2023": {
"input_variables": {
"Benefits": "1,145,000",
"Debt Securities, Available-for-sale": "0",
"Insurance Commissions and Fees": "0",
"Liability for Future Policy Benefit": "11,898,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "2,930,000",
"Other Assets": "110,599,000",
"Other Compr. Net Income": "550,000",
"Other Expenses": "4,855,000",
"Other Liabilities": "88,367,000",
"Other Net Income": "3,795,000",
"Other Revenues": "82,000",
"Premiums Earned, Net": "147,000",
"Separate Account, Assets": "219,656,000",
"Separate Account, Liability": "219,656,000"
},
"output_variables": {
"Liabilities": "319,921,000",
"Assets": "330,255,000",
"Expenses": "6,000,000",
"Revenues": "3,159,000",
"Stockholders Equity": "10,334,000",
"Net Income": "954,000",
"Comprehensive Net Income": "1,504,000",
"BaseVar": "331,840,000",
"ECR before LimitedLiability": "2.1%",
"Economic Capital Ratio": "19%"
}
}
},
"top_rated": false,
"trend": -12.0,
"value": 0.18938197308251986,
"company_index": "https://www.realrate-archive.com/us_life/2023/industry_indexes/0001822993.svg",
"analysing_equity": "https://www.realrate-archive.com/us_life/2023/analytics/equity/0001822993.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_life/2023/analytics/profit_loss/0001822993.svg"
},
{
"company_id": "0000733076",
"feature_distribution_plot": "https://www.realrate-archive.com/us_life/2023/feature_distribution/feature_distribution_0000733076.svg",
"graph_url": "https://www.realrate-archive.com/us_life/2023/graphs/IME_0000733076.svg",
"logo_url": "https://www.realrate-archive.com/us_life/logos/0000733076.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_life/logos/0000733076_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0000733076_main_keyfigs.svg",
"name": "Brighthouse Life Insurance Co",
"rank": 19,
"regression_plot": "https://www.realrate-archive.com/us_life/2023/backtesting_correlation/regression_0000733076.svg",
"report_text": "The relative strengths and weaknesses of Brighthouse Life Insurance Co are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Brighthouse Life Insurance Co compared to the market average is the variable Separate Account, Assets, increasing the Economic Capital Ratio by 2.1% points.The greatest weakness of Brighthouse Life Insurance Co is the variable Other Assets, reducing the Economic Capital Ratio by 11% points.
The company's Economic Capital Ratio, given in the ranking table, is 18%, being 5.1% points below the market average of 23%.",
"report_url": "https://www.realrate-archive.com/us_life/2023/report/0000733076_2024_Brighthouse_Life_Insurance_Co.pdf",
"shrinked_graph_json": {
"2011": {
"Separate Account, Liability": "-9.62",
"Liabilities": "-5.52",
"Stockholders Equity": "-4.05",
"Liability for Future Policy Benefit": "3.66",
"Debt Securities, Available-for-sale": "-3.03",
"Assets": "1.08",
"Separate Account, Assets": "4.20",
"Mortgage Loans on Real Estate, Net": "1.42",
"Other Assets": "-5.74",
"Other Expenses": "3.66",
"Expenses": "3.76",
"Net Income": "0.616",
"Benefits": "2.78",
"Other Revenues": "-3.87",
"Revenues": "-5.62",
"Premiums Earned, Net": "-2.79",
"Insurance Commissions and Fees": "0.827",
"ECR before LimitedLiability": "-4.69",
"Comprehensive Net Income": "0.364",
"Other Compr. Net Income": "-0.248",
"Economic Capital Ratio": "-4.38"
},
"2012": {
"Other Liabilities": "3.33",
"Liabilities": "-4.19",
"Stockholders Equity": "-2.79",
"Separate Account, Liability": "-11.9",
"Liability for Future Policy Benefit": "3.88",
"Debt Securities, Available-for-sale": "-1.77",
"Assets": "1.15",
"Other Assets": "-7.47",
"Mortgage Loans on Real Estate, Net": "0.883",
"Separate Account, Assets": "4.72",
"Other Expenses": "2.55",
"Expenses": "3.90",
"Net Income": "0.316",
"Benefits": "2.76",
"Other Revenues": "-1.55",
"Revenues": "-4.60",
"Insurance Commissions and Fees": "1.02",
"Premiums Earned, Net": "-3.93",
"ECR before LimitedLiability": "-3.49",
"Economic Capital Ratio": "-3.31",
"Other Compr. Net Income": "-0.386"
},
"2013": {
"Separate Account, Liability": "-13.9",
"Liabilities": "-4.23",
"Stockholders Equity": "-2.21",
"Other Liabilities": "2.05",
"Liability for Future Policy Benefit": "1.96",
"Debt Securities, Available-for-sale": "-2.71",
"Assets": "1.93",
"Separate Account, Assets": "3.74",
"Other Assets": "-6.22",
"Mortgage Loans on Real Estate, Net": "-1.48",
"Other Expenses": "1.94",
"Expenses": "2.09",
"ECR before LimitedLiability": "-2.71",
"Benefits": "1.94",
"Net Investment Income": "-1.41",
"Revenues": "-5.64",
"Other Revenues": "-1.18",
"Premiums Earned, Net": "-3.80",
"Insurance Commissions and Fees": "0.593",
"Economic Capital Ratio": "-2.55",
"Other Compr. Net Income": "0.142"
},
"2014": {
"Separate Account, Liability": "-13.6",
"Liabilities": "-3.55",
"Stockholders Equity": "-1.70",
"Liability for Future Policy Benefit": "3.79",
"Other Liabilities": "3.73",
"Other Assets": "-4.61",
"Assets": "1.69",
"Separate Account, Assets": "5.02",
"Mortgage Loans on Real Estate, Net": "-1.47",
"Debt Securities, Available-for-sale": "-3.94",
"Other Expenses": "2.12",
"Expenses": "3.75",
"Net Income": "-0.437",
"Benefits": "2.92",
"Net Investment Income": "-1.34",
"Revenues": "-5.06",
"Other Revenues": "-0.840",
"Premiums Earned, Net": "-3.76",
"Insurance Commissions and Fees": "0.779",
"ECR before LimitedLiability": "-2.78",
"Economic Capital Ratio": "-2.55"
},
"2015": {
"Liability for Future Policy Benefit": "2.94",
"Liabilities": "-3.85",
"Stockholders Equity": "-1.58",
"Other Liabilities": "2.31",
"Separate Account, Liability": "-11.6",
"Other Assets": "-5.07",
"Assets": "2.17",
"Separate Account, Assets": "3.83",
"Mortgage Loans on Real Estate, Net": "-1.19",
"Debt Securities, Available-for-sale": "-1.88",
"Benefits": "2.72",
"Expenses": "2.97",
"Comprehensive Net Income": "0.209",
"Other Expenses": "2.88",
"Other Revenues": "-1.32",
"Revenues": "-5.42",
"Insurance Commissions and Fees": "0.722",
"Net Investment Income": "-0.873",
"Premiums Earned, Net": "-4.07",
"ECR before LimitedLiability": "-2.07",
"Economic Capital Ratio": "-1.85"
},
"2016": {
"Separate Account, Liability": "-14.3",
"Liabilities": "-7.78",
"Assets": "0.587",
"Stockholders Equity": "-6.65",
"Other Liabilities": "0.874",
"Liability for Future Policy Benefit": "0.989",
"Other Assets": "-9.22",
"Separate Account, Assets": "3.07",
"Mortgage Loans on Real Estate, Net": "-1.71",
"Benefits": "0.881",
"Expenses": "1.33",
"Net Income": "-0.758",
"Other Expenses": "1.09",
"Net Investment Income": "-3.41",
"Revenues": "-7.87",
"Premiums Earned, Net": "-4.87",
"Insurance Commissions and Fees": "0.731",
"Other Revenues": "-0.626",
"ECR before LimitedLiability": "-8.99",
"Comprehensive Net Income": "-1.19",
"Economic Capital Ratio": "-8.51"
},
"2018": {
"Liability for Future Policy Benefit": "4.32",
"Liabilities": "-5.90",
"Assets": "1.88",
"Stockholders Equity": "-3.63",
"Separate Account, Liability": "-17.3",
"Other Liabilities": "4.26",
"Separate Account, Assets": "6.69",
"Mortgage Loans on Real Estate, Net": "0.845",
"Other Assets": "-11.1",
"Benefits": "3.48",
"Expenses": "4.36",
"Comprehensive Net Income": "1.11",
"Other Expenses": "3.91",
"Insurance Commissions and Fees": "1.03",
"Revenues": "-6.48",
"Premiums Earned, Net": "-5.57",
"Net Investment Income": "-0.411",
"Other Revenues": "-1.62",
"ECR before LimitedLiability": "-3.68",
"Other Compr. Net Income": "1.00",
"Economic Capital Ratio": "-3.19"
},
"2019": {
"Liability for Future Policy Benefit": "3.85",
"Liabilities": "-6.49",
"Assets": "2.04",
"Stockholders Equity": "-3.95",
"ECR before LimitedLiability": "-6.91",
"Separate Account, Liability": "-17.4",
"Other Liabilities": "5.05",
"Separate Account, Assets": "7.19",
"Other Assets": "-11.1",
"Mortgage Loans on Real Estate, Net": "1.23",
"Other Expenses": "4.78",
"Expenses": "5.10",
"Net Income": "-1.08",
"Benefits": "2.91",
"Net Investment Income": "-1.38",
"Revenues": "-7.75",
"Premiums Earned, Net": "-4.94",
"Other Revenues": "-2.57",
"Insurance Commissions and Fees": "0.799",
"Comprehensive Net Income": "-1.63",
"Economic Capital Ratio": "-6.42"
},
"2020": {
"Liability for Future Policy Benefit": "3.44",
"Liabilities": "-6.03",
"Stockholders Equity": "-4.35",
"Separate Account, Liability": "-15.1",
"Other Liabilities": "4.24",
"Other Assets": "-10.3",
"Assets": "1.21",
"Debt Securities, Available-for-sale": "-1.29",
"Mortgage Loans on Real Estate, Net": "0.867",
"Separate Account, Assets": "6.28",
"Other Expenses": "3.93",
"Expenses": "4.30",
"Comprehensive Net Income": "-0.498",
"Benefits": "3.07",
"Premiums Earned, Net": "-5.53",
"Revenues": "-6.43",
"Net Investment Income": "-0.481",
"Other Revenues": "-1.18",
"Insurance Commissions and Fees": "0.652",
"ECR before LimitedLiability": "-6.01",
"Economic Capital Ratio": "-5.59"
},
"2021": {
"Other Liabilities": "2.72",
"Liabilities": "-5.93",
"Stockholders Equity": "-3.35",
"Separate Account, Liability": "-14.9",
"Liability for Future Policy Benefit": "2.72",
"Separate Account, Assets": "4.63",
"Assets": "2.36",
"Other Assets": "-10.6",
"Debt Securities, Available-for-sale": "0.807",
"Mortgage Loans on Real Estate, Net": "1.12",
"Other Expenses": "2.70",
"Expenses": "2.97",
"Net Income": "-0.387",
"Benefits": "2.71",
"Insurance Commissions and Fees": "0.561",
"Revenues": "-7.53",
"Premiums Earned, Net": "-5.56",
"Other Revenues": "-1.54",
"Net Investment Income": "-1.26",
"ECR before LimitedLiability": "-4.49",
"Economic Capital Ratio": "-4.22"
},
"2022": {
"Other Liabilities": "0.0939",
"Liabilities": "-3.66",
"Stockholders Equity": "-0.174",
"Separate Account, Liability": "-9.38",
"Liability for Future Policy Benefit": "0.325",
"Debt Securities, Available-for-sale": "0.196",
"Assets": "0.303",
"Separate Account, Assets": "2.30",
"Other Assets": "-8.36",
"Mortgage Loans on Real Estate, Net": "0.154",
"Other Expenses": "0.615",
"Expenses": "1.03",
"Net Income": "0.468",
"Benefits": "0.175",
"Revenues": "-3.73",
"Premiums Earned, Net": "-2.47",
"ECR before LimitedLiability": "1.50",
"Comprehensive Net Income": "0.647",
"Other Compr. Net Income": "0.0751",
"Other Net Income": "0.251",
"Economic Capital Ratio": "-0.842"
},
"2023": {
"Separate Account, Liability": "-9.94",
"Liabilities": "-5.36",
"Stockholders Equity": "-3.54",
"Other Liabilities": "-1.64",
"Liability for Future Policy Benefit": "1.40",
"Debt Securities, Available-for-sale": "1.26",
"Assets": "1.18",
"Separate Account, Assets": "2.07",
"Other Assets": "-10.7",
"Mortgage Loans on Real Estate, Net": "1.18",
"Benefits": "1.22",
"Expenses": "1.43",
"Net Income": "-1.04",
"Other Expenses": "1.22",
"Other Revenues": "-0.908",
"Revenues": "-7.25",
"Premiums Earned, Net": "-4.60",
"Net Investment Income": "-2.25",
"ECR before LimitedLiability": "-5.36",
"Comprehensive Net Income": "-1.23",
"Economic Capital Ratio": "-5.09"
}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0000733076_strength_weakness.svg",
"table_records": {
"2011": {
"input_variables": {
"Benefits": "3,849,000",
"Debt Securities, Available-for-sale": "48,033,000",
"Insurance Commissions and Fees": "1,956,000",
"Liability for Future Policy Benefit": "25,483,000",
"Mortgage Loans on Real Estate, Net": "9,800,000",
"Net Investment Income": "4,237,000",
"Other Assets": "41,379,000",
"Other Compr. Net Income": "0",
"Other Expenses": "3,440,000",
"Other Liabilities": "63,556,000",
"Other Net Income": "0",
"Other Revenues": "508,000",
"Premiums Earned, Net": "1,828,000",
"Separate Account, Assets": "72,559,000",
"Separate Account, Liability": "72,559,000"
},
"output_variables": {
"Liabilities": "161,598,000",
"Assets": "171,771,000",
"Expenses": "7,289,000",
"Revenues": "8,529,000",
"Stockholders Equity": "10,173,000",
"Net Income": "1,240,000",
"Comprehensive Net Income": "1,240,000",
"BaseVar": "174,593,500",
"ECR before LimitedLiability": "3.8%",
"Economic Capital Ratio": "21%"
}
},
"2012": {
"input_variables": {
"Benefits": "3,542,000",
"Debt Securities, Available-for-sale": "51,285,000",
"Insurance Commissions and Fees": "2,261,000",
"Liability for Future Policy Benefit": "27,585,000",
"Mortgage Loans on Real Estate, Net": "9,157,000",
"Net Investment Income": "4,084,000",
"Other Assets": "38,240,000",
"Other Compr. Net Income": "629,000",
"Other Expenses": "3,360,000",
"Other Liabilities": "60,348,000",
"Other Net Income": "8,000",
"Other Revenues": "511,000",
"Premiums Earned, Net": "1,261,000",
"Separate Account, Assets": "86,114,000",
"Separate Account, Liability": "86,114,000"
},
"output_variables": {
"Liabilities": "174,047,000",
"Assets": "184,796,000",
"Expenses": "6,902,000",
"Revenues": "8,117,000",
"Stockholders Equity": "10,749,000",
"Net Income": "1,223,000",
"Comprehensive Net Income": "1,852,000",
"BaseVar": "187,249,500",
"ECR before LimitedLiability": "4.0%",
"Economic Capital Ratio": "21%"
}
},
"2013": {
"input_variables": {
"Benefits": "2,744,000",
"Debt Securities, Available-for-sale": "45,670,000",
"Insurance Commissions and Fees": "2,336,000",
"Liability for Future Policy Benefit": "27,991,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "1,882,000",
"Other Assets": "44,589,000",
"Other Compr. Net Income": "-1,511,000",
"Other Expenses": "1,952,000",
"Other Liabilities": "53,480,000",
"Other Net Income": "0",
"Other Revenues": "592,000",
"Premiums Earned, Net": "606,000",
"Separate Account, Assets": "97,780,000",
"Separate Account, Liability": "97,780,000"
},
"output_variables": {
"Liabilities": "179,251,000",
"Assets": "188,039,000",
"Expenses": "4,696,000",
"Revenues": "5,416,000",
"Stockholders Equity": "8,788,000",
"Net Income": "720,000",
"Comprehensive Net Income": "-791,000",
"BaseVar": "189,456,500",
"ECR before LimitedLiability": "2.0%",
"Economic Capital Ratio": "19%"
}
},
"2014": {
"input_variables": {
"Benefits": "3,826,000",
"Debt Securities, Available-for-sale": "51,156,000",
"Insurance Commissions and Fees": "3,193,000",
"Liability for Future Policy Benefit": "28,479,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "2,019,000",
"Other Assets": "45,846,000",
"Other Compr. Net Income": "1,446,000",
"Other Expenses": "2,782,000",
"Other Liabilities": "56,517,000",
"Other Net Income": "0",
"Other Revenues": "539,000",
"Premiums Earned, Net": "1,152,000",
"Separate Account, Assets": "108,861,000",
"Separate Account, Liability": "108,861,000"
},
"output_variables": {
"Liabilities": "193,857,000",
"Assets": "205,863,000",
"Expenses": "6,608,000",
"Revenues": "6,903,000",
"Stockholders Equity": "12,006,000",
"Net Income": "295,000",
"Comprehensive Net Income": "1,741,000",
"BaseVar": "207,338,500",
"ECR before LimitedLiability": "3.9%",
"Economic Capital Ratio": "21%"
}
},
"2015": {
"input_variables": {
"Benefits": "3,733,000",
"Debt Securities, Available-for-sale": "52,818,000",
"Insurance Commissions and Fees": "2,940,000",
"Liability for Future Policy Benefit": "29,894,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "2,227,000",
"Other Assets": "47,809,000",
"Other Compr. Net Income": "-1,013,000",
"Other Expenses": "2,317,000",
"Other Liabilities": "59,170,000",
"Other Net Income": "0",
"Other Revenues": "504,000",
"Premiums Earned, Net": "1,433,000",
"Separate Account, Assets": "101,735,000",
"Separate Account, Liability": "101,735,000"
},
"output_variables": {
"Liabilities": "190,799,000",
"Assets": "202,362,000",
"Expenses": "6,050,000",
"Revenues": "7,104,000",
"Stockholders Equity": "11,563,000",
"Net Income": "1,054,000",
"Comprehensive Net Income": "41,000",
"BaseVar": "203,664,000",
"ECR before LimitedLiability": "3.0%",
"Economic Capital Ratio": "20%"
}
},
"2016": {
"input_variables": {
"Benefits": "3,941,000",
"Debt Securities, Available-for-sale": "52,085,000",
"Insurance Commissions and Fees": "2,696,000",
"Liability for Future Policy Benefit": "31,684,000",
"Mortgage Loans on Real Estate, Net": "0",
"Net Investment Income": "-3,198,000",
"Other Assets": "46,600,000",
"Other Compr. Net Income": "-226,000",
"Other Expenses": "176,000",
"Other Liabilities": "57,284,000",
"Other Net Income": "0",
"Other Revenues": "761,000",
"Premiums Earned, Net": "921,000",
"Separate Account, Assets": "100,588,000",
"Separate Account, Liability": "100,588,000"
},
"output_variables": {
"Liabilities": "189,556,000",
"Assets": "199,273,000",
"Expenses": "4,117,000",
"Revenues": "1,180,000",
"Stockholders Equity": "9,717,000",
"Net Income": "-2,937,000",
"Comprehensive Net Income": "-3,163,000",
"BaseVar": "197,176,000",
"ECR before LimitedLiability": "0.87%",
"Economic Capital Ratio": "18%"
}
},
"2018": {
"input_variables": {
"Benefits": "4,227,000",
"Debt Securities, Available-for-sale": "61,488,000",
"Insurance Commissions and Fees": "3,190,000",
"Liability for Future Policy Benefit": "35,588,000",
"Mortgage Loans on Real Estate, Net": "13,596,000",
"Net Investment Income": "3,776,000",
"Other Assets": "29,235,000",
"Other Compr. Net Income": "-1,041,000",
"Other Expenses": "2,927,000",
"Other Liabilities": "51,940,000",
"Other Net Income": "0",
"Other Revenues": "287,000",
"Premiums Earned, Net": "869,000",
"Separate Account, Assets": "91,511,000",
"Separate Account, Liability": "91,511,000"
},
"output_variables": {
"Liabilities": "179,039,000",
"Assets": "195,830,000",
"Expenses": "7,154,000",
"Revenues": "8,122,000",
"Stockholders Equity": "16,791,000",
"Net Income": "968,000",
"Comprehensive Net Income": "-73,000",
"BaseVar": "195,593,000",
"ECR before LimitedLiability": "4.4%",
"Economic Capital Ratio": "21%"
}
},
"2019": {
"input_variables": {
"Benefits": "4,569,000",
"Debt Securities, Available-for-sale": "70,124,000",
"Insurance Commissions and Fees": "2,982,000",
"Liability for Future Policy Benefit": "39,081,000",
"Mortgage Loans on Real Estate, Net": "15,664,000",
"Net Investment Income": "1,532,000",
"Other Assets": "30,697,000",
"Other Compr. Net Income": "2,496,000",
"Other Expenses": "1,866,000",
"Other Liabilities": "58,925,000",
"Other Net Income": "0",
"Other Revenues": "266,000",
"Premiums Earned, Net": "847,000",
"Separate Account, Assets": "99,668,000",
"Separate Account, Liability": "99,668,000"
},
"output_variables": {
"Liabilities": "197,674,000",
"Assets": "216,153,000",
"Expenses": "6,435,000",
"Revenues": "5,627,000",
"Stockholders Equity": "18,479,000",
"Net Income": "-808,000",
"Comprehensive Net Income": "1,688,000",
"BaseVar": "214,192,500",
"ECR before LimitedLiability": "5.3%",
"Economic Capital Ratio": "22%"
}
},
"2020": {
"input_variables": {
"Benefits": "6,750,000",
"Debt Securities, Available-for-sale": "81,432,000",
"Insurance Commissions and Fees": "2,839,000",
"Liability for Future Policy Benefit": "44,266,000",
"Mortgage Loans on Real Estate, Net": "15,722,000",
"Net Investment Income": "3,675,000",
"Other Assets": "34,148,000",
"Other Compr. Net Income": "2,205,000",
"Other Expenses": "2,107,000",
"Other Liabilities": "68,921,000",
"Other Net Income": "0",
"Other Revenues": "302,000",
"Premiums Earned, Net": "736,000",
"Separate Account, Assets": "103,986,000",
"Separate Account, Liability": "103,986,000"
},
"output_variables": {
"Liabilities": "217,173,000",
"Assets": "235,288,000",
"Expenses": "8,857,000",
"Revenues": "7,552,000",
"Stockholders Equity": "18,115,000",
"Net Income": "-1,305,000",
"Comprehensive Net Income": "900,000",
"BaseVar": "235,537,500",
"ECR before LimitedLiability": "4.4%",
"Economic Capital Ratio": "21%"
}
},
"2021": {
"input_variables": {
"Benefits": "4,499,000",
"Debt Securities, Available-for-sale": "86,527,000",
"Insurance Commissions and Fees": "2,986,000",
"Liability for Future Policy Benefit": "43,589,000",
"Mortgage Loans on Real Estate, Net": "19,787,000",
"Net Investment Income": "2,456,000",
"Other Assets": "34,716,000",
"Other Compr. Net Income": "-1,521,000",
"Other Expenses": "1,834,000",
"Other Liabilities": "81,330,000",
"Other Net Income": "0",
"Other Revenues": "271,000",
"Premiums Earned, Net": "687,000",
"Separate Account, Assets": "106,225,000",
"Separate Account, Liability": "106,225,000"
},
"output_variables": {
"Liabilities": "231,144,000",
"Assets": "247,255,000",
"Expenses": "6,333,000",
"Revenues": "6,400,000",
"Stockholders Equity": "16,111,000",
"Net Income": "67,000",
"Comprehensive Net Income": "-1,454,000",
"BaseVar": "246,326,500",
"ECR before LimitedLiability": "2.8%",
"Economic Capital Ratio": "20%"
}
},
"2022": {
"input_variables": {
"Benefits": "5,557,000",
"Debt Securities, Available-for-sale": "74,757,000",
"Insurance Commissions and Fees": "2,562,000",
"Liability for Future Policy Benefit": "41,105,000",
"Mortgage Loans on Real Estate, Net": "22,877,000",
"Net Investment Income": "4,466,000",
"Other Assets": "39,637,000",
"Other Compr. Net Income": "-9,184,000",
"Other Expenses": "2,338,000",
"Other Liabilities": "89,302,000",
"Other Net Income": "0",
"Other Revenues": "163,000",
"Premiums Earned, Net": "641,000",
"Separate Account, Assets": "78,880,000",
"Separate Account, Liability": "78,880,000"
},
"output_variables": {
"Liabilities": "209,287,000",
"Assets": "216,151,000",
"Expenses": "7,895,000",
"Revenues": "7,832,000",
"Stockholders Equity": "6,864,000",
"Net Income": "-63,000",
"Comprehensive Net Income": "-9,247,000",
"BaseVar": "225,174,500",
"ECR before LimitedLiability": "-2.7%",
"Economic Capital Ratio": "17%"
}
},
"2023": {
"input_variables": {
"Benefits": "4,219,000",
"Debt Securities, Available-for-sale": "80,085,000",
"Insurance Commissions and Fees": "1,778,000",
"Liability for Future Policy Benefit": "32,149,000",
"Mortgage Loans on Real Estate, Net": "22,475,000",
"Net Investment Income": "640,000",
"Other Assets": "41,954,000",
"Other Compr. Net Income": "816,000",
"Other Expenses": "1,806,000",
"Other Liabilities": "106,424,000",
"Other Net Income": "1,497,000",
"Other Revenues": "176,000",
"Premiums Earned, Net": "811,000",
"Separate Account, Assets": "81,690,000",
"Separate Account, Liability": "81,690,000"
},
"output_variables": {
"Liabilities": "220,263,000",
"Assets": "226,204,000",
"Expenses": "6,025,000",
"Revenues": "3,405,000",
"Stockholders Equity": "5,941,000",
"Net Income": "-1,123,000",
"Comprehensive Net Income": "-307,000",
"BaseVar": "229,105,000",
"ECR before LimitedLiability": "1.2%",
"Economic Capital Ratio": "18%"
}
}
},
"top_rated": false,
"trend": -5.0,
"value": 0.1810545179492795,
"company_index": "https://www.realrate-archive.com/us_life/2023/industry_indexes/0000733076.svg",
"analysing_equity": "https://www.realrate-archive.com/us_life/2023/analytics/equity/0000733076.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_life/2023/analytics/profit_loss/0000733076.svg"
},
{
"company_id": "0000727892",
"feature_distribution_plot": "https://www.realrate-archive.com/us_life/2023/feature_distribution/feature_distribution_0000727892.svg",
"graph_url": "https://www.realrate-archive.com/us_life/2023/graphs/IME_0000727892.svg",
"logo_url": "https://www.realrate-archive.com/us_life/logos/0000727892.png",
"logo_url_256x256": "https://www.realrate-archive.com/us_life/logos/0000727892_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_life/2023/plot_over_time/0000727892_main_keyfigs.svg",
"name": "Riversource LIFE Insurance CO",
"rank": 20,
"regression_plot": "https://www.realrate-archive.com/us_life/2023/backtesting_correlation/regression_0000727892.svg",
"report_text": "The relative strengths and weaknesses of Riversource LIFE Insurance CO are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Riversource LIFE Insurance CO compared to the market average is the variable Separate Account, Assets, increasing the Economic Capital Ratio by 6.6% points.The greatest weakness of Riversource LIFE Insurance CO is the variable Separate Account, Liability, reducing the Economic Capital Ratio by 22% points.
The company's Economic Capital Ratio, given in the ranking table, is 18%, being 5.2% points below the market average of 23%.",
"report_url": "https://www.realrate-archive.com/us_life/2023/report/0000727892_2024_Riversource_LIFE_Insurance_CO.pdf",
"shrinked_graph_json": {
"2011": {
"Separate Account, Liability": "-18.7",
"Liabilities": "-6.12",
"Stockholders Equity": "-4.14",
"Other Liabilities": "4.60",
"Liability for Future Policy Benefit": "-3.41",
"Debt Securities, Available-for-sale": "-3.98",
"Assets": "1.59",
"Separate Account, Assets": "6.95",
"Mortgage Loans on Real Estate, Net": "-1.21",
"Other Assets": "-8.66",
"Other Expenses": "3.52",
"Expenses": "3.70",
"Net Income": "0.634",
"Benefits": "3.27",
"Other Revenues": "-2.54",
"Revenues": "-6.57",
"Premiums Earned, Net": "-3.29",
"Net Investment Income": "-0.777",
"ECR before LimitedLiability": "-4.85",
"Comprehensive Net Income": "0.385",
"Economic Capital Ratio": "-4.53"
},
"2012": {
"Other Liabilities": "4.39",
"Liabilities": "-5.01",
"Stockholders Equity": "-3.50",
"Separate Account, Liability": "-20.5",
"Liability for Future Policy Benefit": "-2.03",
"Debt Securities, Available-for-sale": "-3.49",
"Assets": "1.23",
"Other Assets": "-9.92",
"Mortgage Loans on Real Estate, Net": "-1.38",
"Separate Account, Assets": "7.13",
"Other Expenses": "2.99",
"Expenses": "3.09",
"Revenues": "-5.42",
"Net Income": "0.253",
"Benefits": "2.84",
"Premiums Earned, Net": "-4.21",
"Net Investment Income": "-1.00",
"ECR before LimitedLiability": "-4.38",
"Comprehensive Net Income": "-0.200",
"Other Compr. Net Income": "-0.450",
"Economic Capital Ratio": "-4.20"
},
"2013": {
"Separate Account, Liability": "-21.2",
"Liabilities": "-4.46",
"Assets": "1.57",
"Stockholders Equity": "-2.74",
"Other Liabilities": "2.07",
"Liability for Future Policy Benefit": "2.69",
"Debt Securities, Available-for-sale": "-4.19",
"Separate Account, Assets": "6.81",
"Other Assets": "-10.7",
"Other Expenses": "2.01",
"Expenses": "2.14",
"Comprehensive Net Income": "0.726",
"Benefits": "2.00",
"Net Investment Income": "-1.23",
"Revenues": "-5.24",
"Other Revenues": "-1.19",
"Premiums Earned, Net": "-3.76",
"Insurance Commissions and Fees": "0.815",
"ECR before LimitedLiability": "-2.64",
"Other Compr. Net Income": "0.448",
"Economic Capital Ratio": "-2.48"
},
"2014": {
"Separate Account, Liability": "-20.8",
"Liabilities": "-4.45",
"Assets": "1.51",
"Stockholders Equity": "-2.75",
"Liability for Future Policy Benefit": "3.52",
"Other Liabilities": "2.68",
"Other Assets": "-8.79",
"Separate Account, Assets": "7.09",
"Debt Securities, Available-for-sale": "-6.02",
"Other Expenses": "2.46",
"Expenses": "2.78",
"Comprehensive Net Income": "-0.331",
"Benefits": "2.69",
"Net Investment Income": "-1.26",
"Revenues": "-5.15",
"Other Revenues": "-0.759",
"Premiums Earned, Net": "-4.00",
"Insurance Commissions and Fees": "0.775",
"ECR before LimitedLiability": "-3.83",
"Other Compr. Net Income": "-0.533",
"Economic Capital Ratio": "-3.60"
},
"2015": {
"Liability for Future Policy Benefit": "3.12",
"Liabilities": "-4.55",
"Assets": "1.80",
"Stockholders Equity": "-2.60",
"Other Liabilities": "2.28",
"Separate Account, Liability": "-19.9",
"Other Assets": "-9.50",
"Separate Account, Assets": "6.42",
"Debt Securities, Available-for-sale": "-4.81",
"Benefits": "2.28",
"Expenses": "2.44",
"Comprehensive Net Income": "0.677",
"Other Expenses": "2.29",
"Other Revenues": "-1.21",
"Revenues": "-5.53",
"Insurance Commissions and Fees": "0.921",
"Net Investment Income": "-0.914",
"Premiums Earned, Net": "-4.42",
"ECR before LimitedLiability": "-2.67",
"Other Compr. Net Income": "0.404",
"Economic Capital Ratio": "-2.45"
},
"2016": {
"Separate Account, Liability": "-22.2",
"Liabilities": "-7.33",
"Assets": "-0.668",
"Stockholders Equity": "-7.27",
"Other Liabilities": "1.75",
"Liability for Future Policy Benefit": "3.13",
"Other Assets": "-12.7",
"Debt Securities, Available-for-sale": "-3.36",
"Separate Account, Assets": "7.52",
"Benefits": "2.26",
"Expenses": "2.53",
"Net Income": "1.32",
"Other Expenses": "2.37",
"Net Investment Income": "-0.924",
"Revenues": "-5.36",
"Premiums Earned, Net": "-4.91",
"Insurance Commissions and Fees": "1.07",
"Other Revenues": "-0.632",
"ECR before LimitedLiability": "-7.55",
"Comprehensive Net Income": "1.04",
"Economic Capital Ratio": "-7.07"
},
"2017": {
"Separate Account, Liability": "-25.9",
"Liabilities": "-7.63",
"Separate Account, Assets": "9.22",
"Stockholders Equity": "-6.91",
"Other Liabilities": "2.24",
"Liability for Future Policy Benefit": "3.01",
"Other Expenses": "2.25",
"Expenses": "2.47",
"Comprehensive Net Income": "-0.332",
"Benefits": "2.20",
"Premiums Earned, Net": "-5.05",
"Revenues": "-6.60",
"Insurance Commissions and Fees": "0.970",
"Net Investment Income": "-1.30",
"Other Revenues": "-1.39",
"ECR before LimitedLiability": "-8.42",
"Mortgage Loans on Real Estate, Net": "-0.865",
"Debt Securities, Available-for-sale": "-3.76",
"Other Assets": "-13.4",
"Other Compr. Net Income": "-0.551",
"Economic Capital Ratio": "-7.92"
},
"2018": {
"Liability for Future Policy Benefit": "3.45",
"Liabilities": "-7.80",
"Mortgage Loans on Real Estate, Net": "-1.35",
"Stockholders Equity": "-6.17",
"Separate Account, Liability": "-28.6",
"Other Liabilities": "2.07",
"Benefits": "2.10",
"Expenses": "2.46",
"Comprehensive Net Income": "1.64",
"Other Expenses": "2.13",
"Insurance Commissions and Fees": "1.30",
"Revenues": "-7.28",
"Premiums Earned, Net": "-5.86",
"Net Investment Income": "-1.42",
"Other Revenues": "-1.46",
"ECR before LimitedLiability": "-5.87",
"Separate Account, Assets": "10.5",
"Other Assets": "-12.8",
"Debt Securities, Available-for-sale": "-5.39",
"Other Compr. Net Income": "1.21",
"Economic Capital Ratio": "-5.38"
},
"2019": {
"Liability for Future Policy Benefit": "3.15",
"Liabilities": "-8.33",
"Debt Securities, Available-for-sale": "-6.49",
"Stockholders Equity": "-6.77",
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