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"name": "Lendingtree Inc",
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"report_text": "The relative strengths and weaknesses of Lendingtree Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Lendingtree Inc compared to the market average is the variable Other Revenues, increasing the Economic Capital Ratio by 69% points.The greatest weakness of Lendingtree Inc is the variable Expenses, reducing the Economic Capital Ratio by 152% points.
The company's Economic Capital Ratio, given in the ranking table, is 69%, being 52% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001434621_2017_Lendingtree_Inc.pdf",
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"name": "ASTA Funding INC",
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"report_text": "The relative strengths and weaknesses of ASTA Funding INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of ASTA Funding INC compared to the market average is the variable Stockholders Equity, increasing the Economic Capital Ratio by 41% points.The greatest weakness of ASTA Funding INC is the variable General and Administrative Expense, reducing the Economic Capital Ratio by 23% points.
The company's Economic Capital Ratio, given in the ranking table, is 63%, being 46% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001001258_2017_ASTA_Funding_INC.pdf",
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"name": "HUI YING Financial Holdings Corp",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001628468.svg",
"report_text": "The relative strengths and weaknesses of HUI YING Financial Holdings Corp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of HUI YING Financial Holdings Corp compared to the market average is the variable Other Revenues, increasing the Economic Capital Ratio by 58% points.The greatest weakness of HUI YING Financial Holdings Corp is the variable Selling and Marketing Expense, reducing the Economic Capital Ratio by 128% points.
The company's Economic Capital Ratio, given in the ranking table, is 58%, being 41% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001628468_2017_HUI_YING_Financial_Holdings_Corp.pdf",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0000108385.svg",
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"name": "World Acceptance CORP",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0000108385.svg",
"report_text": "The relative strengths and weaknesses of World Acceptance CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of World Acceptance CORP compared to the market average is the variable Other Revenues, increasing the Economic Capital Ratio by 45% points.The greatest weakness of World Acceptance CORP is the variable Expenses, reducing the Economic Capital Ratio by 65% points.
The company's Economic Capital Ratio, given in the ranking table, is 45%, being 28% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0000108385_2017_World_Acceptance_CORP.pdf",
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"Economic Capital Ratio": "28.2"
}
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001041514.svg",
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"name": "Lesaka Technologies INC",
"rank": 5,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001041514.svg",
"report_text": "The relative strengths and weaknesses of Lesaka Technologies INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Lesaka Technologies INC compared to the market average is the variable Other Revenues, increasing the Economic Capital Ratio by 31% points.The greatest weakness of Lesaka Technologies INC is the variable Expenses, reducing the Economic Capital Ratio by 43% points.
The company's Economic Capital Ratio, given in the ranking table, is 35%, being 18% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001041514_2017_Lesaka_Technologies_INC.pdf",
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}
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{
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"name": "Credit Acceptance CORP",
"rank": 6,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0000885550.svg",
"report_text": "The relative strengths and weaknesses of Credit Acceptance CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Credit Acceptance CORP compared to the market average is the variable Deposits, increasing the Economic Capital Ratio by 20% points.The greatest weakness of Credit Acceptance CORP is the variable Other Liabilities, reducing the Economic Capital Ratio by 47% points.
The company's Economic Capital Ratio, given in the ranking table, is 27%, being 10% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0000885550_2017_Credit_Acceptance_CORP.pdf",
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{
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"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0001568669.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001568669.svg",
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"name": "Pnmac Holdings Inc",
"rank": 7,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001568669.svg",
"report_text": "The relative strengths and weaknesses of Pnmac Holdings Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Pnmac Holdings Inc compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 22% points.The greatest weakness of Pnmac Holdings Inc is the variable Other Liabilities, reducing the Economic Capital Ratio by 48% points.
The company's Economic Capital Ratio, given in the ranking table, is 26%, being 8.9% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001568669_2017_Pnmac_Holdings_Inc.pdf",
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"Debt": "4.16",
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"Revenues": "10.3",
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"Other Net Income": "0",
"Other Revenues": "931,887",
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"Expenses": "594,907",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001000045.svg",
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"name": "OLD Market Capital Corp",
"rank": 8,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001000045.svg",
"report_text": "The relative strengths and weaknesses of OLD Market Capital Corp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of OLD Market Capital Corp compared to the market average is the variable Notes Receivable, increasing the Economic Capital Ratio by 26% points.The greatest weakness of OLD Market Capital Corp is the variable Other Liabilities, reducing the Economic Capital Ratio by 40% points.
The company's Economic Capital Ratio, given in the ranking table, is 26%, being 8.8% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001000045_2017_OLD_Market_Capital_Corp.pdf",
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"Notes Receivable": "25.8",
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"Economic Capital Ratio": "8.83"
}
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001519401.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001519401.jpg",
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"name": "Regional Management Corp",
"rank": 9,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001519401.svg",
"report_text": "The relative strengths and weaknesses of Regional Management Corp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Regional Management Corp compared to the market average is the variable Deposits, increasing the Economic Capital Ratio by 18% points.The greatest weakness of Regional Management Corp is the variable Debt, reducing the Economic Capital Ratio by 60% points.
The company's Economic Capital Ratio, given in the ranking table, is 24%, being 7.2% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001519401_2017_Regional_Management_Corp.pdf",
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"2016": {
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"Stockholders Equity": "4.29",
"ECR before LimitedLiability": "8.44",
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"Notes Receivable": "-1.52",
"Loans": "14.2",
"Deposits": "18.0",
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"Debt": "-59.9",
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"Labor and Related Expense": "-8.09",
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"Interest Expense": "-2.18",
"Operating Expenses": "3.45",
"Other Revenues": "17.9",
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"Economic Capital Ratio": "7.17"
}
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{
"company_id": "0001216752",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0001216752.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001216752.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001216752.svg",
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"name": "Pioneer Financial Services INC",
"rank": 10,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001216752.svg",
"report_text": "The relative strengths and weaknesses of Pioneer Financial Services INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Pioneer Financial Services INC compared to the market average is the variable Notes Receivable, increasing the Economic Capital Ratio by 22% points.The greatest weakness of Pioneer Financial Services INC is the variable Other Liabilities, reducing the Economic Capital Ratio by 47% points.
The company's Economic Capital Ratio, given in the ranking table, is 22%, being 5.5% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001216752_2017_Pioneer_Financial_Services_INC.pdf",
"shrinked_graph_json": {
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"Notes Receivable": "22.5",
"Loans": "-13.6",
"Deposits": "14.9",
"Other Liabilities": "-47.0",
"Debt": "3.31",
"Expenses": "3.89",
"Revenues": "-3.64",
"Net Income": "1.20",
"Selling and Marketing Expense": "0.857",
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"Operating Expenses": "2.50",
"Other Revenues": "-3.64",
"Comprehensive Net Income": "1.27",
"Other Net Income": "0.721",
"Economic Capital Ratio": "5.47"
}
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{
"company_id": "0001529864",
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001529864.svg",
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"name": "Enova International Inc",
"rank": 11,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001529864.svg",
"report_text": "The relative strengths and weaknesses of Enova International Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Enova International Inc compared to the market average is the variable Other Revenues, increasing the Economic Capital Ratio by 22% points.The greatest weakness of Enova International Inc is the variable Expenses, reducing the Economic Capital Ratio by 59% points.
The company's Economic Capital Ratio, given in the ranking table, is 22%, being 4.7% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001529864_2017_Enova_International_Inc.pdf",
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"Revenues": "21.7",
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"Economic Capital Ratio": "4.67"
}
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"Revenues": "745,569",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0000025598.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0000025598.svg",
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"name": "Onemain Finance CORP",
"rank": 12,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0000025598.svg",
"report_text": "The relative strengths and weaknesses of Onemain Finance CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Onemain Finance CORP compared to the market average is the variable Deposits, increasing the Economic Capital Ratio by 14% points.The greatest weakness of Onemain Finance CORP is the variable Debt, reducing the Economic Capital Ratio by 59% points.
The company's Economic Capital Ratio, given in the ranking table, is 21%, being 4.0% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0000025598_2017_Onemain_Finance_CORP.pdf",
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"Economic Capital Ratio": "21%"
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{
"company_id": "0001569994",
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001569994.svg",
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"name": "Waterstone Financial Inc",
"rank": 13,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001569994.svg",
"report_text": "The relative strengths and weaknesses of Waterstone Financial Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Waterstone Financial Inc compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 7.7% points.The greatest weakness of Waterstone Financial Inc is the variable Debt, reducing the Economic Capital Ratio by 6.7% points.
The company's Economic Capital Ratio, given in the ranking table, is 20%, being 2.8% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001569994_2017_Waterstone_Financial_Inc.pdf",
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"Other Net Income": "41,994",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0000077776.svg",
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"name": "PHH CORP",
"rank": 14,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0000077776.svg",
"report_text": "The relative strengths and weaknesses of PHH CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of PHH CORP compared to the market average is the variable Deposits, increasing the Economic Capital Ratio by 14% points.The greatest weakness of PHH CORP is the variable Operating Expenses, reducing the Economic Capital Ratio by 25% points.
The company's Economic Capital Ratio, given in the ranking table, is 19%, being 2.3% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0000077776_2017_PHH_CORP.pdf",
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"Other Expenses": "-676,000",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001297341.svg",
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"name": "Kentucky First Federal Bancorp",
"rank": 15,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001297341.svg",
"report_text": "The relative strengths and weaknesses of Kentucky First Federal Bancorp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Kentucky First Federal Bancorp compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 12% points.The greatest weakness of Kentucky First Federal Bancorp is the variable Deposits, reducing the Economic Capital Ratio by 8.1% points.
The company's Economic Capital Ratio, given in the ranking table, is 19%, being 2.2% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001297341_2017_Kentucky_First_Federal_Bancorp.pdf",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001675192.svg",
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"name": "Ottawa Bancorp Inc",
"rank": 16,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001675192.svg",
"report_text": "The relative strengths and weaknesses of Ottawa Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Ottawa Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 10% points.The greatest weakness of Ottawa Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 15% points.
The company's Economic Capital Ratio, given in the ranking table, is 19%, being 2.1% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001675192_2017_Ottawa_Bancorp_Inc.pdf",
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"Loans": "10.4",
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"Economic Capital Ratio": "2.06"
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001454389.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0000000000.png",
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"name": "Stonegate Mortgage CORP",
"rank": 17,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001454389.svg",
"report_text": "The relative strengths and weaknesses of Stonegate Mortgage CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Stonegate Mortgage CORP compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 17% points.The greatest weakness of Stonegate Mortgage CORP is the variable Other Liabilities, reducing the Economic Capital Ratio by 43% points.
The company's Economic Capital Ratio, given in the ranking table, is 18%, being 1.2% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001454389_2017_Stonegate_Mortgage_CORP.pdf",
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"Economic Capital Ratio": "1.22",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001578776.svg",
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"name": "Prudential Bancorp INC",
"rank": 18,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001578776.svg",
"report_text": "The relative strengths and weaknesses of Prudential Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Prudential Bancorp INC compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 5.8% points.The greatest weakness of Prudential Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 10% points.
The company's Economic Capital Ratio, given in the ranking table, is 18%, being 1.2% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001578776_2017_Prudential_Bancorp_INC.pdf",
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{
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"name": "First Eagle Private Credit LLC",
"rank": 19,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001373561.svg",
"report_text": "The relative strengths and weaknesses of First Eagle Private Credit LLC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of First Eagle Private Credit LLC compared to the market average is the variable Deposits, increasing the Economic Capital Ratio by 12% points.The greatest weakness of First Eagle Private Credit LLC is the variable Other Liabilities, reducing the Economic Capital Ratio by 49% points.
The company's Economic Capital Ratio, given in the ranking table, is 18%, being 1.1% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001373561_2017_First_Eagle_Private_Credit_LLC.pdf",
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{
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"name": "MB Bancorp Inc",
"rank": 20,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001617291.svg",
"report_text": "The relative strengths and weaknesses of MB Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of MB Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.6% points.The greatest weakness of MB Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 11% points.
The company's Economic Capital Ratio, given in the ranking table, is 18%, being 0.76% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001617291_2017_MB_Bancorp_Inc.pdf",
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{
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"name": "American Honda Finance CORP",
"rank": 21,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0000864270.svg",
"report_text": "The relative strengths and weaknesses of American Honda Finance CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of American Honda Finance CORP compared to the market average is the variable Notes Receivable, increasing the Economic Capital Ratio by 15% points.The greatest weakness of American Honda Finance CORP is the variable Debt, reducing the Economic Capital Ratio by 47% points.
The company's Economic Capital Ratio, given in the ranking table, is 18%, being 0.69% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0000864270_2017_American_Honda_Finance_CORP.pdf",
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{
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"name": "Oconee Federal Financial Corp",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001501078.svg",
"report_text": "The relative strengths and weaknesses of Oconee Federal Financial Corp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Oconee Federal Financial Corp compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 9.2% points.The greatest weakness of Oconee Federal Financial Corp is the variable Deposits, reducing the Economic Capital Ratio by 18% points.
The company's Economic Capital Ratio, given in the ranking table, is 18%, being 0.63% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001501078_2017_Oconee_Federal_Financial_Corp.pdf",
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{
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"name": "First Northwest Bancorp",
"rank": 23,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001556727.svg",
"report_text": "The relative strengths and weaknesses of First Northwest Bancorp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of First Northwest Bancorp compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 8.5% points.The greatest weakness of First Northwest Bancorp is the variable Deposits, reducing the Economic Capital Ratio by 11% points.
The company's Economic Capital Ratio, given in the ranking table, is 17%, being 0.41% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001556727_2017_First_Northwest_Bancorp.pdf",
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{
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"name": "Onemain Holdings Inc",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001584207.svg",
"report_text": "The relative strengths and weaknesses of Onemain Holdings Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Onemain Holdings Inc compared to the market average is the variable Deposits, increasing the Economic Capital Ratio by 11% points.The greatest weakness of Onemain Holdings Inc is the variable Debt, reducing the Economic Capital Ratio by 60% points.
The company's Economic Capital Ratio, given in the ranking table, is 17%, being 0.26% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001584207_2017_Onemain_Holdings_Inc.pdf",
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"Other Liabilities": "1,098,000",
"Other Net Income": "356,000",
"Other Revenues": "0",
"Professional Fees": "0",
"Securities": "1,764,000",
"Selling and Marketing Expense": "0"
},
"output_variables": {
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"Liabilities": "15,057,000",
"Expenses": "113,000",
"Revenues": "0",
"Stockholders Equity": "3,066,000",
"Net Income": "243,000",
"Comprehensive Net Income": "242,000",
"BaseVar": "16,825,000",
"ECR before LimitedLiability": "11%",
"Economic Capital Ratio": "17%"
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{
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"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0001084961.svg",
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"name": "Encore Capital Group INC",
"rank": 25,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001084961.svg",
"report_text": "The relative strengths and weaknesses of Encore Capital Group INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Encore Capital Group INC compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 14% points.The greatest weakness of Encore Capital Group INC is the variable Other Liabilities, reducing the Economic Capital Ratio by 42% points.
The company's Economic Capital Ratio, given in the ranking table, is 17%, being 0.38% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001084961_2017_Encore_Capital_Group_INC.pdf",
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"Liabilities": "3,069,982",
"Expenses": "825,949",
"Revenues": "1,029,258",
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{
"company_id": "0001500836",
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001500836.svg",
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"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0001500836_main_keyfigs.svg",
"name": "Wolverine Bancorp Inc",
"rank": 26,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001500836.svg",
"report_text": "The relative strengths and weaknesses of Wolverine Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Wolverine Bancorp Inc compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 11% points.The greatest weakness of Wolverine Bancorp Inc is the variable Loans, reducing the Economic Capital Ratio by 13% points.
The company's Economic Capital Ratio, given in the ranking table, is 17%, being 0.44% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001500836_2017_Wolverine_Bancorp_Inc.pdf",
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"Assets": "1.64",
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"Revenues": "-3.47",
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"Other Net Income": "6,757",
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{
"company_id": "0001544190",
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001544190.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001544190.svg",
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"name": "Shepherd s Finance LLC",
"rank": 27,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001544190.svg",
"report_text": "The relative strengths and weaknesses of Shepherd s Finance LLC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Shepherd s Finance LLC compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 15% points.The greatest weakness of Shepherd s Finance LLC is the variable Other Liabilities, reducing the Economic Capital Ratio by 50% points.
The company's Economic Capital Ratio, given in the ranking table, is 16%, being 0.53% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001544190_2017_Shepherd_s_Finance_LLC.pdf",
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"2016": {
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"General and Administrative Expense": "1.08",
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"Other Revenues": "2.19",
"Revenues": "2.19",
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"ECR before LimitedLiability": "0.734",
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"Other Liabilities": "-50.0",
"Loans": "-14.1",
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}
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"Other Net Income": "0",
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"Selling and Marketing Expense": "1,319"
},
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"Revenues": "1,948",
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},
{
"company_id": "0001077771",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0001077771.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001077771.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001077771.svg",
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"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0001077771_main_keyfigs.svg",
"name": "Umpqua Holdings CORP",
"rank": 28,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001077771.svg",
"report_text": "The relative strengths and weaknesses of Umpqua Holdings CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Umpqua Holdings CORP compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.1% points.The greatest weakness of Umpqua Holdings CORP is the variable Deposits, reducing the Economic Capital Ratio by 13% points.
The company's Economic Capital Ratio, given in the ranking table, is 16%, being 0.57% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001077771_2017_Umpqua_Holdings_CORP.pdf",
"shrinked_graph_json": {
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"Assets": "2.23",
"Liabilities": "-1.93",
"ECR before LimitedLiability": "0.694",
"Other Assets": "-3.77",
"Notes Receivable": "-1.24",
"Loans": "8.08",
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"Selling and Marketing Expense": "0.916",
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"Other Revenues": "-3.46",
"Revenues": "-3.46",
"Comprehensive Net Income": "0.862",
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}
},
"strength_weakness_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0001077771_strength_weakness.svg",
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"Interest Expense": "0",
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"Other Net Income": "365,699",
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},
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"analysing_equity": "https://www.realrate-archive.com/us_savings/2016/analytics/equity/0001077771.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_savings/2016/analytics/profit_loss/0001077771.svg"
},
{
"company_id": "0001580608",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0001580608.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001580608.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001580608.svg",
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"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0001580608_main_keyfigs.svg",
"name": "Santander Consumer USA Holdings Inc",
"rank": 29,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001580608.svg",
"report_text": "The relative strengths and weaknesses of Santander Consumer USA Holdings Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Santander Consumer USA Holdings Inc compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 14% points.The greatest weakness of Santander Consumer USA Holdings Inc is the variable Other Liabilities, reducing the Economic Capital Ratio by 47% points.
The company's Economic Capital Ratio, given in the ranking table, is 16%, being 0.58% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001580608_2017_Santander_Consumer_USA_Holdings_Inc.pdf",
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"Interest Expense": "-1.40",
"Operating Expenses": "2.51",
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"Comprehensive Net Income": "1.84",
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}
},
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"Other Net Income": "6,529,596",
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},
{
"company_id": "0001493225",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0001493225.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001493225.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001493225.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_savings/logos/0001493225_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0001493225_main_keyfigs.svg",
"name": "Northfield Bancorp Inc",
"rank": 30,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001493225.svg",
"report_text": "The relative strengths and weaknesses of Northfield Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Northfield Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.8% points.The greatest weakness of Northfield Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 9.3% points.
The company's Economic Capital Ratio, given in the ranking table, is 16%, being 0.60% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001493225_2017_Northfield_Bancorp_Inc.pdf",
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"name": "PB Bancorp Inc",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001652106.svg",
"report_text": "The relative strengths and weaknesses of PB Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of PB Bancorp Inc compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 5.7% points.The greatest weakness of PB Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 9.8% points.
The company's Economic Capital Ratio, given in the ranking table, is 16%, being 0.61% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001652106_2017_PB_Bancorp_Inc.pdf",
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"name": "Discover Financial Services",
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"report_text": "The relative strengths and weaknesses of Discover Financial Services are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Discover Financial Services compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 9.1% points.The greatest weakness of Discover Financial Services is the variable Other Assets, reducing the Economic Capital Ratio by 9.4% points.
The company's Economic Capital Ratio, given in the ranking table, is 16%, being 0.72% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001393612_2017_Discover_Financial_Services.pdf",
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"name": "Capitol Federal Financial Inc",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001490906.svg",
"report_text": "The relative strengths and weaknesses of Capitol Federal Financial Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Capitol Federal Financial Inc compared to the market average is the variable Deposits, increasing the Economic Capital Ratio by 11% points.The greatest weakness of Capitol Federal Financial Inc is the variable Other Liabilities, reducing the Economic Capital Ratio by 50% points.
The company's Economic Capital Ratio, given in the ranking table, is 16%, being 0.88% points below the market average of 17%.",
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{
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"name": "LAKE Shore Bancorp INC",
"rank": 34,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001341318.svg",
"report_text": "The relative strengths and weaknesses of LAKE Shore Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of LAKE Shore Bancorp INC compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.5% points.The greatest weakness of LAKE Shore Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 14% points.
The company's Economic Capital Ratio, given in the ranking table, is 16%, being 1.0% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001341318_2017_LAKE_Shore_Bancorp_INC.pdf",
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{
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"name": "MSB Financial CORP",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001635261.svg",
"report_text": "The relative strengths and weaknesses of MSB Financial CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of MSB Financial CORP compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 9.2% points.The greatest weakness of MSB Financial CORP is the variable Deposits, reducing the Economic Capital Ratio by 14% points.
The company's Economic Capital Ratio, given in the ranking table, is 16%, being 1.0% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001635261_2017_MSB_Financial_CORP.pdf",
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{
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"name": "Charter Financial CORP",
"rank": 36,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001478726.svg",
"report_text": "The relative strengths and weaknesses of Charter Financial CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Charter Financial CORP compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.4% points.The greatest weakness of Charter Financial CORP is the variable Deposits, reducing the Economic Capital Ratio by 15% points.
The company's Economic Capital Ratio, given in the ranking table, is 16%, being 1.3% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001478726_2017_Charter_Financial_CORP.pdf",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001511071.svg",
"report_text": "The relative strengths and weaknesses of Poage Bankshares Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Poage Bankshares Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.0% points.The greatest weakness of Poage Bankshares Inc is the variable Deposits, reducing the Economic Capital Ratio by 16% points.
The company's Economic Capital Ratio, given in the ranking table, is 16%, being 1.4% points below the market average of 17%.",
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"name": "Provident Bancorp Inc",
"rank": 38,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001635840.svg",
"report_text": "The relative strengths and weaknesses of Provident Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Provident Bancorp Inc compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 15% points.The greatest weakness of Provident Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 14% points.
The company's Economic Capital Ratio, given in the ranking table, is 16%, being 1.4% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001635840_2017_Provident_Bancorp_Inc.pdf",
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{
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"name": "SLM Corp",
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"report_text": "The relative strengths and weaknesses of SLM Corp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of SLM Corp compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.7% points.The greatest weakness of SLM Corp is the variable Deposits, reducing the Economic Capital Ratio by 8.7% points.
The company's Economic Capital Ratio, given in the ranking table, is 16%, being 1.5% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001032033_2017_SLM_Corp.pdf",
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{
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"name": "Provident Financial Services INC",
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"report_text": "The relative strengths and weaknesses of Provident Financial Services INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Provident Financial Services INC compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.3% points.The greatest weakness of Provident Financial Services INC is the variable Deposits, reducing the Economic Capital Ratio by 7.3% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 1.6% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001178970_2017_Provident_Financial_Services_INC.pdf",
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{
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"name": "E Trade Financial CORP",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001015780.svg",
"report_text": "The relative strengths and weaknesses of E Trade Financial CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of E Trade Financial CORP compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 13% points.The greatest weakness of E Trade Financial CORP is the variable Loans, reducing the Economic Capital Ratio by 12% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 1.7% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001015780_2017_E_Trade_Financial_CORP.pdf",
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{
"company_id": "0001538263",
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001538263.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001538263.svg",
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"name": "Hometrust Bancshares Inc",
"rank": 42,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001538263.svg",
"report_text": "The relative strengths and weaknesses of Hometrust Bancshares Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Hometrust Bancshares Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 6.7% points.The greatest weakness of Hometrust Bancshares Inc is the variable Deposits, reducing the Economic Capital Ratio by 6.7% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 2.0% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001538263_2017_Hometrust_Bancshares_Inc.pdf",
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"report_text": "The relative strengths and weaknesses of Heritage Financial CORP WA are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Heritage Financial CORP WA compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 6.6% points.The greatest weakness of Heritage Financial CORP WA is the variable Deposits, reducing the Economic Capital Ratio by 16% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 2.0% points below the market average of 17%.",
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"name": "Northrim Bancorp INC",
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"report_text": "The relative strengths and weaknesses of Northrim Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Northrim Bancorp INC compared to the market average is the variable Securities, increasing the Economic Capital Ratio by 6.8% points.The greatest weakness of Northrim Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 16% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 2.0% points below the market average of 17%.",
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"report_text": "The relative strengths and weaknesses of Territorial Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Territorial Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 6.9% points.The greatest weakness of Territorial Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 13% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 2.1% points below the market average of 17%.",
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"name": "Bankfinancial CORP",
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"report_text": "The relative strengths and weaknesses of Bankfinancial CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Bankfinancial CORP compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 13% points.The greatest weakness of Bankfinancial CORP is the variable Deposits, reducing the Economic Capital Ratio by 16% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 2.2% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001303942_2017_Bankfinancial_CORP.pdf",
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{
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"name": "Beacon Financial Corp",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001108134.svg",
"report_text": "The relative strengths and weaknesses of Beacon Financial Corp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Beacon Financial Corp compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 6.6% points.The greatest weakness of Beacon Financial Corp is the variable Deposits, reducing the Economic Capital Ratio by 8.6% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 2.3% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001108134_2017_Beacon_Financial_Corp.pdf",
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{
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"name": "New Bancorp Inc",
"rank": 48,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001644482.svg",
"report_text": "The relative strengths and weaknesses of New Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of New Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.1% points.The greatest weakness of New Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 9.8% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 2.4% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001644482_2017_New_Bancorp_Inc.pdf",
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"Other Net Income": "2,703",
"Other Revenues": "1,230",
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"Revenues": "1,230",
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{
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"name": "Home Federal Bancorp Inc of Louisiana",
"rank": 49,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001500375.svg",
"report_text": "The relative strengths and weaknesses of Home Federal Bancorp Inc of Louisiana are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Home Federal Bancorp Inc of Louisiana compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.3% points.The greatest weakness of Home Federal Bancorp Inc of Louisiana is the variable Deposits, reducing the Economic Capital Ratio by 11% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 2.4% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001500375_2017_Home_Federal_Bancorp_Inc_of_Louisiana.pdf",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001635484.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001635484.svg",
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"name": "Cincinnati Bancorp",
"rank": 50,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001635484.svg",
"report_text": "The relative strengths and weaknesses of Cincinnati Bancorp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Cincinnati Bancorp compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 9.2% points.The greatest weakness of Cincinnati Bancorp is the variable Other Assets, reducing the Economic Capital Ratio by 8.4% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.5% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001635484_2017_Cincinnati_Bancorp.pdf",
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{
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"name": "Legacytexas Financial Group Inc",
"rank": 51,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001487052.svg",
"report_text": "The relative strengths and weaknesses of Legacytexas Financial Group Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Legacytexas Financial Group Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.9% points.The greatest weakness of Legacytexas Financial Group Inc is the variable Deposits, reducing the Economic Capital Ratio by 11% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.6% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001487052_2017_Legacytexas_Financial_Group_Inc.pdf",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0000921183.svg",
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"name": "HMN Financial INC",
"rank": 52,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0000921183.svg",
"report_text": "The relative strengths and weaknesses of HMN Financial INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of HMN Financial INC compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.1% points.The greatest weakness of HMN Financial INC is the variable Deposits, reducing the Economic Capital Ratio by 18% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.6% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0000921183_2017_HMN_Financial_INC.pdf",
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{
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"name": "Lendingclub Corp",
"rank": 53,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001409970.svg",
"report_text": "The relative strengths and weaknesses of Lendingclub Corp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Lendingclub Corp compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 13% points.The greatest weakness of Lendingclub Corp is the variable Other Liabilities, reducing the Economic Capital Ratio by 43% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.6% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001409970_2017_Lendingclub_Corp.pdf",
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"name": "ASB Bancorp Inc",
"rank": 54,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001520300.svg",
"report_text": "The relative strengths and weaknesses of ASB Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of ASB Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.0% points.The greatest weakness of ASB Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 14% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.7% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001520300_2017_ASB_Bancorp_Inc.pdf",
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"Other Expenses": "444",
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"Other Net Income": "1,662",
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"Revenues": "0",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001049782.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001049782.svg",
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"name": "Brookline Bancorp INC",
"rank": 55,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001049782.svg",
"report_text": "The relative strengths and weaknesses of Brookline Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Brookline Bancorp INC compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.6% points.The greatest weakness of Brookline Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 8.6% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.7% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001049782_2017_Brookline_Bancorp_INC.pdf",
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{
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"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0001667939.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001667939.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001667939.svg",
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"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0001667939_main_keyfigs.svg",
"name": "FSB Bancorp Inc",
"rank": 56,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001667939.svg",
"report_text": "The relative strengths and weaknesses of FSB Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of FSB Bancorp Inc compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 14% points.The greatest weakness of FSB Bancorp Inc is the variable Loans, reducing the Economic Capital Ratio by 14% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.7% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001667939_2017_FSB_Bancorp_Inc.pdf",
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},
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},
{
"company_id": "0000027673",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0000027673.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0000027673.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0000027673.png",
"logo_url_256x256": "https://www.realrate-archive.com/us_savings/logos/0000027673_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0000027673_main_keyfigs.svg",
"name": "Deere JOHN Capital CORP",
"rank": 57,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0000027673.svg",
"report_text": "The relative strengths and weaknesses of Deere JOHN Capital CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Deere JOHN Capital CORP compared to the market average is the variable Deposits, increasing the Economic Capital Ratio by 9.9% points.The greatest weakness of Deere JOHN Capital CORP is the variable Other Liabilities, reducing the Economic Capital Ratio by 50% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.8% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0000027673_2017_Deere_JOHN_Capital_CORP.pdf",
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}
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001530249.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001530249.svg",
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"name": "FS Bancorp Inc",
"rank": 58,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001530249.svg",
"report_text": "The relative strengths and weaknesses of FS Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of FS Bancorp Inc compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 14% points.The greatest weakness of FS Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 17% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.9% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001530249_2017_FS_Bancorp_Inc.pdf",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001299709.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001299709.svg",
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"name": "Axos Financial Inc",
"rank": 59,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001299709.svg",
"report_text": "The relative strengths and weaknesses of Axos Financial Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Axos Financial Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.3% points.The greatest weakness of Axos Financial Inc is the variable Deposits, reducing the Economic Capital Ratio by 12% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.9% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001299709_2017_Axos_Financial_Inc.pdf",
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"name": "Sound Financial Bancorp Inc",
"rank": 60,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001541119.svg",
"report_text": "The relative strengths and weaknesses of Sound Financial Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Sound Financial Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.7% points.The greatest weakness of Sound Financial Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 13% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.9% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001541119_2017_Sound_Financial_Bancorp_Inc.pdf",
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"Other Net Income": "8,073",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001500213.svg",
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"name": "SI Financial Group Inc",
"rank": 61,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001500213.svg",
"report_text": "The relative strengths and weaknesses of SI Financial Group Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of SI Financial Group Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.5% points.The greatest weakness of SI Financial Group Inc is the variable Deposits, reducing the Economic Capital Ratio by 9.3% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.9% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001500213_2017_SI_Financial_Group_Inc.pdf",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001123270.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0000000000.png",
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"name": "BANK Mutual CORP",
"rank": 62,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001123270.svg",
"report_text": "The relative strengths and weaknesses of BANK Mutual CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of BANK Mutual CORP compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 6.5% points.The greatest weakness of BANK Mutual CORP is the variable Deposits, reducing the Economic Capital Ratio by 8.1% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.9% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001123270_2017_BANK_Mutual_CORP.pdf",
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{
"company_id": "0001599891",
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001599891.svg",
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"name": "Sunshine Bancorp Inc",
"rank": 63,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001599891.svg",
"report_text": "The relative strengths and weaknesses of Sunshine Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Sunshine Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 6.6% points.The greatest weakness of Sunshine Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 13% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 3.0% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001599891_2017_Sunshine_Bancorp_Inc.pdf",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001005409.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001005409.svg",
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"name": "DIME Community Bancshares INC",
"rank": 64,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001005409.svg",
"report_text": "The relative strengths and weaknesses of DIME Community Bancshares INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of DIME Community Bancshares INC compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 11% points.The greatest weakness of DIME Community Bancshares INC is the variable Other Assets, reducing the Economic Capital Ratio by 9.1% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 3.0% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001005409_2017_DIME_Community_Bancshares_INC.pdf",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001141807.svg",
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"name": "1ST Constitution Bancorp",
"rank": 65,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001141807.svg",
"report_text": "The relative strengths and weaknesses of 1ST Constitution Bancorp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of 1ST Constitution Bancorp compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 10.0% points.The greatest weakness of 1ST Constitution Bancorp is the variable Loans, reducing the Economic Capital Ratio by 14% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 3.0% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001141807_2017_1ST_Constitution_Bancorp.pdf",
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{
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"name": "Flagstar Bancorp INC",
"rank": 66,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001033012.svg",
"report_text": "The relative strengths and weaknesses of Flagstar Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Flagstar Bancorp INC compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 5.6% points.The greatest weakness of Flagstar Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 4.4% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 3.0% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001033012_2017_Flagstar_Bancorp_INC.pdf",
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{
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"name": "Coastway Bancorp Inc",
"rank": 67,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001585023.svg",
"report_text": "The relative strengths and weaknesses of Coastway Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Coastway Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.1% points.The greatest weakness of Coastway Bancorp Inc is the variable Other Assets, reducing the Economic Capital Ratio by 7.7% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 3.0% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001585023_2017_Coastway_Bancorp_Inc.pdf",
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{
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"name": "Vecta INC",
"rank": 68,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001571398.svg",
"report_text": "The relative strengths and weaknesses of Vecta INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Vecta INC compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 5.4% points.The greatest weakness of Vecta INC is the variable Deposits, reducing the Economic Capital Ratio by 15% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 3.2% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001571398_2017_Vecta_INC.pdf",
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{
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"name": "First Capital INC",
"rank": 69,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001070296.svg",
"report_text": "The relative strengths and weaknesses of First Capital INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of First Capital INC compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 5.7% points.The greatest weakness of First Capital INC is the variable Deposits, reducing the Economic Capital Ratio by 19% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 3.2% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001070296_2017_First_Capital_INC.pdf",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001391933.svg",
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"name": "Quaint OAK Bancorp INC",
"rank": 70,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001391933.svg",
"report_text": "The relative strengths and weaknesses of Quaint OAK Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Quaint OAK Bancorp INC compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.9% points.The greatest weakness of Quaint OAK Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 14% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 3.4% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001391933_2017_Quaint_OAK_Bancorp_INC.pdf",
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{
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"name": "Atlantic Coast Financial CORP",
"rank": 71,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001404296.svg",
"report_text": "The relative strengths and weaknesses of Atlantic Coast Financial CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Atlantic Coast Financial CORP compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 5.7% points.The greatest weakness of Atlantic Coast Financial CORP is the variable Deposits, reducing the Economic Capital Ratio by 7.4% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 3.4% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001404296_2017_Atlantic_Coast_Financial_CORP.pdf",
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"ECR before LimitedLiability": "5.7%",
"Economic Capital Ratio": "14%"
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},
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"analysing_profit_loss": "https://www.realrate-archive.com/us_savings/2016/analytics/profit_loss/0001404296.svg"
},
{
"company_id": "0000806279",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0000806279.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0000806279.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0000806279.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_savings/logos/0000806279_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0000806279_main_keyfigs.svg",
"name": "Codorus Valley Bancorp INC",
"rank": 72,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0000806279.svg",
"report_text": "The relative strengths and weaknesses of Codorus Valley Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Codorus Valley Bancorp INC compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.0% points.The greatest weakness of Codorus Valley Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 12% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 3.4% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0000806279_2017_Codorus_Valley_Bancorp_INC.pdf",
"shrinked_graph_json": {
"2016": {
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"Liabilities": "-3.56",
"Stockholders Equity": "-2.11",
"ECR before LimitedLiability": "-2.13",
"Securities": "-0.537",
"Other Assets": "-6.31",
"Notes Receivable": "-1.44",
"Loans": "6.96",
"Deposits": "-11.9",
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"Expenses": "5.15",
"Revenues": "-3.76",
"Net Income": "0.821",
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"Labor and Related Expense": "0.612",
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"Operating Expenses": "3.21",
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"Comprehensive Net Income": "0.775",
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}
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"2016": {
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"Debt": "125,310",
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"Interest Expense": "0",
"Interest Payable": "0",
"Labor and Related Expense": "0",
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"Occupancy": "0",
"Operating Expenses": "0",
"Other Assets": "281,776",
"Other Compr. Net Income": "-2,492",
"Other Expenses": "5,886",
"Other Liabilities": "67,143",
"Other Net Income": "18,988",
"Other Revenues": "0",
"Professional Fees": "0",
"Securities": "0",
"Selling and Marketing Expense": "0"
},
"output_variables": {
"Assets": "1,611,587",
"Liabilities": "1,456,630",
"Expenses": "5,886",
"Revenues": "0",
"Stockholders Equity": "154,957",
"Net Income": "13,102",
"Comprehensive Net Income": "10,610",
"BaseVar": "1,547,792",
"ECR before LimitedLiability": "5.7%",
"Economic Capital Ratio": "14%"
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{
"company_id": "0001382230",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0001382230.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001382230.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001382230.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_savings/logos/0001382230_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0001382230_main_keyfigs.svg",
"name": "ESSA Bancorp Inc",
"rank": 73,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001382230.svg",
"report_text": "The relative strengths and weaknesses of ESSA Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of ESSA Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 5.6% points.The greatest weakness of ESSA Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 7.2% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 3.4% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001382230_2017_ESSA_Bancorp_Inc.pdf",
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"Assets": "1.54",
"Liabilities": "-3.66",
"Stockholders Equity": "-1.95",
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"Other Assets": "-2.98",
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"Loans": "5.55",
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"Debt": "3.85",
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"Revenues": "-3.74",
"Comprehensive Net Income": "0.610",
"Selling and Marketing Expense": "1.04",
"General and Administrative Expense": "1.15",
"Labor and Related Expense": "0.609",
"Other Expenses": "-0.973",
"Operating Expenses": "3.20",
"Other Revenues": "-3.74",
"Other Net Income": "-0.627",
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}
},
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"2016": {
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"General and Administrative Expense": "0",
"Interest Expense": "0",
"Interest Payable": "0",
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"Loans": "1,219,213",
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"Operating Expenses": "0",
"Other Assets": "509,608",
"Other Compr. Net Income": "563",
"Other Expenses": "2,583",
"Other Liabilities": "381,315",
"Other Net Income": "10,310",
"Other Revenues": "0",
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"Securities": "0",
"Selling and Marketing Expense": "0"
},
"output_variables": {
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"Expenses": "2,583",
"Revenues": "0",
"Stockholders Equity": "176,344",
"Net Income": "7,727",
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"ECR before LimitedLiability": "5.7%",
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"analysing_equity": "https://www.realrate-archive.com/us_savings/2016/analytics/equity/0001382230.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_savings/2016/analytics/profit_loss/0001382230.svg"
},
{
"company_id": "0001522327",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0001522327.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001522327.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001522327.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_savings/logos/0001522327_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0001522327_main_keyfigs.svg",
"name": "Entegra Financial Corp",
"rank": 74,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001522327.svg",
"report_text": "The relative strengths and weaknesses of Entegra Financial Corp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Entegra Financial Corp compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 13% points.The greatest weakness of Entegra Financial Corp is the variable Loans, reducing the Economic Capital Ratio by 14% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 3.5% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001522327_2017_Entegra_Financial_Corp.pdf",
"shrinked_graph_json": {
"2016": {
"Assets": "1.50",
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"Stockholders Equity": "-1.83",
"ECR before LimitedLiability": "-2.21",
"Securities": "-0.538",
"Other Assets": "13.2",
"Notes Receivable": "-1.44",
"Loans": "-13.8",
"Deposits": "-5.34",
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"Debt": "3.87",
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"Revenues": "-3.76",
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"Selling and Marketing Expense": "1.04",
"General and Administrative Expense": "1.15",
"Labor and Related Expense": "0.613",
"Other Expenses": "-1.08",
"Operating Expenses": "3.22",
"Other Revenues": "-3.76",
"Economic Capital Ratio": "-3.48"
}
},
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"Interest Expense": "0",
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"Other Compr. Net Income": "-3,720",
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"Other Net Income": "9,871",
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},
"output_variables": {
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"Liabilities": "1,159,809",
"Expenses": "3,495",
"Revenues": "0",
"Stockholders Equity": "133,068",
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"Comprehensive Net Income": "2,656",
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"ECR before LimitedLiability": "5.6%",
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"analysing_profit_loss": "https://www.realrate-archive.com/us_savings/2016/analytics/profit_loss/0001522327.svg"
},
{
"company_id": "0001070524",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0001070524.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001070524.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001070524.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_savings/logos/0001070524_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0001070524_main_keyfigs.svg",
"name": "Greene County Bancorp INC",
"rank": 75,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001070524.svg",
"report_text": "The relative strengths and weaknesses of Greene County Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Greene County Bancorp INC compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 5.1% points.The greatest weakness of Greene County Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 16% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.5% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001070524_2017_Greene_County_Bancorp_INC.pdf",
"shrinked_graph_json": {
"2016": {
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"Assets": "1.03",
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"Stockholders Equity": "-2.55",
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"Other Assets": "0.915",
"Notes Receivable": "-1.45",
"Loans": "4.57",
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"Comprehensive Net Income": "1.11",
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}
},
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"Interest Expense": "0",
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"Other Expenses": "2,679",
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},
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"Stockholders Equity": "74,301",
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"Comprehensive Net Income": "9,036",
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"analysing_equity": "https://www.realrate-archive.com/us_savings/2016/analytics/equity/0001070524.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_savings/2016/analytics/profit_loss/0001070524.svg"
},
{
"company_id": "0001176316",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0001176316.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001176316.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001176316.png",
"logo_url_256x256": "https://www.realrate-archive.com/us_savings/logos/0001176316_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0001176316_main_keyfigs.svg",
"name": "Access National CORP",
"rank": 76,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001176316.svg",
"report_text": "The relative strengths and weaknesses of Access National CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Access National CORP compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 5.5% points.The greatest weakness of Access National CORP is the variable Deposits, reducing the Economic Capital Ratio by 8.3% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.5% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001176316_2017_Access_National_CORP.pdf",
"shrinked_graph_json": {
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"Debt": "2.05",
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"Revenues": "-2.28",
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"Loans": "5.53",
"Other Net Income": "1.30",
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}
},
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"Interest Expense": "0",
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"Other Net Income": "41,591",
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},
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"Revenues": "31,803",
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"company_index": "https://www.realrate-archive.com/us_savings/2016/industry_indexes/0001176316.svg",
"analysing_equity": "https://www.realrate-archive.com/us_savings/2016/analytics/equity/0001176316.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_savings/2016/analytics/profit_loss/0001176316.svg"
},
{
"company_id": "0000919864",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0000919864.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0000919864.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0000919864.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_savings/logos/0000919864_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0000919864_main_keyfigs.svg",
"name": "Finward Bancorp",
"rank": 77,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0000919864.svg",
"report_text": "The relative strengths and weaknesses of Finward Bancorp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Finward Bancorp compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 5.1% points.The greatest weakness of Finward Bancorp is the variable Deposits, reducing the Economic Capital Ratio by 16% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.6% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0000919864_2017_Finward_Bancorp.pdf",
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"Loans": "5.01",
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"Operating Expenses": "3.24",
"Other Revenues": "-3.79",
"Comprehensive Net Income": "0.801",
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}
},
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"name": "Bankunited Inc",
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"report_text": "The relative strengths and weaknesses of Bankunited Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Bankunited Inc compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 13% points.The greatest weakness of Bankunited Inc is the variable Loans, reducing the Economic Capital Ratio by 14% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.6% points below the market average of 17%.",
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"name": "First Connecticut Bancorp Inc",
"rank": 79,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001511198.svg",
"report_text": "The relative strengths and weaknesses of First Connecticut Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of First Connecticut Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 9.5% points.The greatest weakness of First Connecticut Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 12% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.7% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001511198_2017_First_Connecticut_Bancorp_Inc.pdf",
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{
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"name": "Citizens Community Bancorp Inc",
"rank": 80,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001367859.svg",
"report_text": "The relative strengths and weaknesses of Citizens Community Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Citizens Community Bancorp Inc compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 13% points.The greatest weakness of Citizens Community Bancorp Inc is the variable Loans, reducing the Economic Capital Ratio by 14% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.7% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001367859_2017_Citizens_Community_Bancorp_Inc.pdf",
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{
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"name": "First Guaranty Bancshares Inc",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001408534.svg",
"report_text": "The relative strengths and weaknesses of First Guaranty Bancshares Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of First Guaranty Bancshares Inc compared to the market average is the variable Securities, increasing the Economic Capital Ratio by 7.5% points.The greatest weakness of First Guaranty Bancshares Inc is the variable Deposits, reducing the Economic Capital Ratio by 17% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.9% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001408534_2017_First_Guaranty_Bancshares_Inc.pdf",
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{
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"name": "Toyota Motor Credit CORP",
"rank": 82,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0000834071.svg",
"report_text": "The relative strengths and weaknesses of Toyota Motor Credit CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Toyota Motor Credit CORP compared to the market average is the variable Notes Receivable, increasing the Economic Capital Ratio by 12% points.The greatest weakness of Toyota Motor Credit CORP is the variable Debt, reducing the Economic Capital Ratio by 57% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.9% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0000834071_2017_Toyota_Motor_Credit_CORP.pdf",
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{
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"name": "Nelnet INC",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001258602.svg",
"report_text": "The relative strengths and weaknesses of Nelnet INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Nelnet INC compared to the market average is the variable Notes Receivable, increasing the Economic Capital Ratio by 13% points.The greatest weakness of Nelnet INC is the variable Other Liabilities, reducing the Economic Capital Ratio by 52% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 4.0% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001258602_2017_Nelnet_INC.pdf",
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"Interest Payable": "45,677",
"Labor and Related Expense": "255,924",
"Loans": "0",
"Notes Receivable": "24,903,724",
"Occupancy": "0",
"Operating Expenses": "441,515",
"Other Assets": "2,206,730",
"Other Compr. Net Income": "1,696",
"Other Expenses": "-148,544",
"Other Liabilities": "25,063,506",
"Other Net Income": "359,063",
"Other Revenues": "481,266",
"Professional Fees": "0",
"Securities": "0",
"Selling and Marketing Expense": "0"
},
"output_variables": {
"Assets": "27,180,108",
"Liabilities": "25,109,183",
"Expenses": "582,828",
"Revenues": "481,266",
"Stockholders Equity": "2,070,925",
"Net Income": "257,501",
"Comprehensive Net Income": "259,197",
"BaseVar": "26,857,072",
"ECR before LimitedLiability": "5.0%",
"Economic Capital Ratio": "13%"
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}
},
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},
{
"company_id": "0000774569",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0000774569.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0000774569.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0000774569.svg",
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"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0000774569_main_keyfigs.svg",
"name": "Cortland Bancorp INC",
"rank": 84,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0000774569.svg",
"report_text": "The relative strengths and weaknesses of Cortland Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Cortland Bancorp INC compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 4.6% points.The greatest weakness of Cortland Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 14% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 4.0% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0000774569_2017_Cortland_Bancorp_INC.pdf",
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"Other Assets": "-1.25",
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"Loans": "4.58",
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"Revenues": "-3.85",
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"Interest Expense": "0",
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"Other Compr. Net Income": "-2,723",
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"Other Net Income": "5,998",
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},
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"Liabilities": "597,514",
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"Revenues": "0",
"Stockholders Equity": "57,670",
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"Comprehensive Net Income": "2,148",
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{
"company_id": "0001168455",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0001168455.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001168455.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001168455.png",
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"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0001168455_main_keyfigs.svg",
"name": "Plumas Bancorp",
"rank": 85,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001168455.svg",
"report_text": "The relative strengths and weaknesses of Plumas Bancorp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Plumas Bancorp compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 4.9% points.The greatest weakness of Plumas Bancorp is the variable Deposits, reducing the Economic Capital Ratio by 17% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 4.1% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001168455_2017_Plumas_Bancorp.pdf",
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"Debt": "3.99",
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"Selling and Marketing Expense": "1.08",
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"Operating Expenses": "3.35",
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"Revenues": "-3.89",
"Cash and Cash Equivalents": "2.27",
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"Notes Receivable": "-1.51",
"Loans": "4.90",
"Comprehensive Net Income": "1.10",
"Economic Capital Ratio": "-4.15"
}
},
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"Interest Expense": "0",
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"Other Compr. Net Income": "-930",
"Other Expenses": "4,759",
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},
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},
{
"company_id": "0001114927",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0001114927.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001114927.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001114927.svg",
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"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0001114927_main_keyfigs.svg",
"name": "First Northern Community Bancorp",
"rank": 86,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001114927.svg",
"report_text": "The relative strengths and weaknesses of First Northern Community Bancorp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of First Northern Community Bancorp compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 4.8% points.The greatest weakness of First Northern Community Bancorp is the variable Deposits, reducing the Economic Capital Ratio by 19% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 4.3% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001114927_2017_First_Northern_Community_Bancorp.pdf",
"shrinked_graph_json": {
"2016": {
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"Assets": "0.925",
"Liabilities": "-4.03",
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"Notes Receivable": "-1.51",
"Loans": "3.18",
"Deposits": "-19.3",
"Other Liabilities": "4.85",
"Debt": "3.99",
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"Operating Expenses": "3.35",
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"ECR before LimitedLiability": "-3.00",
"Comprehensive Net Income": "0.688",
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}
},
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"Interest Expense": "0",
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"Labor and Related Expense": "0",
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"Other Compr. Net Income": "-1,855",
"Other Expenses": "4,885",
"Other Liabilities": "10,769",
"Other Net Income": "12,936",
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},
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},
{
"company_id": "0001526952",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0001526952.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001526952.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001526952.svg",
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"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0001526952_main_keyfigs.svg",
"name": "Wellesley Bancorp Inc",
"rank": 87,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001526952.svg",
"report_text": "The relative strengths and weaknesses of Wellesley Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Wellesley Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.5% points.The greatest weakness of Wellesley Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 10.0% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 4.4% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001526952_2017_Wellesley_Bancorp_Inc.pdf",
"shrinked_graph_json": {
"2016": {
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"Notes Receivable": "-1.52",
"Loans": "7.46",
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"ECR before LimitedLiability": "-3.13",
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"General and Administrative Expense": "1.20",
"Labor and Related Expense": "0.639",
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"Operating Expenses": "3.36",
"Other Revenues": "-3.90",
"Revenues": "-3.90",
"Economic Capital Ratio": "-4.40",
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}
},
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"Interest Expense": "0",
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"Other Compr. Net Income": "-391",
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},
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},
{
"company_id": "0001337068",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0001337068.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001337068.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001337068.svg",
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"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0001337068_main_keyfigs.svg",
"name": "Magyar Bancorp Inc",
"rank": 88,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001337068.svg",
"report_text": "The relative strengths and weaknesses of Magyar Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Magyar Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 6.3% points.The greatest weakness of Magyar Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 15% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 4.5% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001337068_2017_Magyar_Bancorp_Inc.pdf",
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}
},
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},
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"analysing_equity": "https://www.realrate-archive.com/us_savings/2016/analytics/equity/0001337068.svg",
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},
{
"company_id": "0001228454",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0001228454.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001228454.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001228454.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_savings/logos/0001228454_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0001228454_main_keyfigs.svg",
"name": "BCB Bancorp INC",
"rank": 89,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001228454.svg",
"report_text": "The relative strengths and weaknesses of BCB Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of BCB Bancorp INC compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.4% points.The greatest weakness of BCB Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 13% points.
The company's Economic Capital Ratio, given in the ranking table, is 12%, being 4.5% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001228454_2017_BCB_Bancorp_INC.pdf",
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"Operating Expenses": "0",
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"Other Expenses": "5,258",
"Other Liabilities": "184,922",
"Other Net Income": "13,261",
"Other Revenues": "0",
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"Selling and Marketing Expense": "0"
},
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"Liabilities": "1,577,127",
"Expenses": "5,258",
"Revenues": "0",
"Stockholders Equity": "131,081",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001527383.svg",
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"name": "Bankguam Holding Co",
"rank": 90,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001527383.svg",
"report_text": "The relative strengths and weaknesses of Bankguam Holding Co are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Bankguam Holding Co compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 4.6% points.The greatest weakness of Bankguam Holding Co is the variable Deposits, reducing the Economic Capital Ratio by 20% points.
The company's Economic Capital Ratio, given in the ranking table, is 12%, being 4.6% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001527383_2017_Bankguam_Holding_Co.pdf",
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"Operating Expenses": "3.39",
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"Other Expenses": "5,716",
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"Other Net Income": "19,269",
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},
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"Expenses": "5,716",
"Revenues": "0",
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{
"company_id": "0001502749",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0001502749.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001502749.svg",
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"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0001502749_main_keyfigs.svg",
"name": "TIAA FSB Holdings Inc",
"rank": 91,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001502749.svg",
"report_text": "The relative strengths and weaknesses of TIAA FSB Holdings Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of TIAA FSB Holdings Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.6% points.The greatest weakness of TIAA FSB Holdings Inc is the variable Other Assets, reducing the Economic Capital Ratio by 8.6% points.
The company's Economic Capital Ratio, given in the ranking table, is 12%, being 4.6% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001502749_2017_TIAA_FSB_Holdings_Inc.pdf",
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"Other Net Income": "229,500",
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{
"company_id": "0000004969",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0000004969.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0000004969.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0000004969.svg",
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"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0000004969_main_keyfigs.svg",
"name": "American Express Credit CORP",
"rank": 92,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0000004969.svg",
"report_text": "The relative strengths and weaknesses of American Express Credit CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of American Express Credit CORP compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 12% points.The greatest weakness of American Express Credit CORP is the variable Debt, reducing the Economic Capital Ratio by 34% points.
The company's Economic Capital Ratio, given in the ranking table, is 12%, being 4.9% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0000004969_2017_American_Express_Credit_CORP.pdf",
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}
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"Interest Expense": "0",
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},
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"Revenues": "718,000",
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},
{
"company_id": "0001016178",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0001016178.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0001016178.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001016178.svg",
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"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0001016178_main_keyfigs.svg",
"name": "Carver Bancorp INC",
"rank": 93,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0001016178.svg",
"report_text": "The relative strengths and weaknesses of Carver Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Carver Bancorp INC compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 6.0% points.The greatest weakness of Carver Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 13% points.
The company's Economic Capital Ratio, given in the ranking table, is 12%, being 5.3% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0001016178_2017_Carver_Bancorp_INC.pdf",
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"2016": {
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"Assets": "1.08",
"Liabilities": "-4.60",
"Stockholders Equity": "-3.33",
"Securities": "3.28",
"Other Assets": "-10.6",
"Notes Receivable": "-1.59",
"Loans": "6.01",
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"Other Liabilities": "3.35",
"Debt": "3.28",
"Expenses": "3.45",
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"Selling and Marketing Expense": "1.13",
"General and Administrative Expense": "1.25",
"Other Expenses": "-0.944",
"Operating Expenses": "3.27",
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"Revenues": "-4.03",
"Economic Capital Ratio": "-5.27",
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}
},
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"Other Compr. Net Income": "738",
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"Other Liabilities": "80,433",
"Other Net Income": "-1,639",
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},
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},
{
"company_id": "0000873860",
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"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0000873860.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0000873860.svg",
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"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0000873860_main_keyfigs.svg",
"name": "Onity Group INC",
"rank": 94,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0000873860.svg",
"report_text": "The relative strengths and weaknesses of Onity Group INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Onity Group INC compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 9.8% points.The greatest weakness of Onity Group INC is the variable Other Liabilities, reducing the Economic Capital Ratio by 44% points.
The company's Economic Capital Ratio, given in the ranking table, is 10%, being 6.8% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0000873860_2017_Onity_Group_INC.pdf",
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"ECR before LimitedLiability": "-5.58",
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}
},
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"analysing_equity": "https://www.realrate-archive.com/us_savings/2016/analytics/equity/0000873860.svg",
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},
{
"company_id": "0000070502",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2016/feature_distribution/feature_distribution_0000070502.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2016/graphs/IME_0000070502.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0000070502.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_savings/logos/0000070502_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2016/plot_over_time/0000070502_main_keyfigs.svg",
"name": "National Rural Utilities Cooperative Finance CORP DC",
"rank": 95,
"regression_plot": "https://www.realrate-archive.com/us_savings/2016/backtesting_correlation/regression_0000070502.svg",
"report_text": "The relative strengths and weaknesses of National Rural Utilities Cooperative Finance CORP DC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of National Rural Utilities Cooperative Finance CORP DC compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 9.8% points.The greatest weakness of National Rural Utilities Cooperative Finance CORP DC is the variable Debt, reducing the Economic Capital Ratio by 68% points.
The company's Economic Capital Ratio, given in the ranking table, is 9.9%, being 7.1% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2016/report/0000070502_2017_National_Rural_Utilities_Cooperative_Finance_CORP_DC.pdf",
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