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"report_text": "The relative strengths and weaknesses of SWK Holdings Corp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of SWK Holdings Corp compared to the market average is the variable Stockholders Equity, increasing the Economic Capital Ratio by 82% points.The greatest weakness of SWK Holdings Corp is the variable Other Expenses, reducing the Economic Capital Ratio by 27% points.
The company's Economic Capital Ratio, given in the ranking table, is 101%, being 85% points above the market average of 17%.",
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"name": "World Acceptance CORP",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0000108385.svg",
"report_text": "The relative strengths and weaknesses of World Acceptance CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of World Acceptance CORP compared to the market average is the variable Other Revenues, increasing the Economic Capital Ratio by 52% points.The greatest weakness of World Acceptance CORP is the variable Expenses, reducing the Economic Capital Ratio by 71% points.
The company's Economic Capital Ratio, given in the ranking table, is 53%, being 36% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0000108385_2018_World_Acceptance_CORP.pdf",
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{
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"name": "Lesaka Technologies INC",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001041514.svg",
"report_text": "The relative strengths and weaknesses of Lesaka Technologies INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Lesaka Technologies INC compared to the market average is the variable Other Revenues, increasing the Economic Capital Ratio by 34% points.The greatest weakness of Lesaka Technologies INC is the variable Expenses, reducing the Economic Capital Ratio by 43% points.
The company's Economic Capital Ratio, given in the ranking table, is 42%, being 25% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001041514_2018_Lesaka_Technologies_INC.pdf",
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"name": "Lendingtree Inc",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001434621.svg",
"report_text": "The relative strengths and weaknesses of Lendingtree Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Lendingtree Inc compared to the market average is the variable Other Revenues, increasing the Economic Capital Ratio by 31% points.The greatest weakness of Lendingtree Inc is the variable Expenses, reducing the Economic Capital Ratio by 98% points.
The company's Economic Capital Ratio, given in the ranking table, is 31%, being 14% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001434621_2018_Lendingtree_Inc.pdf",
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"name": "Credit Acceptance CORP",
"rank": 5,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0000885550.svg",
"report_text": "The relative strengths and weaknesses of Credit Acceptance CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Credit Acceptance CORP compared to the market average is the variable Deposits, increasing the Economic Capital Ratio by 22% points.The greatest weakness of Credit Acceptance CORP is the variable Other Liabilities, reducing the Economic Capital Ratio by 46% points.
The company's Economic Capital Ratio, given in the ranking table, is 31%, being 14% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0000885550_2018_Credit_Acceptance_CORP.pdf",
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"Comprehensive Net Income": "6.67",
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"Assets": "-1.69",
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"Revenues": "15.5",
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"Labor and Related Expense": "-2.08",
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"Economic Capital Ratio": "14.1"
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"Revenues": "969,200",
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"Expenses": "639,800",
"Revenues": "1,110,000",
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"name": "OLD Market Capital Corp",
"rank": 6,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001000045.svg",
"report_text": "The relative strengths and weaknesses of OLD Market Capital Corp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of OLD Market Capital Corp compared to the market average is the variable Notes Receivable, increasing the Economic Capital Ratio by 24% points.The greatest weakness of OLD Market Capital Corp is the variable Other Liabilities, reducing the Economic Capital Ratio by 37% points.
The company's Economic Capital Ratio, given in the ranking table, is 24%, being 7.9% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001000045_2018_OLD_Market_Capital_Corp.pdf",
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"name": "Regional Management Corp",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001519401.svg",
"report_text": "The relative strengths and weaknesses of Regional Management Corp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Regional Management Corp compared to the market average is the variable Deposits, increasing the Economic Capital Ratio by 18% points.The greatest weakness of Regional Management Corp is the variable Debt, reducing the Economic Capital Ratio by 62% points.
The company's Economic Capital Ratio, given in the ranking table, is 24%, being 7.7% points above the market average of 17%.",
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"name": "Pioneer Financial Services INC",
"rank": 8,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001216752.svg",
"report_text": "The relative strengths and weaknesses of Pioneer Financial Services INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Pioneer Financial Services INC compared to the market average is the variable Notes Receivable, increasing the Economic Capital Ratio by 24% points.The greatest weakness of Pioneer Financial Services INC is the variable Other Liabilities, reducing the Economic Capital Ratio by 44% points.
The company's Economic Capital Ratio, given in the ranking table, is 24%, being 7.4% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001216752_2018_Pioneer_Financial_Services_INC.pdf",
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"name": "Pnmac Holdings Inc",
"rank": 9,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001568669.svg",
"report_text": "The relative strengths and weaknesses of Pnmac Holdings Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Pnmac Holdings Inc compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 21% points.The greatest weakness of Pnmac Holdings Inc is the variable Other Liabilities, reducing the Economic Capital Ratio by 47% points.
The company's Economic Capital Ratio, given in the ranking table, is 22%, being 5.6% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001568669_2018_Pnmac_Holdings_Inc.pdf",
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"Revenues": "955,463",
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"report_text": "The relative strengths and weaknesses of Enova International Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Enova International Inc compared to the market average is the variable Other Revenues, increasing the Economic Capital Ratio by 22% points.The greatest weakness of Enova International Inc is the variable Expenses, reducing the Economic Capital Ratio by 57% points.
The company's Economic Capital Ratio, given in the ranking table, is 22%, being 5.0% points above the market average of 17%.",
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"report_text": "The relative strengths and weaknesses of Community First Bancshares Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Community First Bancshares Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 13% points.The greatest weakness of Community First Bancshares Inc is the variable Deposits, reducing the Economic Capital Ratio by 13% points.
The company's Economic Capital Ratio, given in the ranking table, is 21%, being 4.7% points above the market average of 17%.",
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{
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"name": "Paccar Financial CORP",
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"report_text": "The relative strengths and weaknesses of Paccar Financial CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Paccar Financial CORP compared to the market average is the variable Deposits, increasing the Economic Capital Ratio by 14% points.The greatest weakness of Paccar Financial CORP is the variable Other Liabilities, reducing the Economic Capital Ratio by 51% points.
The company's Economic Capital Ratio, given in the ranking table, is 21%, being 4.0% points above the market average of 17%.",
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"name": "Waterstone Financial Inc",
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"report_text": "The relative strengths and weaknesses of Waterstone Financial Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Waterstone Financial Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.3% points.The greatest weakness of Waterstone Financial Inc is the variable Debt, reducing the Economic Capital Ratio by 7.2% points.
The company's Economic Capital Ratio, given in the ranking table, is 20%, being 3.3% points above the market average of 17%.",
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"report_text": "The relative strengths and weaknesses of Onemain Finance CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Onemain Finance CORP compared to the market average is the variable Deposits, increasing the Economic Capital Ratio by 13% points.The greatest weakness of Onemain Finance CORP is the variable Debt, reducing the Economic Capital Ratio by 61% points.
The company's Economic Capital Ratio, given in the ranking table, is 19%, being 2.6% points above the market average of 17%.",
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"Other Expenses": "113,000",
"Other Liabilities": "539,000",
"Other Net Income": "346,000",
"Other Revenues": "0",
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"Securities": "582,000",
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"Other Expenses": "99,000",
"Other Liabilities": "553,000",
"Other Net Income": "193,000",
"Other Revenues": "0",
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{
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"name": "FFBW Inc",
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"report_text": "The relative strengths and weaknesses of FFBW Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of FFBW Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.3% points.The greatest weakness of FFBW Inc is the variable Deposits, reducing the Economic Capital Ratio by 11% points.
The company's Economic Capital Ratio, given in the ranking table, is 19%, being 2.3% points above the market average of 17%.",
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"Other Net Income": "78",
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{
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"name": "Heritage NOLA Bancorp Inc",
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"report_text": "The relative strengths and weaknesses of Heritage NOLA Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Heritage NOLA Bancorp Inc compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 18% points.The greatest weakness of Heritage NOLA Bancorp Inc is the variable Loans, reducing the Economic Capital Ratio by 14% points.
The company's Economic Capital Ratio, given in the ranking table, is 19%, being 2.2% points above the market average of 17%.",
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{
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"name": "Kentucky First Federal Bancorp",
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"report_text": "The relative strengths and weaknesses of Kentucky First Federal Bancorp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Kentucky First Federal Bancorp compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 11% points.The greatest weakness of Kentucky First Federal Bancorp is the variable Other Assets, reducing the Economic Capital Ratio by 6.3% points.
The company's Economic Capital Ratio, given in the ranking table, is 19%, being 2.0% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001297341_2018_Kentucky_First_Federal_Bancorp.pdf",
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{
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001580608.svg",
"report_text": "The relative strengths and weaknesses of Santander Consumer USA Holdings Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Santander Consumer USA Holdings Inc compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 16% points.The greatest weakness of Santander Consumer USA Holdings Inc is the variable Other Liabilities, reducing the Economic Capital Ratio by 47% points.
The company's Economic Capital Ratio, given in the ranking table, is 18%, being 1.8% points above the market average of 17%.",
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"Operating Expenses": "351,893",
"Other Assets": "35,621,625",
"Other Compr. Net Income": "26,134",
"Other Expenses": "4,199,075",
"Other Liabilities": "33,267,139",
"Other Net Income": "6,529,596",
"Other Revenues": "93,546",
"Professional Fees": "0",
"Securities": "0",
"Selling and Marketing Expense": "0"
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"Liabilities": "33,300,485",
"Expenses": "5,856,676",
"Revenues": "93,546",
"Stockholders Equity": "5,238,619",
"Net Income": "766,466",
"Comprehensive Net Income": "792,600",
"BaseVar": "42,172,770",
"ECR before LimitedLiability": "9.5%",
"Economic Capital Ratio": "16%"
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},
"2017": {
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"Debt": "0",
"Deposits": "0",
"Depreciation and Amortization": "0",
"General and Administrative Expense": "0",
"Interest Expense": "947,734",
"Interest Payable": "38,529",
"Labor and Related Expense": "581,017",
"Loans": "0",
"Notes Receivable": "0",
"Occupancy": "0",
"Operating Expenses": "454,715",
"Other Assets": "36,340,597",
"Other Compr. Net Income": "16,003",
"Other Expenses": "3,494,054",
"Other Liabilities": "32,903,274",
"Other Net Income": "6,564,020",
"Other Revenues": "101,106",
"Professional Fees": "0",
"Securities": "0",
"Selling and Marketing Expense": "0"
},
"output_variables": {
"Assets": "39,422,304",
"Liabilities": "32,941,803",
"Expenses": "5,477,520",
"Revenues": "101,106",
"Stockholders Equity": "6,480,501",
"Net Income": "1,187,606",
"Comprehensive Net Income": "1,203,609",
"BaseVar": "42,261,378",
"ECR before LimitedLiability": "12%",
"Economic Capital Ratio": "18%"
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"trend": 11.0,
"value": 0.18334445030350005,
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"analysing_equity": "https://www.realrate-archive.com/us_savings/2017/analytics/equity/0001580608.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_savings/2017/analytics/profit_loss/0001580608.svg"
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{
"company_id": "0001667944",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2017/feature_distribution/feature_distribution_0001667944.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2017/graphs/IME_0001667944.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001667944.svg",
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"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2017/plot_over_time/0001667944_main_keyfigs.svg",
"name": "WCF Bancorp Inc",
"rank": 19,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001667944.svg",
"report_text": "The relative strengths and weaknesses of WCF Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of WCF Bancorp Inc compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 3.8% points.The greatest weakness of WCF Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 7.7% points.
The company's Economic Capital Ratio, given in the ranking table, is 18%, being 1.6% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001667944_2018_WCF_Bancorp_Inc.pdf",
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"Revenues": "-2.55",
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"Other Compr. Net Income": "110",
"Other Expenses": "218",
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"Other Net Income": "102",
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"Revenues": "0",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2017/graphs/IME_0001675192.svg",
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"name": "Ottawa Bancorp Inc",
"rank": 20,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001675192.svg",
"report_text": "The relative strengths and weaknesses of Ottawa Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Ottawa Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 10% points.The greatest weakness of Ottawa Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 10% points.
The company's Economic Capital Ratio, given in the ranking table, is 18%, being 1.6% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001675192_2018_Ottawa_Bancorp_Inc.pdf",
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"Assets": "3.57",
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"General and Administrative Expense": "0",
"Interest Expense": "0",
"Interest Payable": "0.66",
"Labor and Related Expense": "0",
"Loans": "207,035",
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"Occupancy": "0",
"Operating Expenses": "0",
"Other Assets": "44,609",
"Other Compr. Net Income": "58",
"Other Expenses": "1,504",
"Other Liabilities": "19,522",
"Other Net Income": "2,318",
"Other Revenues": "0",
"Professional Fees": "0",
"Securities": "0",
"Selling and Marketing Expense": "0"
},
"output_variables": {
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"Liabilities": "202,297",
"Expenses": "1,504",
"Revenues": "0",
"Stockholders Equity": "53,103",
"Net Income": "814",
"Comprehensive Net Income": "872",
"BaseVar": "230,788",
"ECR before LimitedLiability": "12%",
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"company_index": "https://www.realrate-archive.com/us_savings/2017/industry_indexes/0001675192.svg",
"analysing_equity": "https://www.realrate-archive.com/us_savings/2017/analytics/equity/0001675192.svg",
"analysing_profit_loss": "https://www.realrate-archive.com/us_savings/2017/analytics/profit_loss/0001675192.svg"
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{
"company_id": "0001084961",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2017/feature_distribution/feature_distribution_0001084961.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2017/graphs/IME_0001084961.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001084961.png",
"logo_url_256x256": "https://www.realrate-archive.com/us_savings/logos/0001084961_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2017/plot_over_time/0001084961_main_keyfigs.svg",
"name": "Encore Capital Group INC",
"rank": 21,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001084961.svg",
"report_text": "The relative strengths and weaknesses of Encore Capital Group INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Encore Capital Group INC compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 15% points.The greatest weakness of Encore Capital Group INC is the variable Other Liabilities, reducing the Economic Capital Ratio by 43% points.
The company's Economic Capital Ratio, given in the ranking table, is 18%, being 1.2% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001084961_2018_Encore_Capital_Group_INC.pdf",
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"Comprehensive Net Income": "1.85",
"Other Net Income": "-4.15",
"Economic Capital Ratio": "1.23"
}
},
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"General and Administrative Expense": "134,046",
"Interest Expense": "0",
"Interest Payable": "0",
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"Loans": "0",
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"Occupancy": "0",
"Operating Expenses": "787,744",
"Other Assets": "3,520,732",
"Other Compr. Net Income": "12,664",
"Other Expenses": "-411,806",
"Other Liabilities": "3,069,982",
"Other Net Income": "-186,492",
"Other Revenues": "1,029,258",
"Professional Fees": "0",
"Securities": "0",
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},
"output_variables": {
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"Liabilities": "3,069,982",
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"Revenues": "1,029,258",
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"ECR before LimitedLiability": "9.8%",
"Economic Capital Ratio": "17%"
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"2017": {
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"Other Net Income": "-193,513",
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},
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"Revenues": "1,187,038",
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"ECR before LimitedLiability": "11%",
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"analysing_equity": "https://www.realrate-archive.com/us_savings/2017/analytics/equity/0001084961.svg",
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{
"company_id": "0001691337",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2017/feature_distribution/feature_distribution_0001691337.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2017/graphs/IME_0001691337.svg",
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"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2017/plot_over_time/0001691337_main_keyfigs.svg",
"name": "PCSB Financial Corp",
"rank": 22,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001691337.svg",
"report_text": "The relative strengths and weaknesses of PCSB Financial Corp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of PCSB Financial Corp compared to the market average is the variable Securities, increasing the Economic Capital Ratio by 11% points.The greatest weakness of PCSB Financial Corp is the variable Deposits, reducing the Economic Capital Ratio by 13% points.
The company's Economic Capital Ratio, given in the ranking table, is 18%, being 1.2% points above the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001691337_2018_PCSB_Financial_Corp.pdf",
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"Economic Capital Ratio": "1.15",
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},
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"analysing_equity": "https://www.realrate-archive.com/us_savings/2017/analytics/equity/0001691337.svg",
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},
{
"company_id": "0000864270",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2017/feature_distribution/feature_distribution_0000864270.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2017/graphs/IME_0000864270.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0000864270.svg",
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"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2017/plot_over_time/0000864270_main_keyfigs.svg",
"name": "American Honda Finance CORP",
"rank": 23,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0000864270.svg",
"report_text": "The relative strengths and weaknesses of American Honda Finance CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of American Honda Finance CORP compared to the market average is the variable Notes Receivable, increasing the Economic Capital Ratio by 14% points.The greatest weakness of American Honda Finance CORP is the variable Debt, reducing the Economic Capital Ratio by 47% points.
The company's Economic Capital Ratio, given in the ranking table, is 18%, being 1.0% points above the market average of 17%.",
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The greatest strength of Oconee Federal Financial Corp compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 8.8% points.The greatest weakness of Oconee Federal Financial Corp is the variable Deposits, reducing the Economic Capital Ratio by 16% points.
The company's Economic Capital Ratio, given in the ranking table, is 17%, being 0.65% points above the market average of 17%.",
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The greatest strength of Onemain Holdings Inc compared to the market average is the variable Deposits, increasing the Economic Capital Ratio by 12% points.The greatest weakness of Onemain Holdings Inc is the variable Debt, reducing the Economic Capital Ratio by 62% points.
The company's Economic Capital Ratio, given in the ranking table, is 17%, being 0.46% points above the market average of 17%.",
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The greatest strength of Umpqua Holdings CORP compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.1% points.The greatest weakness of Umpqua Holdings CORP is the variable Deposits, reducing the Economic Capital Ratio by 12% points.
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"name": "Northfield Bancorp Inc",
"rank": 27,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001493225.svg",
"report_text": "The relative strengths and weaknesses of Northfield Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Northfield Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.5% points.The greatest weakness of Northfield Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 8.6% points.
The company's Economic Capital Ratio, given in the ranking table, is 16%, being 0.21% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001493225_2018_Northfield_Bancorp_Inc.pdf",
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"Other Expenses": "13,665",
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"Other Net Income": "39,795",
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"Liabilities": "3,228,898",
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"Revenues": "0",
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"General and Administrative Expense": "0",
"Interest Expense": "0",
"Interest Payable": "0",
"Labor and Related Expense": "0",
"Loans": "3,114,659",
"Notes Receivable": "0",
"Occupancy": "0",
"Operating Expenses": "0",
"Other Assets": "818,919",
"Other Compr. Net Income": "-227",
"Other Expenses": "26,978",
"Other Liabilities": "515,561",
"Other Net Income": "51,746",
"Other Revenues": "0",
"Professional Fees": "0",
"Securities": "0",
"Selling and Marketing Expense": "0"
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"output_variables": {
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"Liabilities": "3,352,540",
"Expenses": "26,978",
"Revenues": "0",
"Stockholders Equity": "638,877",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2017/graphs/IME_0001544190.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001544190.svg",
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"name": "Shepherd s Finance LLC",
"rank": 28,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001544190.svg",
"report_text": "The relative strengths and weaknesses of Shepherd s Finance LLC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Shepherd s Finance LLC compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 14% points.The greatest weakness of Shepherd s Finance LLC is the variable Other Liabilities, reducing the Economic Capital Ratio by 49% points.
The company's Economic Capital Ratio, given in the ranking table, is 16%, being 0.23% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001544190_2018_Shepherd_s_Finance_LLC.pdf",
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}
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"Other Net Income": "0",
"Other Revenues": "1,948",
"Professional Fees": "0",
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"Selling and Marketing Expense": "1,319"
},
"output_variables": {
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"Revenues": "1,948",
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"Selling and Marketing Expense": "2,090"
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"Revenues": "3,138",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2017/graphs/IME_0001531031.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001531031.png",
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"name": "Esquire Financial Holdings Inc",
"rank": 29,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001531031.svg",
"report_text": "The relative strengths and weaknesses of Esquire Financial Holdings Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Esquire Financial Holdings Inc compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 7.8% points.The greatest weakness of Esquire Financial Holdings Inc is the variable Deposits, reducing the Economic Capital Ratio by 17% points.
The company's Economic Capital Ratio, given in the ranking table, is 16%, being 0.36% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001531031_2018_Esquire_Financial_Holdings_Inc.pdf",
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{
"company_id": "0001703489",
"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2017/feature_distribution/feature_distribution_0001703489.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2017/graphs/IME_0001703489.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001703489.svg",
"logo_url_256x256": "https://www.realrate-archive.com/us_savings/logos/0001703489_256x256.png",
"main_keyfigs_over_time_plot": "https://www.realrate-archive.com/us_savings/2017/plot_over_time/0001703489_main_keyfigs.svg",
"name": "PDL Community Bancorp",
"rank": 30,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001703489.svg",
"report_text": "The relative strengths and weaknesses of PDL Community Bancorp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of PDL Community Bancorp compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 10% points.The greatest weakness of PDL Community Bancorp is the variable Deposits, reducing the Economic Capital Ratio by 13% points.
The company's Economic Capital Ratio, given in the ranking table, is 16%, being 0.43% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001703489_2018_PDL_Community_Bancorp.pdf",
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"analysing_equity": "https://www.realrate-archive.com/us_savings/2017/analytics/equity/0001703489.svg",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2017/graphs/IME_0001652106.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001652106.svg",
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"name": "PB Bancorp Inc",
"rank": 31,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001652106.svg",
"report_text": "The relative strengths and weaknesses of PB Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of PB Bancorp Inc compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 3.4% points.The greatest weakness of PB Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 7.5% points.
The company's Economic Capital Ratio, given in the ranking table, is 16%, being 0.57% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001652106_2018_PB_Bancorp_Inc.pdf",
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"Other Liabilities": "73,850",
"Other Net Income": "12,666",
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"Liabilities": "439,611",
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"Revenues": "356",
"Stockholders Equity": "84,537",
"Net Income": "485",
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"rank": 32,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001341318.svg",
"report_text": "The relative strengths and weaknesses of LAKE Shore Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of LAKE Shore Bancorp INC compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.5% points.The greatest weakness of LAKE Shore Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 12% points.
The company's Economic Capital Ratio, given in the ranking table, is 16%, being 0.66% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001341318_2018_LAKE_Shore_Bancorp_INC.pdf",
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{
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"name": "Access National CORP",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001176316.svg",
"report_text": "The relative strengths and weaknesses of Access National CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Access National CORP compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 7.3% points.The greatest weakness of Access National CORP is the variable Deposits, reducing the Economic Capital Ratio by 11% points.
The company's Economic Capital Ratio, given in the ranking table, is 16%, being 0.82% points below the market average of 17%.",
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{
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"name": "Bancorp 34 Inc",
"rank": 34,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001668340.svg",
"report_text": "The relative strengths and weaknesses of Bancorp 34 Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Bancorp 34 Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.8% points.The greatest weakness of Bancorp 34 Inc is the variable Deposits, reducing the Economic Capital Ratio by 7.9% points.
The company's Economic Capital Ratio, given in the ranking table, is 16%, being 0.95% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001668340_2018_Bancorp_34_Inc.pdf",
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{
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001530249.svg",
"report_text": "The relative strengths and weaknesses of FS Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of FS Bancorp Inc compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 15% points.The greatest weakness of FS Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 16% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 1.1% points below the market average of 17%.",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001178970.svg",
"report_text": "The relative strengths and weaknesses of Provident Financial Services INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Provident Financial Services INC compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.2% points.The greatest weakness of Provident Financial Services INC is the variable Deposits, reducing the Economic Capital Ratio by 6.6% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 1.2% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001178970_2018_Provident_Financial_Services_INC.pdf",
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{
"company_id": "0001393612",
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"name": "Discover Financial Services",
"rank": 37,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001393612.svg",
"report_text": "The relative strengths and weaknesses of Discover Financial Services are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Discover Financial Services compared to the market average is the variable Deposits, increasing the Economic Capital Ratio by 11% points.The greatest weakness of Discover Financial Services is the variable Other Liabilities, reducing the Economic Capital Ratio by 50% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 1.2% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001393612_2018_Discover_Financial_Services.pdf",
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"Other Net Income": "5,421,000",
"Other Revenues": "1,897,000",
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"Selling and Marketing Expense": "776,000"
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"Expenses": "3,781,000",
"Revenues": "1,897,000",
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{
"company_id": "0001514743",
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"name": "IF Bancorp Inc",
"rank": 38,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001514743.svg",
"report_text": "The relative strengths and weaknesses of IF Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of IF Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.4% points.The greatest weakness of IF Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 10% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 1.2% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001514743_2018_IF_Bancorp_Inc.pdf",
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{
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"name": "Charter Financial CORP",
"rank": 39,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001478726.svg",
"report_text": "The relative strengths and weaknesses of Charter Financial CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Charter Financial CORP compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 6.9% points.The greatest weakness of Charter Financial CORP is the variable Deposits, reducing the Economic Capital Ratio by 14% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 1.4% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001478726_2018_Charter_Financial_CORP.pdf",
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{
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"name": "Northrim Bancorp INC",
"rank": 40,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001163370.svg",
"report_text": "The relative strengths and weaknesses of Northrim Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Northrim Bancorp INC compared to the market average is the variable Securities, increasing the Economic Capital Ratio by 6.8% points.The greatest weakness of Northrim Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 14% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 1.4% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001163370_2018_Northrim_Bancorp_INC.pdf",
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The greatest strength of Heritage Financial CORP WA compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 6.7% points.The greatest weakness of Heritage Financial CORP WA is the variable Deposits, reducing the Economic Capital Ratio by 14% points.
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"report_text": "The relative strengths and weaknesses of IBM Credit LLC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of IBM Credit LLC compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 14% points.The greatest weakness of IBM Credit LLC is the variable Other Liabilities, reducing the Economic Capital Ratio by 52% points.
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"report_text": "The relative strengths and weaknesses of CNH Industrial Capital LLC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of CNH Industrial Capital LLC compared to the market average is the variable Deposits, increasing the Economic Capital Ratio by 11% points.The greatest weakness of CNH Industrial Capital LLC is the variable Other Liabilities, reducing the Economic Capital Ratio by 50% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 1.5% points below the market average of 17%.",
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"report_text": "The relative strengths and weaknesses of Provident Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Provident Bancorp Inc compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 14% points.The greatest weakness of Provident Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 15% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 1.5% points below the market average of 17%.",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001032033.svg",
"report_text": "The relative strengths and weaknesses of SLM Corp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of SLM Corp compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.4% points.The greatest weakness of SLM Corp is the variable Other Assets, reducing the Economic Capital Ratio by 8.4% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 1.6% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001032033_2018_SLM_Corp.pdf",
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"name": "MSB Financial CORP",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001635261.svg",
"report_text": "The relative strengths and weaknesses of MSB Financial CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of MSB Financial CORP compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.7% points.The greatest weakness of MSB Financial CORP is the variable Deposits, reducing the Economic Capital Ratio by 13% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 1.6% points below the market average of 17%.",
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{
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"name": "Lendingclub Corp",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001409970.svg",
"report_text": "The relative strengths and weaknesses of Lendingclub Corp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Lendingclub Corp compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 13% points.The greatest weakness of Lendingclub Corp is the variable Other Liabilities, reducing the Economic Capital Ratio by 40% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 1.6% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001409970_2018_Lendingclub_Corp.pdf",
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{
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"name": "Beacon Financial Corp",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001108134.svg",
"report_text": "The relative strengths and weaknesses of Beacon Financial Corp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Beacon Financial Corp compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 6.5% points.The greatest weakness of Beacon Financial Corp is the variable Deposits, reducing the Economic Capital Ratio by 9.5% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 1.7% points below the market average of 17%.",
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"rank": 49,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001049782.svg",
"report_text": "The relative strengths and weaknesses of Brookline Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Brookline Bancorp INC compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.3% points.The greatest weakness of Brookline Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 8.1% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 1.8% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001049782_2018_Brookline_Bancorp_INC.pdf",
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"name": "Vecta INC",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001571398.svg",
"report_text": "The relative strengths and weaknesses of Vecta INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Vecta INC compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 6.4% points.The greatest weakness of Vecta INC is the variable Deposits, reducing the Economic Capital Ratio by 17% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 1.9% points below the market average of 17%.",
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"report_text": "The relative strengths and weaknesses of Bankfinancial CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Bankfinancial CORP compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 13% points.The greatest weakness of Bankfinancial CORP is the variable Loans, reducing the Economic Capital Ratio by 14% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 1.9% points below the market average of 17%.",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001644482.svg",
"report_text": "The relative strengths and weaknesses of New Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of New Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 6.7% points.The greatest weakness of New Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 12% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 1.9% points below the market average of 17%.",
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The greatest strength of Territorial Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 6.6% points.The greatest weakness of Territorial Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 12% points.
The company's Economic Capital Ratio, given in the ranking table, is 15%, being 2.0% points below the market average of 17%.",
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The greatest strength of Hometrust Bancshares Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 6.4% points.The greatest weakness of Hometrust Bancshares Inc is the variable Deposits, reducing the Economic Capital Ratio by 4.8% points.
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The greatest strength of First Capital INC compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 6.2% points.The greatest weakness of First Capital INC is the variable Deposits, reducing the Economic Capital Ratio by 17% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.1% points below the market average of 17%.",
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The greatest strength of Poage Bankshares Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 6.5% points.The greatest weakness of Poage Bankshares Inc is the variable Deposits, reducing the Economic Capital Ratio by 15% points.
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001487052.svg",
"report_text": "The relative strengths and weaknesses of Legacytexas Financial Group Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Legacytexas Financial Group Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.3% points.The greatest weakness of Legacytexas Financial Group Inc is the variable Deposits, reducing the Economic Capital Ratio by 9.1% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.3% points below the market average of 17%.",
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"report_text": "The relative strengths and weaknesses of Cincinnati Bancorp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Cincinnati Bancorp compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.7% points.The greatest weakness of Cincinnati Bancorp is the variable Other Assets, reducing the Economic Capital Ratio by 8.2% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.3% points below the market average of 17%.",
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{
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"name": "Broadway Financial CORP DE",
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"report_text": "The relative strengths and weaknesses of Broadway Financial CORP DE are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Broadway Financial CORP DE compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.5% points.The greatest weakness of Broadway Financial CORP DE is the variable Deposits, reducing the Economic Capital Ratio by 7.5% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.3% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001001171_2018_Broadway_Financial_CORP_DE.pdf",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0000027673.svg",
"report_text": "The relative strengths and weaknesses of Deere JOHN Capital CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Deere JOHN Capital CORP compared to the market average is the variable Deposits, increasing the Economic Capital Ratio by 10% points.The greatest weakness of Deere JOHN Capital CORP is the variable Other Liabilities, reducing the Economic Capital Ratio by 49% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.3% points below the market average of 17%.",
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"name": "HMN Financial INC",
"rank": 61,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0000921183.svg",
"report_text": "The relative strengths and weaknesses of HMN Financial INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of HMN Financial INC compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.4% points.The greatest weakness of HMN Financial INC is the variable Deposits, reducing the Economic Capital Ratio by 17% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.3% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0000921183_2018_HMN_Financial_INC.pdf",
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"name": "Home Federal Bancorp Inc of Louisiana",
"rank": 62,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001500375.svg",
"report_text": "The relative strengths and weaknesses of Home Federal Bancorp Inc of Louisiana are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Home Federal Bancorp Inc of Louisiana compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 6.2% points.The greatest weakness of Home Federal Bancorp Inc of Louisiana is the variable Deposits, reducing the Economic Capital Ratio by 11% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.3% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001500375_2018_Home_Federal_Bancorp_Inc_of_Louisiana.pdf",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2017/graphs/IME_0000919864.svg",
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"name": "Finward Bancorp",
"rank": 63,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0000919864.svg",
"report_text": "The relative strengths and weaknesses of Finward Bancorp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Finward Bancorp compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 5.8% points.The greatest weakness of Finward Bancorp is the variable Deposits, reducing the Economic Capital Ratio by 15% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.4% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0000919864_2018_Finward_Bancorp.pdf",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2017/graphs/IME_0001698022.svg",
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"name": "Farmers Merchants Bancshares Inc",
"rank": 64,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001698022.svg",
"report_text": "The relative strengths and weaknesses of Farmers Merchants Bancshares Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Farmers Merchants Bancshares Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.6% points.The greatest weakness of Farmers Merchants Bancshares Inc is the variable Deposits, reducing the Economic Capital Ratio by 12% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.4% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001698022_2018_Farmers_Merchants_Bancshares_Inc.pdf",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2017/graphs/IME_0001435508.svg",
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"name": "First Savings Financial Group Inc",
"rank": 65,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001435508.svg",
"report_text": "The relative strengths and weaknesses of First Savings Financial Group Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of First Savings Financial Group Inc compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 14% points.The greatest weakness of First Savings Financial Group Inc is the variable Loans, reducing the Economic Capital Ratio by 14% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.4% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001435508_2018_First_Savings_Financial_Group_Inc.pdf",
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The greatest strength of Southern Missouri Bancorp INC compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 14% points.The greatest weakness of Southern Missouri Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 15% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.6% points below the market average of 17%.",
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"report_text": "The relative strengths and weaknesses of Sound Financial Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Sound Financial Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.9% points.The greatest weakness of Sound Financial Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 12% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.6% points below the market average of 17%.",
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The greatest strength of 1ST Constitution Bancorp compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 11% points.The greatest weakness of 1ST Constitution Bancorp is the variable Loans, reducing the Economic Capital Ratio by 15% points.
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"report_text": "The relative strengths and weaknesses of SI Financial Group Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of SI Financial Group Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 6.6% points.The greatest weakness of SI Financial Group Inc is the variable Deposits, reducing the Economic Capital Ratio by 10% points.
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"report_text": "The relative strengths and weaknesses of ESSA Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of ESSA Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 5.4% points.The greatest weakness of ESSA Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 7.8% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.8% points below the market average of 17%.",
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"name": "Seneca Financial Corp",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001708715.svg",
"report_text": "The relative strengths and weaknesses of Seneca Financial Corp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Seneca Financial Corp compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 6.9% points.The greatest weakness of Seneca Financial Corp is the variable Deposits, reducing the Economic Capital Ratio by 8.9% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.9% points below the market average of 17%.",
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{
"company_id": "0001060219",
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"name": "Salisbury Bancorp INC",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001060219.svg",
"report_text": "The relative strengths and weaknesses of Salisbury Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Salisbury Bancorp INC compared to the market average is the variable Deposits, increasing the Economic Capital Ratio by 9.4% points.The greatest weakness of Salisbury Bancorp INC is the variable Other Liabilities, reducing the Economic Capital Ratio by 51% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.9% points below the market average of 17%.",
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{
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"name": "Codorus Valley Bancorp INC",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0000806279.svg",
"report_text": "The relative strengths and weaknesses of Codorus Valley Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Codorus Valley Bancorp INC compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 6.9% points.The greatest weakness of Codorus Valley Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 12% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.9% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0000806279_2018_Codorus_Valley_Bancorp_INC.pdf",
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{
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"rank": 74,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001005409.svg",
"report_text": "The relative strengths and weaknesses of DIME Community Bancshares INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of DIME Community Bancshares INC compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.3% points.The greatest weakness of DIME Community Bancshares INC is the variable Other Assets, reducing the Economic Capital Ratio by 7.2% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.9% points below the market average of 17%.",
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"Revenues": "0",
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{
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001550603.svg",
"report_text": "The relative strengths and weaknesses of Malvern Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Malvern Bancorp INC compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 6.7% points.The greatest weakness of Malvern Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 9.6% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 2.9% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001550603_2018_Malvern_Bancorp_INC.pdf",
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{
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"report_text": "The relative strengths and weaknesses of Best Hometown Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Best Hometown Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 5.8% points.The greatest weakness of Best Hometown Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 12% points.
The company's Economic Capital Ratio, given in the ranking table, is 14%, being 3.0% points below the market average of 17%.",
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{
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001070524.svg",
"report_text": "The relative strengths and weaknesses of Greene County Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Greene County Bancorp INC compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 5.3% points.The greatest weakness of Greene County Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 16% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.1% points below the market average of 17%.",
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2017/graphs/IME_0001041368.svg",
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"name": "Riverview Bancorp INC",
"rank": 78,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001041368.svg",
"report_text": "The relative strengths and weaknesses of Riverview Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Riverview Bancorp INC compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 5.3% points.The greatest weakness of Riverview Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 16% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.1% points below the market average of 17%.",
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{
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"feature_distribution_plot": "https://www.realrate-archive.com/us_savings/2017/feature_distribution/feature_distribution_0001522327.svg",
"graph_url": "https://www.realrate-archive.com/us_savings/2017/graphs/IME_0001522327.svg",
"logo_url": "https://www.realrate-archive.com/us_savings/logos/0001522327.svg",
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"name": "Entegra Financial Corp",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001522327.svg",
"report_text": "The relative strengths and weaknesses of Entegra Financial Corp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Entegra Financial Corp compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 13% points.The greatest weakness of Entegra Financial Corp is the variable Loans, reducing the Economic Capital Ratio by 15% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.1% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001522327_2018_Entegra_Financial_Corp.pdf",
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"report_text": "The relative strengths and weaknesses of Quaint OAK Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Quaint OAK Bancorp INC compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.5% points.The greatest weakness of Quaint OAK Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 11% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.1% points below the market average of 17%.",
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The greatest strength of Nelnet INC compared to the market average is the variable Notes Receivable, increasing the Economic Capital Ratio by 13% points.The greatest weakness of Nelnet INC is the variable Other Liabilities, reducing the Economic Capital Ratio by 50% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.1% points below the market average of 17%.",
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The greatest strength of Coastway Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.3% points.The greatest weakness of Coastway Bancorp Inc is the variable Other Assets, reducing the Economic Capital Ratio by 8.0% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.2% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001585023_2018_Coastway_Bancorp_Inc.pdf",
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"report_text": "The relative strengths and weaknesses of Cortland Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Cortland Bancorp INC compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 5.0% points.The greatest weakness of Cortland Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 13% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.2% points below the market average of 17%.",
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The greatest strength of BCB Bancorp INC compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.5% points.The greatest weakness of BCB Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 12% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.2% points below the market average of 17%.",
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The greatest strength of FSB Bancorp Inc compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 13% points.The greatest weakness of FSB Bancorp Inc is the variable Loans, reducing the Economic Capital Ratio by 15% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.3% points below the market average of 17%.",
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The greatest strength of First Connecticut Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 8.6% points.The greatest weakness of First Connecticut Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 11% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.3% points below the market average of 17%.",
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The greatest strength of Atlantic Coast Financial CORP compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 5.9% points.The greatest weakness of Atlantic Coast Financial CORP is the variable Deposits, reducing the Economic Capital Ratio by 6.4% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.4% points below the market average of 17%.",
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The greatest strength of First Guaranty Bancshares Inc compared to the market average is the variable Securities, increasing the Economic Capital Ratio by 6.5% points.The greatest weakness of First Guaranty Bancshares Inc is the variable Deposits, reducing the Economic Capital Ratio by 16% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.4% points below the market average of 17%.",
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"report_text": "The relative strengths and weaknesses of Plumas Bancorp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Plumas Bancorp compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 5.0% points.The greatest weakness of Plumas Bancorp is the variable Deposits, reducing the Economic Capital Ratio by 16% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.5% points below the market average of 17%.",
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"report_text": "The relative strengths and weaknesses of First Northern Community Bancorp are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of First Northern Community Bancorp compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 5.0% points.The greatest weakness of First Northern Community Bancorp is the variable Deposits, reducing the Economic Capital Ratio by 18% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.6% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001114927_2018_First_Northern_Community_Bancorp.pdf",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001033012.svg",
"report_text": "The relative strengths and weaknesses of Flagstar Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Flagstar Bancorp INC compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 4.6% points.The greatest weakness of Flagstar Bancorp INC is the variable Other Liabilities, reducing the Economic Capital Ratio by 5.8% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.8% points below the market average of 17%.",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001337068.svg",
"report_text": "The relative strengths and weaknesses of Magyar Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Magyar Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 5.7% points.The greatest weakness of Magyar Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 15% points.
The company's Economic Capital Ratio, given in the ranking table, is 13%, being 3.9% points below the market average of 17%.",
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"report_text": "The relative strengths and weaknesses of Citizens Community Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Citizens Community Bancorp Inc compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 12% points.The greatest weakness of Citizens Community Bancorp Inc is the variable Loans, reducing the Economic Capital Ratio by 15% points.
The company's Economic Capital Ratio, given in the ranking table, is 12%, being 4.1% points below the market average of 17%.",
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"report_text": "The relative strengths and weaknesses of Wellesley Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Wellesley Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 7.1% points.The greatest weakness of Wellesley Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 9.7% points.
The company's Economic Capital Ratio, given in the ranking table, is 12%, being 4.2% points below the market average of 17%.",
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"report_text": "The relative strengths and weaknesses of Toyota Motor Credit CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Toyota Motor Credit CORP compared to the market average is the variable Notes Receivable, increasing the Economic Capital Ratio by 12% points.The greatest weakness of Toyota Motor Credit CORP is the variable Debt, reducing the Economic Capital Ratio by 58% points.
The company's Economic Capital Ratio, given in the ranking table, is 12%, being 4.2% points below the market average of 17%.",
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"Other Net Income": "3,432,000",
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"Net Income": "932,000",
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"BaseVar": "112,887,000",
"ECR before LimitedLiability": "5.1%",
"Economic Capital Ratio": "13%"
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"Interest Expense": "0",
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"Labor and Related Expense": "0",
"Loans": "0",
"Notes Receivable": "68,462,000",
"Occupancy": "0",
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"Other Assets": "46,975,000",
"Other Compr. Net Income": "-140,000",
"Other Expenses": "-1,135,000",
"Other Liabilities": "11,878,000",
"Other Net Income": "2,639,000",
"Other Revenues": "0",
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"Liabilities": "110,111,000",
"Expenses": "2,372,000",
"Revenues": "0",
"Stockholders Equity": "9,524,000",
"Net Income": "267,000",
"Comprehensive Net Income": "127,000",
"BaseVar": "117,448,500",
"ECR before LimitedLiability": "4.3%",
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{
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"name": "Bankguam Holding Co",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001527383.svg",
"report_text": "The relative strengths and weaknesses of Bankguam Holding Co are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Bankguam Holding Co compared to the market average is the variable Other Liabilities, increasing the Economic Capital Ratio by 4.6% points.The greatest weakness of Bankguam Holding Co is the variable Deposits, reducing the Economic Capital Ratio by 19% points.
The company's Economic Capital Ratio, given in the ranking table, is 12%, being 4.3% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001527383_2018_Bankguam_Holding_Co.pdf",
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"Other Net Income": "18,180",
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{
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"report_text": "The relative strengths and weaknesses of SSB Bancorp Inc are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of SSB Bancorp Inc compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 6.1% points.The greatest weakness of SSB Bancorp Inc is the variable Deposits, reducing the Economic Capital Ratio by 9.9% points.
The company's Economic Capital Ratio, given in the ranking table, is 12%, being 4.4% points below the market average of 17%.",
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{
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"name": "PHH CORP",
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"report_text": "The relative strengths and weaknesses of PHH CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of PHH CORP compared to the market average is the variable Other Expenses, increasing the Economic Capital Ratio by 11% points.The greatest weakness of PHH CORP is the variable Operating Expenses, reducing the Economic Capital Ratio by 36% points.
The company's Economic Capital Ratio, given in the ranking table, is 12%, being 4.4% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0000077776_2018_PHH_CORP.pdf",
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}
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{
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"graph_url": "https://www.realrate-archive.com/us_savings/2017/graphs/IME_0000070502.svg",
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"name": "National Rural Utilities Cooperative Finance CORP DC",
"rank": 99,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0000070502.svg",
"report_text": "The relative strengths and weaknesses of National Rural Utilities Cooperative Finance CORP DC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of National Rural Utilities Cooperative Finance CORP DC compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 12% points.The greatest weakness of National Rural Utilities Cooperative Finance CORP DC is the variable Debt, reducing the Economic Capital Ratio by 73% points.
The company's Economic Capital Ratio, given in the ranking table, is 12%, being 4.8% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0000070502_2018_National_Rural_Utilities_Cooperative_Finance_CORP_DC.pdf",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001016178.svg",
"report_text": "The relative strengths and weaknesses of Carver Bancorp INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Carver Bancorp INC compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 4.9% points.The greatest weakness of Carver Bancorp INC is the variable Deposits, reducing the Economic Capital Ratio by 14% points.
The company's Economic Capital Ratio, given in the ranking table, is 11%, being 5.3% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0001016178_2018_Carver_Bancorp_INC.pdf",
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"name": "Onity Group INC",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0000873860.svg",
"report_text": "The relative strengths and weaknesses of Onity Group INC are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Onity Group INC compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 10.0% points.The greatest weakness of Onity Group INC is the variable Other Liabilities, reducing the Economic Capital Ratio by 46% points.
The company's Economic Capital Ratio, given in the ranking table, is 10%, being 6.4% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0000873860_2018_Onity_Group_INC.pdf",
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"name": "American Express Credit CORP",
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"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0000004969.svg",
"report_text": "The relative strengths and weaknesses of American Express Credit CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of American Express Credit CORP compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 9.9% points.The greatest weakness of American Express Credit CORP is the variable Debt, reducing the Economic Capital Ratio by 37% points.
The company's Economic Capital Ratio, given in the ranking table, is 10%, being 6.4% points below the market average of 17%.",
"report_url": "https://www.realrate-archive.com/us_savings/2017/report/0000004969_2018_American_Express_Credit_CORP.pdf",
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"rank": 103,
"regression_plot": "https://www.realrate-archive.com/us_savings/2017/backtesting_correlation/regression_0001026214.svg",
"report_text": "The relative strengths and weaknesses of Federal HOME LOAN Mortgage CORP are analyzed with respect to the market average, including all of its competitors. We analyzed all variables having an effect on the Economic Capital Ratio.
The greatest strength of Federal HOME LOAN Mortgage CORP compared to the market average is the variable Deposits, increasing the Economic Capital Ratio by 5.8% points.The greatest weakness of Federal HOME LOAN Mortgage CORP is the variable Debt, reducing the Economic Capital Ratio by 77% points.
The company's Economic Capital Ratio, given in the ranking table, is 8.7%, being 7.8% points below the market average of 17%.",
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The greatest strength of Federal National Mortgage Association Fannie MAE compared to the market average is the variable Loans, increasing the Economic Capital Ratio by 6.2% points.The greatest weakness of Federal National Mortgage Association Fannie MAE is the variable Other Liabilities, reducing the Economic Capital Ratio by 54% points.
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The greatest strength of Korth Direct Mortgage Inc compared to the market average is the variable Other Assets, increasing the Economic Capital Ratio by 4.1% points.The greatest weakness of Korth Direct Mortgage Inc is the variable Other Liabilities, reducing the Economic Capital Ratio by 35% points.
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